Bausparkasse Wuestenrot AG SWIFT/BIC code

WUBUAT21 – the SWIFT/BIC code of Bausparkasse Wuestenrot AG

The 8-character code WUBUAT21 and the full code WUBUAT21XXX identify the same bank: Bausparkasse Wuestenrot AG, with its head office in Salzburg. A SWIFT code tells every bank in the chain exactly which bank should receive the money, much like a postcode for banks. You will need it mainly for payments that cross a border and payments in foreign currencies.

On this page we explain what the code means, when you need it and which other details a transfer to or from Bausparkasse Wuestenrot AG requires. Remember that the SWIFT code only identifies the bank, not the account: the IBAN or account number does that part.

Head office or branch code at Bausparkasse Wuestenrot AG?

With 2 codes in 1 cities, Bausparkasse Wuestenrot AG is one of the banks that register individual codes for parts of the organisation and departments. The main code remains WUBUAT21XXX.

For the vast majority of payments to a private or business account, the head office code WUBUAT21XXX works fine. Branch codes are only needed when the account holder explicitly mentions it.

The best way is to copy the code straight from the recipient’s bank details. Branch codes are sometimes changed or retired over time, so do not rely on old paperwork.

Sending EUR to Bausparkasse Wuestenrot AG

The local currency of Austria is the Euro (EUR). When you pay money in a different currency it has to be converted at some point – by your bank, by Bausparkasse Wuestenrot AG or by a bank in between. You rarely see a separate line for the conversion – the cost sits in the rate.

Who does the conversion affects how much arrives, since every bank sets its own rate. Transferring the amount directly in EUR often avoids a second conversion.

The EUR rate fluctuates throughout the day and quotes are often valid only for a short time. For regular payments, small differences in the rate make a real difference over a year.

When will the money arrive at Bausparkasse Wuestenrot AG?

A SWIFT payment usually takes anywhere from one to several business days, depending on the currency, the route and the banks involved. Transfers sent late in the day or just before weekends and holidays usually go out a business day later. Sometimes a bank asks about the purpose of a payment, which can hold things up.

Many banks are connected to SWIFT gpi. Each payment carries a unique transaction reference, the UETR, which your bank can use to see where the money is. Money transfer services often show tracking in their app showing where the payment is.

If a payment has not arrived after a few business days, the sender needs to start with the bank that sent it rather than Bausparkasse Wuestenrot AG. As a recipient, you can look at your statements for a partial amount because fees can reduce the amount.

Scams that use SWIFT codes

Stay wary if a contact unexpectedly wants you to send money to another account. That WUBUAT21 is a real code does not mean that a request mentioning it is genuine – fraudsters use real bank codes as well.

Always verify changed bank details through a phone call. Urgency or requests to keep it quiet are red flags; a genuine business can wait for you to check. When a payment has already gone to the wrong account, contact your bank immediately: the sooner they act, the better the chance of a recall.

Fraud also work the other way: someone claims to have sent more than agreed and wants you to return the difference. Wait until the money has really arrived – ask Bausparkasse Wuestenrot AG if something looks wrong.

WUBUAT21 or WUBUAT21XXX – which one to use?

Every SWIFT/BIC code has the same eight core characters: four letters for the bank, two letters for the country and a two-character location code. Combined, those parts make up WUBUAT21.

Most payment forms work with either length. If yours requires eleven characters, enter WUBUAT21XXX, otherwise WUBUAT21 is fine.

Do not add spaces or dashes when you type WUBUAT21; the code is always written in one block. Watch for the letter O and the digit 0 or I versus 1, a common source of typos.

Where our SWIFT data comes from

The directory on GoldexPay is compiled from public sources and is updated regularly. It is possible that information on this page is no longer current. Counts and locations come from our directory and are not confirmed by Bausparkasse Wuestenrot AG.

Treat our data as a reference, not as the final word. We are a comparison service for money transfers and not affiliated with Bausparkasse Wuestenrot AG. Found outdated information? Tell us via our contact form.

Sending money abroad from Bausparkasse Wuestenrot AG

If you send money to another country through Bausparkasse Wuestenrot AG, the fee you see is only part of what you pay. Besides a fixed fee, banks in between may deduct a fee, and when the money changes currency, the bank often uses a rate below the actual market rate.

Many banks do not show their exchange rate markup as a cost. A simple test: set the bank’s rate against the mid-market rate for the same moment and look at the difference.

Specialist money transfer services frequently use a rate near the mid-market rate with clearer fees. GoldexPay compares these services side by side, showing the amount the recipient gets before you commit. Using a transfer service does not require leaving Bausparkasse Wuestenrot AG – you pay the provider from your own account.

How to check WUBUAT21 before you pay

The most reliable source for the BIC is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. Compare it against WUBUAT21 on this page.

An incorrect BIC may lead to delays, a returned payment or extra fees along the way. A mistake in the IBAN or account number is more serious, because the money may be credited to someone else, so check that just as carefully.

Many banking apps check the format of an IBAN and sometimes look up the BIC automatically, but that does not prove the account belongs to the right person. Some banks now check the name against the account before you confirm; take any warning seriously. Sending a small amount first is worth it for a large first payment.

Do you need WUBUAT21 for a SEPA transfer?

Austria belongs to the Single Euro Payments Area (SEPA). For a standard euro transfer from another SEPA country, the IBAN is usually enough.

A SWIFT code like WUBUAT21 still come into play when the currency is not euros, and for transfers from outside SEPA. Some forms also show a field for the BIC out of habit; if so, fill in WUBUAT21.

Instant euro transfers are widely supported within SEPA; check with Bausparkasse Wuestenrot AG whether it applies to your account. Fees for SEPA transfers tend to be low.

Incoming international payments to Bausparkasse Wuestenrot AG

Someone abroad who wants to pay you needs several details from you, and missing ones are a common cause of delays. What they need is: the account holder’s name, account number or IBAN, WUBUAT21XXX and, for some countries, your home address.

It helps to include Bausparkasse Wuestenrot AG and its city as well. Check each detail before you share them – a sender rarely spots a mistake in someone else’s details.

The amount you receive is often less than what was sent. Intermediary banks may deduct a fee, Bausparkasse Wuestenrot AG may charge for incoming payments, and when currencies differ, an exchange rate margin applies. Make clear with the sender who pays which costs, especially for larger amounts.