Oesterreichische Nationalbank SWIFT/BIC code

Oesterreichische Nationalbank SWIFT code: NABAATWG

Whether you are given NABAATWG or NABAATWGXXX, it is the identical identifier for Oesterreichische Nationalbank in Austria. A SWIFT code shows the sending bank which institution is meant to get the money, a bit like a postal address for banks. It comes up mainly when dealing with payments that cross a border or a currency.

On this page we explain how the code means, when you need it and what else a transfer to or from Oesterreichische Nationalbank requires. Remember that the SWIFT code only identifies the bank, not the account: the account number or IBAN does that part.

Head office or branch code at Oesterreichische Nationalbank?

Oesterreichische Nationalbank uses 3 different SWIFT/BIC codes. Only one is the head office code, NABAATWGXXX; the rest identify branches.

For the vast majority of payments to a private or business account, the head office code NABAATWGXXX is what you need. A branch code only makes sense when the recipient’s bank specifically asks for it.

The safest route is to take the code directly from the recipient’s invoice. Codes for branches are more prone to change than NABAATWGXXX when a bank merges or closes offices.

Incoming international payments to Oesterreichische Nationalbank

When you expect money from abroad, send the payer everything they need in one go. Share your name as the bank knows it, your account number or IBAN, SWIFT code NABAATWGXXX and your address.

You can add Oesterreichische Nationalbank and its city as well, because some payment forms have separate fields for them. Check every detail before you send them, because the sender’s bank usually copies them as is.

An incoming payment does not always arrive in full. Fees for incoming transfers differ from bank to bank; check the price list of Oesterreichische Nationalbank. Agree with the sender who covers the fees, especially for larger amounts.

Why Oesterreichische Nationalbank has an 8- and an 11-character code

The structure of every SWIFT code is always the same: four characters for the institution, two for the country and a two-character location code, plus an optional branch code. That gives you NABAATWG for Oesterreichische Nationalbank.

XXX at the end of NABAATWGXXX is not a missing value or an error: it indicates the head office of Oesterreichische Nationalbank. Some forms insist on 11 characters, and then you can enter XXX after NABAATWG.

Enter the code in one piece, in upper case and without spaces, exactly as shown here. A single letter may route the money to a different institution.

Before you send: check the Oesterreichische Nationalbank code

The safest source for a SWIFT code is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. Compare that code against NABAATWG here; if they differ, ask before you pay.

A wrong SWIFT code may lead to a delay, a returned payment or extra fees. A mistake in the IBAN or account number is more serious; check it just as carefully.

An automatic check in your banking app merely confirms that the code is valid – not that it belongs to the person you mean to pay. If your bank offers it, a payee name check on the recipient adds an extra layer of safety. For a first payment, some people send a small test amount.

Euro (EUR) and conversion costs

Austria uses the Euro, with the currency code EUR. When you pay money in a different currency it has to be converted at some point. You rarely see a separate line for that conversion.

Which bank converts the payment makes a difference: every bank has its own margin. Compare what EUR the recipient gets via several services before choosing one.

Rates for EUR move during the day. With bigger transfers, even seemingly small gap in the rate adds up quickly.

International transfers from Oesterreichische Nationalbank: the real cost

When you transfer money abroad through Oesterreichische Nationalbank, the visible fee is rarely all of the cost. There is the transfer fee, possibly fees charged by intermediary banks along the way and, most importantly, the exchange rate markup if the currency changes.

Many banks rarely list their exchange rate markup as a cost. Check their rate with the mid-market rate. The difference is your real conversion cost.

Money transfer services frequently offer rates closer to the mid-market rate and lower fees. On GoldexPay you can compare the amount that arrives across providers, which makes the cheapest option easy to spot. You can still use your account at Oesterreichische Nationalbank to fund the transfer.

Where our SWIFT data comes from

The codes here are taken from publicly available data that we update regularly. Still, banks merge, rename themselves or retire codes. Figures such as the number of codes are from our directory and may differ from what Oesterreichische Nationalbank publishes.

See our directory on this page as a helpful check, and let the details from the recipient or Oesterreichische Nationalbank have the final say. GoldexPay is independent of Oesterreichische Nationalbank; we are a comparison site for money transfers. Should you notice a mistake, we appreciate a short note via the contact page.

How long does an international transfer to Oesterreichische Nationalbank take?

How fast a transfer reaches Oesterreichische Nationalbank depends on several factors: the currency, how many intermediary banks are involved, daily processing deadlines and differences in time zone. Transfers sent late in the day or on weekends and holidays usually go out the next business day. Compliance checks on larger or unusual payments can also cause a delay, regardless of the details.

Many banks use SWIFT gpi, which lets them follow a payment from bank to bank. Every gpi transfer gets a unique transaction reference, the UETR, which your bank can use to see where the money is. Keep the payment confirmation until the recipient confirms.

Only the sending bank can start an official trace or a recall; the receiving side usually has nothing to trace yet. On the receiving end, you can check your statements for a slightly lower amount because fees can reduce the amount.

Scams that use SWIFT codes

Scammers often use fake invoices containing changed bank details. A valid SWIFT code says nothing about whether the request is genuine – scammers simply use real codes.

Do not trust a phone number in the same message that announces the change. Urgency and secrecy are red flags – a real supplier can wait a day. Acted too fast? Contact your bank without delay and have them start a recall; also report it to the police.

Scams can also target the receiver. Someone sends more than agreed and wants you to return the extra via a different route. A screenshot of a transfer is no proof; only your own account shows what has arrived.

Euro transfers to Oesterreichische Nationalbank: is a BIC needed?

Austria is part of the SEPA area, where euro transfers follow common rules. For a regular euro transfer from another SEPA country, the IBAN is usually enough; many banks no longer ask for the BIC.

You still need NABAATWGXXX for payments in other currencies or money from outside the SEPA area. A few banks and apps also show a field for the BIC; in that case, enter NABAATWG.

SEPA transfers usually arrive by the next business day; instant payments are faster if both banks offer them. Charges on SEPA payments are generally low as long as everything stays in euros.