SWIFT/BIC code UTIBINB1324
UTIBINB1324 belongs to Axis Bank LTD(Formerly Uti Bank LTD) in Ludhiana, India.
Code details
| SWIFT/BIC code | UTIBINB1324 |
|---|---|
| 8-character code | UTIBINB1 |
| Branch code | 324 |
| Bank | Axis Bank LTD(Formerly Uti Bank LTD) |
| Branch | Millerganj Ludhiana |
| City | Ludhiana |
| Country | India |
How the Axis Bank LTD(Formerly Uti Bank LTD) SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UTIB Bank code
- 4 letters that identify the bank.
- IN Country code
- 2 letters for the country (ISO 3166).
- B1 Location code
- 2 characters for the city or region of the head office.
- 324 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT code UTIBINB1324?
The code UTIBINB1324 belongs to Millerganj Ludhiana, a unit of Axis Bank LTD(Formerly Uti Bank LTD) in Ludhiana, India. Use this branch code only when the recipient or their bank explicitly asks for it.
What do I need to send money to an account at Axis Bank LTD(Formerly Uti Bank LTD)?
You need the SWIFT/BIC code UTIBINB1324, the IBAN or local account number of the recipientand the name of the account holder. India uses international SWIFT transfers, so always include the BIC.
How long does it take to send money to Axis Bank LTD(Formerly Uti Bank LTD) in India?
An international SWIFT transfer typically takes 2–5 business days, depending on correspondent banks and time zones. Money transfer services are often faster and cheaper.
What happens if I use UTIBINB1324 with a typo?
Your transfer can bounce, get stuck or cost extra. Always check UTIBINB1324 against the details from Axis Bank LTD(Formerly Uti Bank LTD) before you confirm.
What is the cheapest way to send money to Axis Bank LTD(Formerly Uti Bank LTD) in India?
Banks often add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Indian Rupee with specialist providers before you send – the difference can be large.
Can I use UTIBINB1 instead of UTIBINB1324?
UTIBINB1 is the head office of Axis Bank LTD(Formerly Uti Bank LTD), while UTIBINB1324 points to Millerganj Ludhiana. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention UTIBINB1324.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.