Banque Exterieure D'algerie SWIFT/BIC code

What BEXADZAL means for a payment to Banque Exterieure D'algerie

The short code BEXADZAL and the 11-character code BEXADZALXXX refer to one and the same institution: Banque Exterieure D'algerie in Algiers, Algeria. A BIC does one job: it ensures that money from abroad reaches the right bank. In daily life you mostly come across it on invoices from abroad, in your banking app and in the bank details that Banque Exterieure D'algerie provides.

This page is meant to help people who pays into an account at Banque Exterieure D'algerie. The BIC names an institution, not a specific account; the IBAN or account number does that.

A note on our data

The details on this page are taken from publicly available data which we refresh regularly. Even so, banks merge or retire codes, so information can be out of date. The number of codes on this page are based on our own data.

Treat this page as a starting point, not as the last word. GoldexPay is not affiliated with Banque Exterieure D'algerie; we are a comparison site for money transfers. Found an error? Tell us through the contact page.

Getting paid from abroad into a Banque Exterieure D'algerie account

For an international payment at Banque Exterieure D'algerie, the person paying you needs not just the BIC. That means: your full name as registered with Banque Exterieure D'algerie, your account number or IBAN, the BIC BEXADZALXXX (or BEXADZAL) and usually your address.

Certain banks want the bank’s address in Algiers. A typo in the IBAN is more trouble than it looks; copy them from your banking app rather than typing.

Money from abroad will not always land in full. Correspondent banks can take a fee, Banque Exterieure D'algerie may charge for incoming payments, and if the money is converted, an exchange rate margin comes on top. For business payments, you can state who bears the costs, so that nobody is left short.

Transfer times and tracking a payment to Banque Exterieure D'algerie

An international transfer typically takes anywhere from one to several business days, depending on the currency, the route and the banks involved. Payments made late in the day or just before a weekend or public holiday often start a business day later. Extra checks by one of the banks can also cause a delay.

Many banks are connected to SWIFT gpi. Each payment gets a unique transaction reference, the UETR that banks can use to trace it. Money transfer services usually show tracking in their app so you can see where the payment has got.

A delayed transfer has to be investigated from the sending side, using the payment confirmation. As a recipient, you can check your account for a slightly lower amount.

Paying someone abroad from your Banque Exterieure D'algerie account

A bank transfer abroad can cost more than the listed fee. On top of a fixed fee, banks in between can take a cut, and if the money changes currency, the bank often applies a rate below the real market rate.

Many banks do not show the margin on the rate separately – you only notice it if you compare. Compare their rate against the mid-market rate – the rate you find on financial news sites. The difference is your real conversion cost.

Specialised transfer providers frequently offer rates closer to the mid-market rate and lower fees. On GoldexPay we compare the amount that arrives across services, which makes the cheapest option easy to spot. You can still use your account at Banque Exterieure D'algerie as the source of the money.

BEXADZAL or BEXADZALXXX – which one to use?

Each SWIFT/BIC code starts with the same eight core characters: four letters for the bank, a two-letter country code and a two-character location code. The result is BEXADZAL, the short form of the code.

Most payment forms work with either length. If a form asks for eleven characters, enter BEXADZALXXX.

Type the code in one piece, in upper case and without spaces, exactly as shown here. A wrong character can send a payment to another bank, so copy it carefully.

Which of the 105 codes of Banque Exterieure D'algerie do you need?

Our database contains 105 SWIFT/BIC codes for Banque Exterieure D'algerie in 48 places. Next to the head office code BEXADZALXXX, you will find codes for branches, departments or specific services.

Usually you do not need to look up a branch: payments addressed to BEXADZALXXX reach Banque Exterieure D'algerie correctly. If you have been given a specific code, use it as it is rather than swapping it for the head office code.

The best way is to take the code directly from the account holder’s statement. Branch codes can change when banks reorganise.

Before you send: check the Banque Exterieure D'algerie code

Ask the recipient to send you the account details straight from their banking app. When the code you were given differs from BEXADZAL or BEXADZALXXX, stop and ask – contact the recipient or Banque Exterieure D'algerie.

If the code is wrong, the payment might get stuck, bounce back or end up costing more. Remember the account number: an error there is more difficult to correct than a wrong BIC.

An automatic check by your bank only confirms that the IBAN exists. If your bank offers it, a name check before sending adds an extra layer of safety. A small test payment can be worth it for a large first payment.

Changed bank details? Be careful

Stay wary when someone unexpectedly wants you to pay into a different account. A correct SWIFT code says nothing about whether the request is genuine: scammers use real codes of real banks.

Never trust a phone number from the same email that contains the change. Be suspicious of time pressure, unusual wording or an email address that differs by one letter. If a payment was sent to a fraudster, call your bank right away – speed improves the chance of getting it back.

Recipients are targeted too: one known trick is a buyer who pays too much followed by a request to send back the difference. Do not act before the money is actually in your account.