SWIFT/BIC code SMIWGB2LNCL
SMIWGB2LNCL belongs to Smith and Williamson Investment Services Limited in London, United Kingdom.
Code details
| SWIFT/BIC code | SMIWGB2LNCL |
|---|---|
| 8-character code | SMIWGB2L |
| Branch code | NCL |
| Bank | Smith and Williamson Investment Services Limited |
| Branch | Ncl Investments |
| City | London |
| Country | United Kingdom |
How the Smith and Williamson Investment Services Limited SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SMIW Bank code
- 4 letters that identify the bank.
- GB Country code
- 2 letters for the country (ISO 3166).
- 2L Location code
- 2 characters for the city or region of the head office.
- NCL Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind BIC SMIWGB2LNCL?
The code SMIWGB2LNCL belongs to Ncl Investments, a unit of Smith and Williamson Investment Services Limited in London, United Kingdom. Use this branch code only when the account is held at this specific branch.
How long does it take to send money to Smith and Williamson Investment Services Limited?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
Do I need SMIWGB2LNCL for a euro transfer to United Kingdom?
United Kingdom is part of the SEPA area. When you send euros the IBAN is usually enough. For other currencies you do need SMIWGB2LNCL.
What happens if I enter SMIWGB2LNCL with a typo?
Your transfer can bounce, get stuck or cost extra. Double-check SMIWGB2LNCL against the details from Smith and Williamson Investment Services Limited before you confirm.
Can I use SMIWGB2L instead of SMIWGB2LNCL?
SMIWGB2L points to the main office of Smith and Williamson Investment Services Limited, while SMIWGB2LNCL points to Ncl Investments. Most international transfers work with the head office code, but use SMIWGB2LNCL if the recipient asks for it.
What does each part of SMIWGB2LNCL stand for?
SMIW is the institution code of Smith and Williamson Investment Services Limited, GB is the ISO code of United Kingdom, 2L is the code for the city or region and NCL identifies the department Ncl Investments.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.