SWIFT/BIC code ROYCCAT2XXX
ROYCCAT2XXX belongs to Royal Bank of Canada in Toronto, Canada.
Code details
| SWIFT/BIC code | ROYCCAT2XXX |
|---|---|
| 8-character code | ROYCCAT2 |
| Branch code | XXX |
| Bank | Royal Bank of Canada |
| Branch | Head office |
| City | Toronto |
| Country | Canada |
The way the Royal Bank of Canada SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ROYC Bank code
- 4 letters that identify the bank.
- CA Country code
- 2 letters for the country (ISO 3166).
- T2 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind BIC ROYCCAT2XXX?
ROYCCAT2XXX identifies the main office of Royal Bank of Canada in Toronto, Canada. Use it when a payment to Royal Bank of Canada does not need a specific branch.
Has Royal Bank of Canada got more SWIFT/BIC codes?
Yes – we list 12 SWIFT/BIC codes for Royal Bank of Canada in Canada, for the head office and several branches or departments. All of them are listed on the page of Royal Bank of Canada.
What happens if I use ROYCCAT2XXX incorrectly?
The payment may be delayed, returned or charged extra fees. Always check ROYCCAT2XXX with the recipient before sending.
Is ROYCCAT2 and ROYCCAT2XXX the same SWIFT code?
Yes, they are. ROYCCAT2 is the 8-character version of ROYCCAT2XXX. XXX simply refers to the head office, so both will reach Royal Bank of Canada in Toronto.
What is the best way to send money to Royal Bank of Canada in Canada?
Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Canadian Dollar with specialist providers before you send.
How long does a transfer to Royal Bank of Canada take in Canada?
A SWIFT payment typically takes 2–5 business days, depending on intermediary banks and cut-off times. Money transfer services are often faster than a bank.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.