SWIFT/BIC code ROYCUS3XIBF

ROYCUS3XIBF belongs to Royal Bank of Canada in New York,ny, United States.

ROYCUS3XIBF

Code details

SWIFT/BIC codeROYCUS3XIBF
8-character codeROYCUS3X
Branch codeIBF
BankRoyal Bank of Canada
BranchInternational Banking Facility
CityNew York,ny
CountryUnited States

The way the Royal Bank of Canada SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

ROYC Bank code
4 letters that identify the bank.
US Country code
2 letters for the country (ISO 3166).
3X Location code
2 characters for the city or region of the head office.
IBF Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses BIC ROYCUS3XIBF?

ROYCUS3XIBF identifies International Banking Facility, a branch or department of Royal Bank of Canada in New York,ny, United States. Only use it if the recipient or their bank explicitly asks for it.

Can I use ROYCUS3X instead of ROYCUS3XIBF?

ROYCUS3X points to the head office of Royal Bank of Canada, while ROYCUS3XIBF points to International Banking Facility. Most international transfers work with the head office code, yet use ROYCUS3XIBF if the recipient asks for it.

How long does a transfer to Royal Bank of Canada take in United States?

A SWIFT payment typically takes 1–5 business days, because of correspondent banks and time zones. Specialist transfer services are often faster than a bank.

What happens if I use ROYCUS3XIBF incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check ROYCUS3XIBF against the details from Royal Bank of Canada before sending.

Has Royal Bank of Canada got other SWIFT/BIC codes?

Yes – we list 5 SWIFT/BIC codes for Royal Bank of Canada in United States. You can see them all on the bank page.

Which details do I need for a transfer to an account at Royal Bank of Canada?

Have ready the SWIFT/BIC code ROYCUS3XIBF, the IBAN or local account number of the recipientand the name of the account holder. United States uses international SWIFT transfers, so always include the BIC.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.