SWIFT/BIC codes in American Samoa

SWIFT/BIC codes in American Samoa

This directory contains 2 banks and other institutions in American Samoa and 2 SWIFT/BIC codes between them. Each code points to a bank or a specific branch or department.

Every bank has its own page showing the head office code and, where available, codes for branches and departments. The sections below explain the structure of the codes, what transfers cost and the checks worth doing before a payment.

Sending money to American Samoa for less

What you pay for a payment to American Samoa is made up of several parts – not only the fee you see. On top of the fee, correspondent banks may take a cut, and when the money is converted the bank usually uses a rate below the real market rate.

The real cost is often in the rate, not in the fee: banks convert at a rate with a margin built in. A simple test: set the rate you get next to the mid-market rate and work out the difference on your amount.

Specialised transfer providers often use a rate near the mid-market rate and lower fees. On GoldexPay we compare what recipients in American Samoa receive with different services, so you can pick the cheapest route.

Getting paid from abroad into an account in American Samoa

When you expect a payment from another country in American Samoa, send the payer everything they need in one go. That means: your full name as your bank knows it, your IBAN or account number, the BIC of your bank and sometimes your address.

Find the bank in the list on this page – your bank statement is the final word. You can add your bank’s name and city as well because some forms have separate fields for it.

What lands in your account is often lower than the amount sent. Fees for incoming transfers vary from bank to bank. Agree with the sender who pays which costs, especially for larger amounts.

Transfer times to American Samoa

There is no fixed delivery time for payments to American Samoa: some arrive within a day while others need several business days. Payments made after the cut-off time or just before a weekend or public holiday often go out the next business day.

A growing number of banks are connected to SWIFT gpi for faster and traceable payments. Each payment carries a unique transaction reference, the UETR, which the sending bank can use to trace it. Specialist transfer services often provide tracking online, which makes it easier to see where the money is.

What the letters in a American Samoa BIC mean

A SWIFT code is 8 or 11 characters long and the parts always come in the same order. First comes four letters for the bank, then two letters for the country and a two-character location code.

No matter which bank, all American Samoa codes have the same country code in positions five and six: the ISO code of the country. When those two letters point to another country, the code belongs to a bank in another country.

The long version adds three characters for a branch, where XXX means the head office. In most cases the head office code is fine.

The US Dollar (USD) and conversion costs

Bank accounts in American Samoa are typically held in USD. Money sent in a different currency is converted into USD, and whoever converts it chooses the rate.

Where the conversion happens affects how much arrives. Compare how much USD arrives via several services before choosing one. Exchange rates change all the time.

Most SWIFT codes in American Samoa: Anz Amerika Samoa Bank

Anz Amerika Samoa Bank leads our list of American Samoa banks in the number of SWIFT/BIC codes. The head office of Anz Amerika Samoa Bank uses ANZBASPAXXX.

A large number of codes often means that the bank registers branches and departments separately. Making a payment to Anz Amerika Samoa Bank? Go with ANZBASPAXXX unless a specific branch code is requested.

Verifying a SWIFT code from American Samoa

The most reliable source for a SWIFT code is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. If the code you have differs from the code listed here, stop and ask.

We collect SWIFT/BIC codes from public sources and check our list regularly. Still, banks merge, rename themselves or retire codes. For a payment that matters, check the code with the recipient’s bank. GoldexPay is not a bank and is not affiliated with the banks listed.

Scammers often use fake invoices carrying new bank details that look completely genuine. A valid BIC tells you nothing about who owns the account.

International payments to American Samoa and the BIC

American Samoa is not part of the SEPA area, so European euro rules do not apply. International transfers to American Samoa usually go through the SWIFT network – which is why you need the BIC of the recipient’s bank.

Depending on the country, accounts are identified by a local account number rather than an IBAN and sometimes a local routing or branch code. The receiving bank usually provides instructions for incoming international payments – follow them exactly. On the way to American Samoa, a transfer can pass through correspondent banks that charge for their part.