SWIFT/BIC code SMCTMCM1P04
SMCTMCM1P04 belongs to Societe Marseillaise de Credit in Monaco, Monaco.
Code details
| SWIFT/BIC code | SMCTMCM1P04 |
|---|---|
| 8-character code | SMCTMCM1 |
| Branch code | P04 |
| Bank | Societe Marseillaise de Credit |
| Branch | AG Fontvieille |
| City | Monaco |
| Country | Monaco |
How the Societe Marseillaise de Credit SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SMCT Bank code
- 4 letters that identify the bank.
- MC Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- P04 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch uses SWIFT/BIC code SMCTMCM1P04?
SMCTMCM1P04 is the SWIFT/BIC code of AG Fontvieille, a unit of Societe Marseillaise de Credit in Monaco, Monaco. Use this branch code only when the account is held at this specific branch.
What happens if I enter SMCTMCM1P04 incorrectly?
The payment may be delayed, returned or charged extra fees. Always check SMCTMCM1P04 with the recipient before you confirm.
Do I need SMCTMCM1P04 to send euros to Monaco?
Monaco is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need SMCTMCM1P04.
How long does it take to send money to Societe Marseillaise de Credit?
SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 2–4 business days.
Can I use SMCTMCM1 instead of SMCTMCM1P04?
SMCTMCM1 points to the main office of Societe Marseillaise de Credit, while SMCTMCM1P04 is AG Fontvieille. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention SMCTMCM1P04.
What is the cheapest way to send money to Societe Marseillaise de Credit in Monaco?
Banks often add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send – the difference can be large.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.