SWIFT/BIC codes in Anguilla

Finding a SWIFT code in Anguilla

Here you will find codes for 4 banks in Anguilla – 4 codes altogether. Every code points to a bank or a specific branch or department and tells other banks where an international payment should go.

Each bank is listed with its own page showing the head office code and, where available, codes for branches and departments. Below the list you can read how codes from Anguilla are built, how to send money to Anguilla without overpaying and how to check a code before you pay.

What a transfer to Anguilla really costs

The price of a transfer to Anguilla is made up of several parts – not only the fee you see. Besides the fee, correspondent banks can deduct a charge, and when the money is converted the bank usually uses a rate below the real market rate.

Most of the cost usually sits in the exchange rate – the bank builds a margin into its rate. Compare the rate you are offered with the mid-market rate that you find on financial sites; the gap is what conversion costs you.

For a lot of currency pairs, a transfer service is less expensive than a traditional bank transfer, mainly because of the rate. GoldexPay lists these providers next to each other so you can see the amount that reaches the recipient before you commit.

How SWIFT codes from Anguilla are built

A SWIFT code is 8 or 11 characters long and the parts always come in the same order. First comes four letters for the bank, followed by two letters for the country and a two-character location code.

Whatever the bank, every code from Anguilla have the same country code in positions five and six, namely the ISO code of Anguilla. When those two letters point to another country, the code belongs to a bank somewhere else, so check again.

When a code ends in XXX, it means the head office and the short version works just as well. For most transfers the head office code is fine, unless the recipient gives you a branch code.

Firstcaribbean International Bank (Barbados) Limited and its SWIFT codes

Firstcaribbean International Bank (Barbados) Limited tops our list of Anguilla banks in the number of SWIFT/BIC codes. The head office uses FCIBAIAIXXX – the code most transfers need.

How many codes a bank has says more about how it registers branches and services than about how big it is. If not the recipient asks for a branch, FCIBAIAIXXX is fine for a payment to Firstcaribbean International Bank (Barbados) Limited.

Incoming international payments in Anguilla

A sender in another country will ask for several details from you – incomplete details often cause delays. Share the account holder’s name, your account number or IBAN, your bank’s SWIFT code and your address, which some banks require.

The code of your bank is in our list but always compare it with your own bank details. You can include the name and city of your bank as well.

Expect that the incoming amount is below the amount on the sender’s receipt. Fees for incoming transfers vary per bank – your bank’s price list tells you what applies. On invoices, state who bears the costs.

How long does a transfer to Anguilla take?

How quickly money arrives in Anguilla is determined by a few things: the currency, how many intermediary banks are involved, daily processing deadlines and time zones. Public holidays in Anguilla or in the sending country add extra days to the journey.

When a payment takes longer than expected, the sender should contact their own bank and ask for the status or the UETR – the receiving bank often cannot see a payment that has not arrived. Specialist transfer services usually show tracking online.

Verifying a SWIFT code from Anguilla

The most reliable place for the correct BIC remains paperwork issued by the bank, such as a statement or the account page in online banking. A wrong code can cause delays, a payment being sent back or extra fees – compare it with the code in our list.

We collect SWIFT/BIC codes from public sources and update them regularly. Still, banks merge or retire codes. Treat our data as a starting point, not as the final word; the recipient’s bank details are leading. We are an independent comparison service for money transfers.

Scammers regularly use fake invoices with new bank details. A real SWIFT code says nothing about whether a request is genuine – scammers use the codes of real banks.

Why a transfer to Anguilla needs a SWIFT code

Anguilla is not part of the SEPA area, the European zone for uniform euro payments. Payments from abroad usually go over the SWIFT network – which is why you need the BIC of the recipient’s bank.

Not every country uses IBAN numbers; in that case the local account number is used instead. The recipient’s bank usually has a list of required details for payments from abroad – follow them exactly. International transfers sometimes go via correspondent banks.