SWIFT/BIC code SMCTMCM1P02
SMCTMCM1P02 belongs to Societe Marseillaise de Credit in Monaco, Monaco.
Code details
| SWIFT/BIC code | SMCTMCM1P02 |
|---|---|
| 8-character code | SMCTMCM1 |
| Branch code | P02 |
| Bank | Societe Marseillaise de Credit |
| Branch | AG Monte Carlo |
| City | Monaco |
| Country | Monaco |
How the Societe Marseillaise de Credit SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SMCT Bank code
- 4 letters that identify the bank.
- MC Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- P02 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind SWIFT/BIC code SMCTMCM1P02?
The code SMCTMCM1P02 belongs to AG Monte Carlo, a unit of Societe Marseillaise de Credit in Monaco, Monaco. Use this branch code only when the account is held at this specific branch.
What happens if I use SMCTMCM1P02 incorrectly?
The payment may be delayed, returned or charged extra fees. Always check SMCTMCM1P02 with the recipient before sending.
What is the cheapest way to send money to Societe Marseillaise de Credit in Monaco?
Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send.
Can I use SMCTMCM1 instead of SMCTMCM1P02?
SMCTMCM1 is the main office of Societe Marseillaise de Credit, while SMCTMCM1P02 is AG Monte Carlo. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention SMCTMCM1P02.
Do I need SMCTMCM1P02 to send euros to Monaco?
Monaco is part of the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you do need SMCTMCM1P02.
How long does it take to send money to Societe Marseillaise de Credit?
SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.