Bank Alfalah Limited (Afghanistan - Kabul Branch) SWIFT/BIC code

Bank Alfalah Limited (Afghanistan - Kabul Branch) SWIFT code: ALFHAFKA

ALFHAFKA and ALFHAFKAXXX are two ways of writing the same bank identifier, and both point to Bank Alfalah Limited (Afghanistan - Kabul Branch) in Kabul. A SWIFT code shows the sending bank exactly which bank is meant to get the money, a bit like a postal address for banks. You will need it mostly for payments that cross a border and payments in foreign currencies.

This page is meant to help anyone who receives money at an account at Bank Alfalah Limited (Afghanistan - Kabul Branch) without mistakes. The SWIFT code alone does not identify a personal account; for that you need the account number or IBAN is for.

A note on our data

We gather bank codes from publicly available data and update our list regularly. It can happen that a code here is no longer current. Counts and locations are from our own dataset and may differ from what Bank Alfalah Limited (Afghanistan - Kabul Branch) publishes.

For any payment of any size, check the BIC with Bank Alfalah Limited (Afghanistan - Kabul Branch) or the recipient. GoldexPay has no connection to Bank Alfalah Limited (Afghanistan - Kabul Branch); we are a comparison site for money transfers. Found an error? Let us know via our contact form and we will look into it.

Transfer times and tracking a payment to Bank Alfalah Limited (Afghanistan - Kabul Branch)

How fast a transfer reaches Bank Alfalah Limited (Afghanistan - Kabul Branch) depends on a few things: the currency, the number of banks in between, cut-off times and time zones. Bank holidays in the sending or receiving country can add extra days, since banks do not process on those days. Extra checks by one of the banks may also cause some delay, even when all details are correct.

Many banks use SWIFT gpi, which lets them follow a payment from bank to bank. Every payment carries a unique reference, the UETR, which your bank can use to see where the money is. Money transfer services usually show tracking online so you can see where the money has got.

A delayed transfer has to be investigated by the sending bank. Ask the sender for the payment receipt including the reference – it helps your own bank look for the money.

Which of the 2 codes of Bank Alfalah Limited (Afghanistan - Kabul Branch) do you need?

Bank Alfalah Limited (Afghanistan - Kabul Branch) uses 2 different SWIFT/BIC codes across 2 locations. One of them is the head office code; the rest belong to branches or departments, and sometimes internal departments.

For the vast majority of payments to a private or business account, the head office code ALFHAFKAXXX works fine. Just use a branch code when the recipient explicitly asks for it, for example on a letter or invoice.

The safest route is to copy the code directly from the account holder’s statement. Branch codes can change when banks reorganise, so a code from an old document is not always valid.

Before you send: check the Bank Alfalah Limited (Afghanistan - Kabul Branch) code

Ask the recipient to send you the account details straight from their banking app. Compare it with ALFHAFKA on this page; if they differ, ask before you pay.

Mistakes in the SWIFT code tend to be costly more than fatal: often the payment comes back, minus fees. A mistake in the IBAN or account number is a bigger problem, because the money may be credited to someone else.

Many banking apps validate the format of IBANs and sometimes look up the BIC automatically. More and more banks compare the payee name with the account – do not ignore a mismatch warning. For a first payment, many people start with a small amount first before sending the rest.

Incoming international payments to Bank Alfalah Limited (Afghanistan - Kabul Branch)

A sender in another country needs a few details about your account. That means: your name as registered with Bank Alfalah Limited (Afghanistan - Kabul Branch), your IBAN or account number, the SWIFT/BIC code ALFHAFKAXXX (or ALFHAFKA) and usually your postal address.

Certain sending banks want the name and address of Bank Alfalah Limited (Afghanistan - Kabul Branch); it does no harm to include it. Check every detail before you share them – a sender rarely spots a mistake in someone else’s details.

An incoming payment will not always land in full. Correspondent banks can take a fee, and when currencies differ, an exchange rate margin applies. Make clear with the sender who pays which costs, especially for larger amounts.

Scams that use SWIFT codes

Criminals often use fake invoices with new bank details, sometimes in an email that looks completely genuine. The fact that ALFHAFKA exists is no guarantee that a request mentioning it is legitimate – fraudsters use real bank codes as well.

Check new payment details through a different channel, such as a phone number you already know, not by replying to the message. Urgency or secrecy tend to be warning signs. Acted too fast? Call your bank straight away and ask them to start a recall; also report it to the police.

Fraud can also target the receiver: someone sends too much and wants you to return the difference. A payment confirmation from the sender is no proof.

8 or 11 characters: ALFHAFKA versus ALFHAFKAXXX

A SWIFT code is built from a few fixed parts: the first four letters stand for the bank, the next two give the country and the two after that indicate the location. That gives you ALFHAFKA, the short form of the code.

XXX at the end of ALFHAFKAXXX does not stand for a missing value or a mistake: it indicates the main office of Bank Alfalah Limited (Afghanistan - Kabul Branch). Certain payment forms ask for 11 characters, in which case you simply enter XXX after ALFHAFKA.

In practice the code is written in capitals and without spaces. Watch for O versus 0 or the letter I and the digit 1; they are easy to mix up.

What a transfer from Bank Alfalah Limited (Afghanistan - Kabul Branch) abroad really costs

The price of a payment abroad has several parts. Besides the transfer fee, correspondent or intermediary banks may take a cut, and when the money changes currency, the bank usually applies a rate that is less favourable than the real market rate.

The markup on the rate tends to be the biggest cost, and it is easy to miss. An easy check: put the bank’s rate against the mid-market rate and look at the difference.

For many routes, a specialist provider is cheaper than a traditional bank transfer – mostly thanks to the rate. Before your next transfer, take a minute to compare the total cost on GoldexPay instead of going straight to your bank. Choosing a specialist does not require closing your account at Bank Alfalah Limited (Afghanistan - Kabul Branch) – you pay the provider from your own account.