Raiffeisenbank Reutte SWIFT/BIC code

Raiffeisenbank Reutte SWIFT code: RBRTAT22

RBRTAT22 and RBRTAT22XXX are the short and the long form of the same SWIFT/BIC code, and both lead to Raiffeisenbank Reutte in Reutte. A SWIFT code tells the sending bank which institution is meant to get the money, much like a postcode for banks. In practice you mostly come across it on international invoices, in payment forms and on the account details that Raiffeisenbank Reutte provides.

On this page you will find how the code is put together, when you need it and which other details a transfer to or from Raiffeisenbank Reutte requires. A SWIFT code names a bank or branch, not a single account, which is why you always need the account number too.

Tracking a transfer to or from Raiffeisenbank Reutte

An international transfer typically needs anywhere from one to several business days. Weekends and public holidays in the sending or receiving country can add extra days, since banks do not process on those days. Extra checks by one of the banks may also add some delay, regardless of the details.

If the money seems delayed, ask your bank about the status. Specialist transfer services usually show a status in their app so you can see how far the money is.

If the money does not arrive after a few business days, the sender should start with the bank that sent it. As a recipient, it helps to check your statements to see a partial amount.

The Euro and what conversion costs you

Austria pays in the Euro, with the currency code EUR. A payment in a foreign currency is converted into EUR before it reaches the account, and whoever converts it chooses the rate. You rarely see a separate line for the conversion; it is built into the rate.

Who does the conversion has an effect on the final amount. Transferring the money already in EUR often avoids a second conversion – as long as your own rate is good.

Rates for EUR move all the time – some services let you fix a rate in advance. With bigger transfers, even small difference in the rate adds up quickly.

Choosing between the 2 SWIFT codes of Raiffeisenbank Reutte

Raiffeisenbank Reutte has 2 different SWIFT/BIC codes. Only one is the head office code, RBRTAT22XXX; the others identify branches or departments, and sometimes internal departments.

If nobody asks you for a branch code, use RBRTAT22XXX. When you receive a branch code, use it as it is instead of swapping it for the head office code.

Not sure which code applies? Check with the recipient or the bank itself. Codes for branches are more prone to be retired than the head office code when a bank merges or closes offices.

SEPA payments and the Raiffeisenbank Reutte BIC

Austria is part of the Single Euro Payments Area (SEPA). For a regular euro transfer from another SEPA country, the IBAN is usually enough; many banks no longer ask for the BIC.

For anything other than euros and from non-SEPA countries, RBRTAT22XXX remains part of the payment details. If your banking app has a field for the BIC anyway, adding RBRTAT22 does no harm.

Instant euro transfers have become widely available across SEPA. Provided the payment stays in euros, the transfer tends to be cheap.

Sending money abroad from Raiffeisenbank Reutte

A bank transfer abroad costs more than the fee suggests. You pay the transfer fee, possibly charges from correspondent banks in between and, most importantly, the exchange rate markup if the currency changes.

Most of the cost usually sits in the exchange rate, rather than in the fee: many banks convert at a rate with a margin built in. An easy check: set the rate you get against the mid-market rate for the same moment and look at the difference.

For many currency pairs, a specialist provider is less expensive than a bank. Next time you send money, take a minute comparing what arrives via GoldexPay instead of going straight to your bank. Choosing a specialist does not mean closing your account at Raiffeisenbank Reutte – you pay the provider from your own account.

Receiving money from abroad at Raiffeisenbank Reutte

Someone abroad who wants to pay you will ask for a few details about your account – incomplete details often cause delays. The basics are: your name, account number or IBAN, RBRTAT22XXX or RBRTAT22 and, for some countries, your postal address.

The sender’s bank may also ask for the address of your bank, in which case the Reutte head office is the usual answer. A mistake in your account number is more trouble than it looks; copy them from your banking app rather than typing.

Do not be surprised if the incoming amount is below what the sender paid. Fees for incoming transfers differ per bank. On invoices, it is common to state who bears the costs.

A note on our data

Our SWIFT/BIC directory is based on publicly available sources. Banks reorganise, change names and retire codes, and a directory never catches every change immediately. The number of codes we show are based on our own data, not official figures from Raiffeisenbank Reutte.

Treat the information here as a helpful check. GoldexPay is not affiliated with Raiffeisenbank Reutte; we are a comparison site for money transfers. Found an error? Let us know via our contact form and we will look into it.

Scams that use SWIFT codes

Criminals regularly use fake invoices containing new bank details. That RBRTAT22 is a real code does not mean that the account is genuine.

Do not rely on contact details in the same message that announces the change. Urgency and requests to keep it quiet are warning signs – a real supplier can wait a day. If a payment has already gone to the wrong account, contact your bank immediately.

Fraud can also work the other way: someone sends too much and asks you to refund the extra to a new account. Do not act before the money has really arrived.

Is RBRTAT22 still correct? How to check

The safest source for the BIC is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. Check that code against RBRTAT22 on this page; if they differ, ask before you pay.

If the code is wrong, the payment might get stuck, be returned or end up costing more. Remember the account number: a mistake there can be more difficult to correct than a wrong code.

An automatic check by your bank only confirms that the IBAN exists. If your bank offers it, a payee name check before sending gives extra certainty. When you pay someone new, many people start with a small amount first and wait for confirmation.

RBRTAT22 or RBRTAT22XXX – which one to use?

The layout of a BIC never changes: a bank code of four letters, a two-letter country code and a two-character location code, sometimes followed by a branch code. Together, these eight characters make up RBRTAT22.

Many banks and apps work with both lengths. If yours requires eleven characters, enter RBRTAT22XXX; if it wants eight, use RBRTAT22.

In practice the code is typed in capitals and without spaces. Watch for the letter O and the digit 0 or I versus 1, a common source of typos.