SWIFT/BIC code REFAIRTH345
REFAIRTH345 belongs to Bank Refah Kargaran in Tehran, Iran.
Code details
| SWIFT/BIC code | REFAIRTH345 |
|---|---|
| 8-character code | REFAIRTH |
| Branch code | 345 |
| Bank | Bank Refah Kargaran |
| Branch | Pars Minoo Branch |
| City | Tehran |
| Country | Iran |
The way the Bank Refah Kargaran SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- REFA Bank code
- 4 letters that identify the bank.
- IR Country code
- 2 letters for the country (ISO 3166).
- TH Location code
- 2 characters for the city or region of the head office.
- 345 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch uses BIC REFAIRTH345?
REFAIRTH345 is the SWIFT/BIC code of Pars Minoo Branch, a unit of Bank Refah Kargaran in Tehran, Iran. Use this branch code only when the recipient or their bank explicitly asks for it.
How long does a transfer to Bank Refah Kargaran take?
An international SWIFT transfer usually takes 1–5 business days, depending on correspondent banks and time zones. Money transfer services are often quicker and cheaper.
What is the best way to send money to Bank Refah Kargaran?
Many banks add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Iran with transfer services before you send.
What do I need to send money to an account at Bank Refah Kargaran?
You need the SWIFT/BIC code REFAIRTH345, the IBAN or local account number of the recipient, their full name and address. Iran is not part of SEPA, so always include the BIC.
Can I use REFAIRTH instead of REFAIRTH345?
REFAIRTH points to the head office of Bank Refah Kargaran, while REFAIRTH345 is Pars Minoo Branch. Most international transfers work with the head office code, yet use REFAIRTH345 if the recipient asks for it.
What happens if I use REFAIRTH345 with a typo?
Your transfer can bounce, get stuck or cost extra. Always check REFAIRTH345 with the recipient before you confirm.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.