SWIFT/BIC code REFAIRTH228
REFAIRTH228 belongs to Bank Refah Kargaran in Qom, Iran.
Code details
| SWIFT/BIC code | REFAIRTH228 |
|---|---|
| 8-character code | REFAIRTH |
| Branch code | 228 |
| Bank | Bank Refah Kargaran |
| Branch | Qom Central Branch |
| City | Qom |
| Country | Iran |
How the Bank Refah Kargaran SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- REFA Bank code
- 4 letters that identify the bank.
- IR Country code
- 2 letters for the country (ISO 3166).
- TH Location code
- 2 characters for the city or region of the head office.
- 228 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT code REFAIRTH228?
REFAIRTH228 is the SWIFT/BIC code of Qom Central Branch, a unit of Bank Refah Kargaran in Qom, Iran. Only use it if the recipient or their bank explicitly asks for it.
Which details do I need to send money to an account at Bank Refah Kargaran?
You need the SWIFT/BIC code REFAIRTH228, the account number or IBAN of the recipient, their full name and address. Iran uses international SWIFT transfers, so the BIC is required.
What is the best way to send money to Bank Refah Kargaran in Iran?
Banks often add 1–3% to the exchange rate on top of a fee. Check what you receive in Iran with transfer services before you send – the difference can be large.
How long does it take to send money to Bank Refah Kargaran in Iran?
An international SWIFT transfer typically takes 1–5 business days, because of intermediary banks and cut-off times. Specialist transfer services are often faster and cheaper.
Can I use REFAIRTH instead of REFAIRTH228?
REFAIRTH is the main office of Bank Refah Kargaran, while REFAIRTH228 points to Qom Central Branch. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention REFAIRTH228.
What does each part of REFAIRTH228 mean?
REFA is the bank code of Bank Refah Kargaran, IR stands for Iran, TH is the code for the city or region and 228 identifies the branch Qom Central Branch.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.