SWIFT/BIC code SMBCJPJTOSA

SMBCJPJTOSA belongs to Sumitomo Mitsui Banking Corporation in Osaka, Japan.

SMBCJPJTOSA

Code details

SWIFT/BIC codeSMBCJPJTOSA
8-character codeSMBCJPJT
Branch codeOSA
BankSumitomo Mitsui Banking Corporation
BranchOsaka
CityOsaka
CountryJapan

How the Sumitomo Mitsui Banking Corporation SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

SMBC Bank code
4 letters that identify the bank.
JP Country code
2 letters for the country (ISO 3166).
JT Location code
2 characters for the city or region of the head office.
OSA Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses BIC SMBCJPJTOSA?

SMBCJPJTOSA is the SWIFT/BIC code of Osaka, part of Sumitomo Mitsui Banking Corporation in Osaka, Japan. Only use it if the recipient or their bank explicitly asks for it.

Does Sumitomo Mitsui Banking Corporation have other SWIFT/BIC codes?

Yes, we list 3 SWIFT/BIC codes for Sumitomo Mitsui Banking Corporation in Japan, for the head office and several branches or departments. You can see them all on the bank page.

What happens if I use SMBCJPJTOSA incorrectly?

The payment may be delayed, returned or charged extra fees. Always check SMBCJPJTOSA with the recipient before you confirm.

How long does a transfer to Sumitomo Mitsui Banking Corporation take?

A SWIFT payment typically takes 2–5 business days, because of correspondent banks and time zones. Money transfer services are often faster than a bank.

Can I use SMBCJPJT instead of SMBCJPJTOSA?

SMBCJPJT points to the head office of Sumitomo Mitsui Banking Corporation, while SMBCJPJTOSA is Osaka. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention SMBCJPJTOSA.

What do I need to send money to an account at Sumitomo Mitsui Banking Corporation?

You need the SWIFT/BIC code SMBCJPJTOSA, the IBAN or local account number of the recipientand the name of the account holder. Japan uses international SWIFT transfers, so always include the BIC.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.