SWIFT/BIC code ZACRPHM1XXX
ZACRPHM1XXX belongs to Zamboanga City Rural Bank, Inc. in Zamboanga City, Philippines.
Code details
| SWIFT/BIC code | ZACRPHM1XXX |
|---|---|
| 8-character code | ZACRPHM1 |
| Branch code | XXX |
| Bank | Zamboanga City Rural Bank, Inc. |
| Branch | Head office |
| City | Zamboanga City |
| Country | Philippines |
How the Zamboanga City Rural Bank, Inc. SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ZACR Bank code
- 4 letters that identify the bank.
- PH Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses BIC ZACRPHM1XXX?
ZACRPHM1XXX is the SWIFT/BIC code of the main office of Zamboanga City Rural Bank, Inc. in Zamboanga City, Philippines. Use it when a payment to Zamboanga City Rural Bank, Inc. does not need a specific branch.
How long does a transfer to Zamboanga City Rural Bank, Inc. take in Philippines?
A SWIFT payment typically takes 1–5 business days, depending on correspondent banks and time zones. Specialist transfer services are often quicker and cheaper.
What does each part of ZACRPHM1XXX stand for?
ZACR is the institution code of Zamboanga City Rural Bank, Inc., PH is the ISO code of Philippines, M1 is the location code and XXX marks the head office.
What do I need for a transfer to an account at Zamboanga City Rural Bank, Inc.?
You need the SWIFT/BIC code ZACRPHM1XXX, the account number or IBAN of the recipientand the name of the account holder. Philippines is not part of SEPA, so the BIC is required.
What is the best way to send money to Zamboanga City Rural Bank, Inc. in Philippines?
Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Philippine Peso with transfer services before you send.
Are ZACRPHM1 and ZACRPHM1XXX the same SWIFT code?
Yes, they are. ZACRPHM1 is the 8-character version of ZACRPHM1XXX. The XXX at the end only refers to the head office, so either version routes your payment to Zamboanga City Rural Bank, Inc. in Zamboanga City.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.