SWIFT/BIC code ROYCUS3103M
ROYCUS3103M belongs to Royal Bank of Canada in Miami,fl, United States.
Code details
| SWIFT/BIC code | ROYCUS3103M |
|---|---|
| 8-character code | ROYCUS31 |
| Branch code | 03M |
| Bank | Royal Bank of Canada |
| Branch | — |
| City | Miami,fl |
| Country | United States |
The way the Royal Bank of Canada SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ROYC Bank code
- 4 letters that identify the bank.
- US Country code
- 2 letters for the country (ISO 3166).
- 31 Location code
- 2 characters for the city or region of the head office.
- 03M Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT/BIC code ROYCUS3103M?
ROYCUS3103M is the SWIFT/BIC code of Royal Bank of Canada, a unit of Royal Bank of Canada in Miami,fl, United States. Use this branch code only when the recipient or their bank explicitly asks for it.
What is the best way to send money to Royal Bank of Canada in United States?
Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in US Dollar with specialist providers before you send – the difference can be large.
What do I need to send money to an account at Royal Bank of Canada?
You need the SWIFT/BIC code ROYCUS3103M, the IBAN or local account number of the recipientand the name of the account holder. United States uses international SWIFT transfers, so always include the BIC.
Can I use ROYCUS31 instead of ROYCUS3103M?
ROYCUS31 is the head office of Royal Bank of Canada, while ROYCUS3103M points to Royal Bank of Canada. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention ROYCUS3103M.
How long does it take to send money to Royal Bank of Canada?
A SWIFT payment usually takes 2–5 business days, depending on correspondent banks and time zones. Money transfer services are often faster and cheaper.
Has Royal Bank of Canada got more SWIFT/BIC codes?
Yes, we list 5 SWIFT/BIC codes for Royal Bank of Canada in United States, for the head office and several branches or departments. All of them are listed on the page of Royal Bank of Canada.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.