SWIFT/BIC code SMIWGB2LFAL

SMIWGB2LFAL belongs to Smith and Williamson Investment Services Limited in Glasgow, United Kingdom.

SMIWGB2LFAL

Code details

SWIFT/BIC codeSMIWGB2LFAL
8-character codeSMIWGB2L
Branch codeFAL
BankSmith and Williamson Investment Services Limited
BranchSwfal
CityGlasgow
CountryUnited Kingdom

How the Smith and Williamson Investment Services Limited SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

SMIW Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
2L Location code
2 characters for the city or region of the head office.
FAL Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT code SMIWGB2LFAL?

The code SMIWGB2LFAL belongs to Swfal, a unit of Smith and Williamson Investment Services Limited in Glasgow, United Kingdom. Only use it if the account is held at this specific branch.

Do I need SMIWGB2LFAL for a euro transfer to United Kingdom?

United Kingdom belongs to the SEPA area. When you send euros the IBAN is usually enough. For other currencies you do need SMIWGB2LFAL.

How long does it take to send money to Smith and Williamson Investment Services Limited in United Kingdom?

SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 2–4 business days.

What do the letters in SMIWGB2LFAL stand for?

SMIW is the bank code of Smith and Williamson Investment Services Limited, GB stands for United Kingdom, 2L is the code for the city or region and FAL is the code of the department Swfal.

What happens if I enter SMIWGB2LFAL incorrectly?

The payment may be delayed, returned or charged extra fees. Always check SMIWGB2LFAL against the details from Smith and Williamson Investment Services Limited before you confirm.

What is the cheapest way to send money to Smith and Williamson Investment Services Limited?

Banks often add several percent to the exchange rate on top of a fee. Check what you receive in British Pound with specialist providers before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.