SWIFT/BIC code SBININBBT23

SBININBBT23 belongs to State Bank of India in Kalpetta, India.

SBININBBT23

Code details

SWIFT/BIC codeSBININBBT23
8-character codeSBININBB
Branch codeT23
BankState Bank of India
BranchKerala Circle
CityKalpetta
CountryIndia

How the State Bank of India SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

SBIN Bank code
4 letters that identify the bank.
IN Country code
2 letters for the country (ISO 3166).
BB Location code
2 characters for the city or region of the head office.
T23 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT/BIC code SBININBBT23?

SBININBBT23 identifies Kerala Circle, a unit of State Bank of India in Kalpetta, India. Only use it if the recipient or their bank explicitly asks for it.

Can I use SBININBB instead of SBININBBT23?

SBININBB is the main office of State Bank of India, while SBININBBT23 points to Kerala Circle. For a normal transfer the head office code is usually fine, yet use SBININBBT23 if the recipient asks for it.

What happens if I use SBININBBT23 incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check SBININBBT23 with the recipient before sending.

Has State Bank of India got more SWIFT/BIC codes?

Yes, we list 843 SWIFT/BIC codes for State Bank of India in India. You can see them all on the bank page.

How long does it take to send money to State Bank of India?

An international SWIFT transfer usually takes 1–5 business days, because of correspondent banks and time zones. Specialist transfer services are often faster and cheaper.

What does each part of SBININBBT23 mean?

SBIN is the institution code of State Bank of India, IN stands for India, BB is the location code and T23 identifies the department Kerala Circle.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.