SWIFT/BIC code UMFCHKH1XXX
UMFCHKH1XXX belongs to Umbrella Finance Company Limited in Hong Kong, Hong Kong SAR China.
Code details
| SWIFT/BIC code | UMFCHKH1XXX |
|---|---|
| 8-character code | UMFCHKH1 |
| Branch code | XXX |
| Bank | Umbrella Finance Company Limited |
| Branch | Head office |
| City | Hong Kong |
| Country | Hong Kong SAR China |
The way the Umbrella Finance Company Limited SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UMFC Bank code
- 4 letters that identify the bank.
- HK Country code
- 2 letters for the country (ISO 3166).
- H1 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution is behind BIC UMFCHKH1XXX?
UMFCHKH1XXX is the SWIFT/BIC code of the headquarters of Umbrella Finance Company Limited in Hong Kong, Hong Kong SAR China. Use it when a payment to Umbrella Finance Company Limited does not need a specific branch.
Is UMFCHKH1 and UMFCHKH1XXX the same code?
Yes, they are. UMFCHKH1 is the 8-character version of UMFCHKH1XXX. XXX simply refers to the head office, so both will reach Umbrella Finance Company Limited in Hong Kong.
What is the best way to send money to Umbrella Finance Company Limited in Hong Kong SAR China?
Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Hong Kong Dollar with specialist providers before you send – the difference can be large.
How long does a transfer to Umbrella Finance Company Limited take in Hong Kong SAR China?
A SWIFT payment typically takes 2–5 business days, because of intermediary banks and cut-off times. Money transfer services are often faster and cheaper.
What do I need for a transfer to an account at Umbrella Finance Company Limited?
You need the SWIFT/BIC code UMFCHKH1XXX, the account number or IBAN of the recipient, their full name and address. Hong Kong SAR China is not part of SEPA, so the BIC is required.
What does each part of UMFCHKH1XXX mean?
UMFC is the institution code of Umbrella Finance Company Limited, HK is the ISO code of Hong Kong SAR China, H1 is the location code and XXX marks the head office.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.