Wiener Privatbank SE SWIFT/BIC code

Wiener Privatbank SE SWIFT code: VLRTATWW

Whether you are given VLRTATWW or VLRTATWWXXX, it is the identical identifier for Wiener Privatbank SE in Austria. A SWIFT code tells every bank in the chain which institution is meant to get the money. It comes up mostly when dealing with payments that cross a border.

On this page you can read what the code is put together, when you need it and what else a transfer to or from Wiener Privatbank SE requires. A SWIFT code identifies a bank or branch, never a specific account; the IBAN or account number does that.

VLRTATWW or VLRTATWWXXX – which one to use?

The structure of every SWIFT code is always the same: four characters for the institution, a two-letter country code and two for the location, plus an optional branch code. The result is VLRTATWW.

Many banks and apps work with both lengths. If yours asks for eleven characters, use VLRTATWWXXX, otherwise VLRTATWW is fine.

Type the code in one piece, in upper case and without spaces. A wrong letter may route the money to another bank, so copy it carefully.

Paying Wiener Privatbank SE in euros within SEPA

Inside SEPA, euro payments to an account in Austria use common rules and in most cases need only the IBAN. A field for the BIC is usually optional or missing for those payments.

The BIC still matter for payments in other currencies. A few banks and apps still show a field for the BIC; in that case, enter VLRTATWW.

Instant euro transfers have become widely supported within SEPA. Fees for SEPA transfers tend to be low, as long as no currency conversion is involved.

Is VLRTATWW still correct? How to check

The most reliable source for the BIC is the recipient’s own bank details. Check it with VLRTATWW on this page.

Mistakes in the SWIFT code are costly more than disastrous – usually the money comes back, minus fees and time lost. Remember the IBAN: an error there can be more difficult to undo than a wrong BIC.

A format check by your bank only confirms that the IBAN is valid, not that it is the right account. If your bank offers it, a name check on the recipient gives extra certainty. When you pay someone new, some people send a small amount first before sending the rest.

Where our SWIFT data comes from

We gather bank codes from public sources and check them from time to time. Banks merge, change names and change codes, and a directory never catches every change immediately. The number of codes on this page are based on what is in our directory and not on information from Wiener Privatbank SE itself.

Before a payment that matters, check the code with Wiener Privatbank SE or with the recipient. GoldexPay is not affiliated with Wiener Privatbank SE, we only compare transfer services. If you notice a mistake, we welcome a message.

What to give a sender who pays you at Wiener Privatbank SE

To receive a transfer from abroad at Wiener Privatbank SE, the sender needs more than the BIC. In practice that means: your full name as registered with Wiener Privatbank SE, your account number or IBAN, the SWIFT/BIC code VLRTATWWXXX (or VLRTATWW) and, often, your address.

It helps to include Wiener Privatbank SE and Vienna too. Double-check every detail before you send them.

The amount you receive is often lower than the amount sent. Charges on incoming payments differ per bank; check the price list of Wiener Privatbank SE. For business payments, you can agree how the fees are split.

Watch out for payment fraud

Criminals regularly use fake invoices containing new bank details sent from what looks like a familiar address. That VLRTATWW is a real code is no guarantee that the account is legitimate; criminals use the codes of real banks too.

Before paying, confirm a change of bank details through a phone call on a number you know, not one from the message. Urgency and requests to keep it quiet are red flags – a real supplier can wait a day. Already paid? Call the bank you paid from without delay and ask them to try to recall the payment.

Recipients can be targeted as well: a classic trick is an overpayment followed by a request to send back the difference to another account. Wait until the money has really arrived.

How long does an international transfer to Wiener Privatbank SE take?

A SWIFT payment usually takes anywhere from one to several business days, depending on the currency, the route and the banks involved. Weekends and public holidays in either country can add extra days. Extra checks on larger or unusual payments may also cause a delay, regardless of the details.

A growing number of banks use SWIFT gpi. Every payment gets a unique reference, the UETR, which your bank can use to see where the money is. Money transfer services usually show a status in their app showing where the payment has got.

A missing payment has to be traced from the sending side, using the payment confirmation. Ask the sender for a copy of the payment confirmation with the date and reference – it helps your own bank look for the money.

Paying into Wiener Privatbank SE in EUR

Accounts at Wiener Privatbank SE are typically held in EUR, the national currency. A payment in a foreign currency is converted into EUR on its way to Wiener Privatbank SE, and whoever converts it chooses the rate. Each conversion eats into the amount.

Who does the conversion has an effect on the final amount, since every bank sets its own rate. Often you pay less to send EUR straight away via a transfer service that converts near the mid-market rate, so that the receiving bank does not need to convert again.

The rate for EUR changes constantly and quotes are often valid only for a short time. With bigger transfers, even small gap in the rate can be worth more than the fee.

Sending money abroad from Wiener Privatbank SE

What you pay for an international transfer is made up of several parts, and the transfer fee is only the most visible one. Besides a fixed fee, banks in between may deduct a fee, and if the money changes currency the bank usually uses a rate that is less favourable than the real market rate.

The markup on the rate tends to be the biggest item. An easy check: put the rate you get next to the mid-market rate for the same moment and work out the difference on your amount.

Specialist money transfer services frequently offer rates closer to the mid-market rate and lower fees. GoldexPay compares what recipients receive across providers, which makes the cheapest option easy to spot. Using a transfer service does not require closing your account at Wiener Privatbank SE.

Wiener Privatbank SE: head office code versus branch codes

Our database contains 2 SWIFT/BIC codes for Wiener Privatbank SE, spread over 1 cities. Next to the head office code VLRTATWWXXX, you will find codes for individual branches and departments.

In most cases you do not need to pick a branch: payments addressed to VLRTATWWXXX are routed within Wiener Privatbank SE correctly. A branch code only makes sense if the recipient’s bank explicitly mentions it, which is more common for business accounts and specialised services.

Not sure which code to use? Check with the recipient, or look at a recent statement from Wiener Privatbank SE. Codes for branches are more likely to be retired than the head office code when a bank merges or closes offices.