Raiffeisenbank Seewinkel Hansag Egen SWIFT/BIC code

RLBBAT2E – the SWIFT/BIC code of Raiffeisenbank Seewinkel Hansag Egen

Whether you are given RLBBAT2E or RLBBAT2E118, it is the identical identifier for Raiffeisenbank Seewinkel Hansag Egen in Austria. The code does one job: it makes sure that a cross-border transfer reaches the right bank. In practice you mostly see the code on international invoices, in your banking app and in the bank details that Raiffeisenbank Seewinkel Hansag Egen provides.

On this page we explain what the code means, when it matters and which other details you need for a transfer to or from Raiffeisenbank Seewinkel Hansag Egen. The BIC identifies a bank or branch, not a specific account, which is why you always need the account number too.

Transfer times and tracking a payment to Raiffeisenbank Seewinkel Hansag Egen

There is no single delivery time for international payments: many arrive within a day. Transfers sent after the cut-off time or just before a weekend or public holiday often go out the next business day. Occasionally a bank asks what the payment is for before releasing it.

Many banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Each payment carries a unique reference, the UETR. Keep your transfer receipt until the recipient confirms.

If the money does not arrive after a few business days, the person who paid needs to start with their own bank rather than Raiffeisenbank Seewinkel Hansag Egen. As a recipient, it helps to check your account to see a partial amount, since fees may have been deducted.

Watch out for payment fraud

Be wary if someone unexpectedly wants you to send money to a different account or a bank in another country. A correct SWIFT code tells you nothing about whether the request is genuine: scammers use real codes of real banks.

Check changed payment details through a different channel. Pressure and requests to keep it quiet tend to be red flags; a genuine business can wait for you to check. If a payment has already gone to the wrong account, call your bank right away: the sooner they act, the better the chance of a recall.

People receiving money are targeted too: one known trick is an overpayment and then sends a request to send back the difference abroad. A screenshot of a transfer is no proof; only your own account shows what has arrived.

Raiffeisenbank Seewinkel Hansag Egen: head office code versus branch codes

Raiffeisenbank Seewinkel Hansag Egen has 2 different SWIFT/BIC codes. Only one is the head office code; the rest identify branches, and sometimes specific services.

For the vast majority of payments to a private or business account, the head office code RLBBAT2E118 works fine. If you have been given a specific code, stick to it rather than swapping it for the head office code.

Not sure which code applies? Ask the recipient. Branch codes are more prone to be retired than RLBBAT2E118.

Sending EUR to Raiffeisenbank Seewinkel Hansag Egen

Most accounts at Raiffeisenbank Seewinkel Hansag Egen are usually held in EUR, the local currency of Austria. A payment in a foreign currency will be exchanged into EUR, and whoever converts it chooses the rate. There is rarely a separate line for that conversion – the cost sits in the rate.

Who does the conversion affects the final amount. Often you pay less if you send EUR straight away through a provider with a good rate, so that the receiving bank does not need to convert again.

The EUR rate changes constantly, so the amount you see is usually only valid for a short time. If you pay regularly, small differences in the rate make a real difference over a year.

How up to date is this code?

We collect bank codes using public sources and check our list regularly. It can happen that information on this page is no longer current after a merger or reorganisation. Figures such as the number of codes come from our directory and are not confirmed by Raiffeisenbank Seewinkel Hansag Egen.

See our directory here as a helpful check and rely on the recipient or Raiffeisenbank Seewinkel Hansag Egen for the final confirmation. GoldexPay has no connection to Raiffeisenbank Seewinkel Hansag Egen. If you notice a mistake, we appreciate a message.

Getting paid from abroad into a Raiffeisenbank Seewinkel Hansag Egen account

If you expect money from abroad, give the sender a complete set of details. The basics are: your name, IBAN or account number, RLBBAT2E118 and often your home address.

You can add the bank name and its city as well, because some payment forms have separate fields for them. Double-check every detail before you share them.

An incoming payment does not always land in full. Charges on incoming payments differ per bank – the price list of Raiffeisenbank Seewinkel Hansag Egen tells you what applies. On invoices, it is common to state how the fees are split to avoid a shortfall.

Paying someone abroad from your Raiffeisenbank Seewinkel Hansag Egen account

A bank transfer abroad can cost rather more than the listed fee. On top of the transfer fee, banks in between may deduct a fee, and if the money changes currency, the bank often uses a rate below the real market rate.

Banks rarely show the margin on the rate separately, but you pay it all the same. Compare their rate with the mid-market rate.

Specialist money transfer services frequently offer rates closer to the mid-market rate. GoldexPay compares these services next to each other so you can see what actually arrives before you commit. Choosing a specialist does not mean closing your account at Raiffeisenbank Seewinkel Hansag Egen.

How to check RLBBAT2E before you pay

Ask the recipient to copy their bank details directly from a recent statement. If the code you have does not match RLBBAT2E or RLBBAT2E118, do not guess – contact the recipient or Raiffeisenbank Seewinkel Hansag Egen.

If the code is wrong, the transfer may get stuck, be returned or end up costing more, and tracing it can take weeks. Do not forget the account number: a mistake there is harder to undo than a wrong code.

A validity check in your banking app only confirms that the code is valid. Some banks now compare the name with the account before you confirm; take any warning seriously. For a first payment, many people send a small test amount.

Paying Raiffeisenbank Seewinkel Hansag Egen in euros within SEPA

Within the SEPA zone, euro transfers to an account in Austria follow common rules, so the IBAN does the job in most cases. A field for the BIC is often optional in that case.

Outside the euro and from non-SEPA countries, RLBBAT2E118 or RLBBAT2E is still required. If a payment form has a field for the BIC anyway, entering RLBBAT2E is fine.

Instant euro transfers have become increasingly available within SEPA. Provided no currency is converted, the transfer is cheap.

Why Raiffeisenbank Seewinkel Hansag Egen has an 8- and an 11-character code

Each SWIFT/BIC code starts with the same eight core characters: four letters for the bank, a two-letter country code and two characters for the location. The result is RLBBAT2E.

The 11-character version adds three more characters for a branch or department. When those three characters are XXX, the code points to the head office.

Type the code in one piece, in capitals and without spaces. A wrong character can send a payment to a different institution, so check it twice.