SWIFT/BIC code REFAIRTH493
REFAIRTH493 belongs to Bank Refah Kargaran in Kish Island, Iran.
Code details
| SWIFT/BIC code | REFAIRTH493 |
|---|---|
| 8-character code | REFAIRTH |
| Branch code | 493 |
| Bank | Bank Refah Kargaran |
| Branch | Kish Central Branch |
| City | Kish Island |
| Country | Iran |
The way the Bank Refah Kargaran SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- REFA Bank code
- 4 letters that identify the bank.
- IR Country code
- 2 letters for the country (ISO 3166).
- TH Location code
- 2 characters for the city or region of the head office.
- 493 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses BIC REFAIRTH493?
REFAIRTH493 identifies Kish Central Branch, a branch or department of Bank Refah Kargaran in Kish Island, Iran. Use this branch code only when the recipient or their bank explicitly asks for it.
What does each part of REFAIRTH493 stand for?
REFA is the bank code of Bank Refah Kargaran, IR stands for Iran, TH is the code for the city or region and 493 identifies the department Kish Central Branch.
What happens if I enter REFAIRTH493 incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check REFAIRTH493 against the details from Bank Refah Kargaran before sending.
Which details do I need for a transfer to an account at Bank Refah Kargaran?
You need the SWIFT/BIC code REFAIRTH493, the account number or IBAN of the recipientand the name of the account holder. Iran uses international SWIFT transfers, so always include the BIC.
How long does it take to send money to Bank Refah Kargaran?
A SWIFT payment typically takes 2–5 business days, because of intermediary banks and cut-off times. Specialist transfer services are often quicker and cheaper.
What is the best way to send money to Bank Refah Kargaran in Iran?
Banks often add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Iran with transfer services before you send – the difference can be large.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.