SWIFT/BIC code YAOZPHM1XXX
YAOZPHM1XXX belongs to Yao and Zialcita Inc. in Manila, Philippines.
Code details
| SWIFT/BIC code | YAOZPHM1XXX |
|---|---|
| 8-character code | YAOZPHM1 |
| Branch code | XXX |
| Bank | Yao and Zialcita Inc. |
| Branch | Head office |
| City | Manila |
| Country | Philippines |
The way the Yao and Zialcita Inc. SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- YAOZ Bank code
- 4 letters that identify the bank.
- PH Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution uses SWIFT/BIC code YAOZPHM1XXX?
YAOZPHM1XXX is the SWIFT/BIC code of the headquarters of Yao and Zialcita Inc. in Manila, Philippines. It is the code to use when a payment to Yao and Zialcita Inc. does not need a specific branch.
What is the best way to send money to Yao and Zialcita Inc.?
Banks often add several percent to the exchange rate on top of a fee. Check the amount that arrives in Philippine Peso with specialist providers before you send.
Is YAOZPHM1 and YAOZPHM1XXX the same SWIFT code?
Yes. YAOZPHM1 is the short version of YAOZPHM1XXX. The XXX at the end only refers to the head office, so both will reach Yao and Zialcita Inc. in Manila.
Does Yao and Zialcita Inc. have only one SWIFT/BIC code?
Yes – YAOZPHM1XXX is the single SWIFT/BIC code listed for Yao and Zialcita Inc. in Philippines, so you do not need to pick a branch code.
How long does a transfer to Yao and Zialcita Inc. take?
A SWIFT payment typically takes 1–5 business days, because of correspondent banks and time zones. Specialist transfer services are often faster than a bank.
What happens if I enter YAOZPHM1XXX with a typo?
Your transfer can bounce, get stuck or cost extra. Always check YAOZPHM1XXX with the recipient before you confirm.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.