SWIFT/BIC code RUGUPHM1XXX

RUGUPHM1XXX belongs to Rural Bank of Guinobatan, Inc. in Guinobatan, Philippines.

RUGUPHM1XXX

Code details

SWIFT/BIC codeRUGUPHM1XXX
8-character codeRUGUPHM1
Branch codeXXX
BankRural Bank of Guinobatan, Inc.
BranchHead office
CityGuinobatan
CountryPhilippines

How the Rural Bank of Guinobatan, Inc. SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

RUGU Bank code
4 letters that identify the bank.
PH Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which institution is behind BIC RUGUPHM1XXX?

RUGUPHM1XXX identifies the head office of Rural Bank of Guinobatan, Inc. in Guinobatan, Philippines. It is the code to use when a payment to Rural Bank of Guinobatan, Inc. does not need a specific branch.

Does Rural Bank of Guinobatan, Inc. use a single SWIFT/BIC code?

Yes – RUGUPHM1XXX is the single SWIFT/BIC code we have for Rural Bank of Guinobatan, Inc. in Philippines, so there is no branch code to choose.

What happens if I enter RUGUPHM1XXX with a typo?

The payment may be delayed, returned or charged extra fees. Double-check RUGUPHM1XXX against the details from Rural Bank of Guinobatan, Inc. before you confirm.

What is the best way to send money to Rural Bank of Guinobatan, Inc.?

Many banks add 1–3% to the exchange rate on top of a fee. Check what you receive in Philippine Peso with specialist providers before you send – the difference can be large.

Is RUGUPHM1 and RUGUPHM1XXX the same SWIFT code?

Yes, they are. RUGUPHM1 is the 8-character version of RUGUPHM1XXX. The XXX at the end only refers to the head office, so either version routes your payment to Rural Bank of Guinobatan, Inc. in Guinobatan.

What do I need for a transfer to an account at Rural Bank of Guinobatan, Inc.?

Have ready the SWIFT/BIC code RUGUPHM1XXX, the account number or IBAN of the recipient, their full name and address. Philippines uses international SWIFT transfers, so always include the BIC.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.