SWIFT/BIC code SBININBB438

SBININBB438 belongs to State Bank of India in Panipat, India.

SBININBB438

Code details

SWIFT/BIC codeSBININBB438
8-character codeSBININBB
Branch code438
BankState Bank of India
BranchSsi,panipat
CityPanipat
CountryIndia

How the State Bank of India SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

SBIN Bank code
4 letters that identify the bank.
IN Country code
2 letters for the country (ISO 3166).
BB Location code
2 characters for the city or region of the head office.
438 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses BIC SBININBB438?

SBININBB438 is the SWIFT/BIC code of Ssi,panipat, part of State Bank of India in Panipat, India. Only use it if the account is held at this specific branch.

Can I use SBININBB instead of SBININBB438?

SBININBB is the head office of State Bank of India, while SBININBB438 points to Ssi,panipat. Most international transfers work with the head office code, yet use SBININBB438 if the recipient asks for it.

How long does a transfer to State Bank of India take in India?

A SWIFT payment usually takes 2–5 business days, depending on correspondent banks and time zones. Specialist transfer services are often quicker and cheaper.

Which details do I need for a transfer to an account at State Bank of India?

You need the SWIFT/BIC code SBININBB438, the IBAN or local account number of the recipient, their full name and address. India uses international SWIFT transfers, so the BIC is required.

What happens if I use SBININBB438 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check SBININBB438 with the recipient before sending.

What is the best way to send money to State Bank of India in India?

Many banks add 1–3% to the exchange rate on top of a fee. Check what you receive in Indian Rupee with transfer services before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.