SWIFT/BIC code ROYCCAT2MIC
ROYCCAT2MIC belongs to Royal Bank of Canada in Montreal, Canada.
Code details
| SWIFT/BIC code | ROYCCAT2MIC |
|---|---|
| 8-character code | ROYCCAT2 |
| Branch code | MIC |
| Bank | Royal Bank of Canada |
| Branch | — |
| City | Montreal |
| Country | Canada |
How the Royal Bank of Canada SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ROYC Bank code
- 4 letters that identify the bank.
- CA Country code
- 2 letters for the country (ISO 3166).
- T2 Location code
- 2 characters for the city or region of the head office.
- MIC Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind SWIFT code ROYCCAT2MIC?
ROYCCAT2MIC is the SWIFT/BIC code of Royal Bank of Canada, a unit of Royal Bank of Canada in Montreal, Canada. Only use it if the recipient or their bank explicitly asks for it.
What happens if I enter ROYCCAT2MIC incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check ROYCCAT2MIC with the recipient before sending.
Has Royal Bank of Canada got other SWIFT/BIC codes?
Yes – our database contains 12 SWIFT/BIC codes for Royal Bank of Canada in Canada, for the head office and several branches or departments. All of them are listed on the page of Royal Bank of Canada.
Can I use ROYCCAT2 instead of ROYCCAT2MIC?
ROYCCAT2 is the head office of Royal Bank of Canada, while ROYCCAT2MIC is Royal Bank of Canada. For a normal transfer the head office code is usually fine, yet use ROYCCAT2MIC if the recipient asks for it.
How long does it take to send money to Royal Bank of Canada in Canada?
An international SWIFT transfer typically takes 2–5 business days, because of intermediary banks and cut-off times. Specialist transfer services are often quicker and cheaper.
What do I need for a transfer to an account at Royal Bank of Canada?
You need the SWIFT/BIC code ROYCCAT2MIC, the IBAN or local account number of the recipientand the name of the account holder. Canada uses international SWIFT transfers, so the BIC is required.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.