Central Bank of The Republic of Azerbaijan SWIFT/BIC code

Central Bank of The Republic of Azerbaijan SWIFT code: NABZAZ2C

NABZAZ2C and NABZAZ2CXXX are two spellings of the same bank identifier, and both point to Central Bank of The Republic of Azerbaijan in Baku. Every bank on the SWIFT network uses BIC codes to direct international transfers to the right bank. In practice you mostly see the code on invoices from abroad, in payment forms and on the account details that Central Bank of The Republic of Azerbaijan provides.

Further down you will find the practical questions: money coming in from abroad, sending money abroad and how to verify a SWIFT code before you confirm a payment. The BIC names a bank or branch, never a single account.

When will the money arrive at Central Bank of The Republic of Azerbaijan?

An international transfer typically takes one to a few business days, depending on the currency, the route and the banks involved. Payments made late in the day or just before a weekend or public holiday usually go out a business day later. Occasionally a bank asks what the payment is for before releasing it.

Many banks are connected to SWIFT gpi for faster and traceable payments. Every gpi transfer carries a unique reference, the UETR that banks can use to trace it. Money transfer services usually show tracking online showing where the money is.

A delayed transfer is investigated from the sending side. On the receiving end, it helps to look at your statements for a slightly lower amount.

Watch out for payment fraud

A common scam works like this: an email arrives with a request saying that a contact now has a new bank account and asking you to pay there from now on. The fact that NABZAZ2C exists is no guarantee that a request mentioning it is legitimate; criminals use the codes of real banks too.

Before paying, confirm changed bank details by phone, using a number you already had. Pressure or requests to keep it quiet tend to be red flags. If money has already gone to the wrong account, contact your bank immediately.

People receiving money are targeted too: one known trick is a buyer who pays too much followed by a request to refund the difference. A payment confirmation from the sender is no proof.

Paying someone abroad from your Central Bank of The Republic of Azerbaijan account

When you transfer money to another country through Central Bank of The Republic of Azerbaijan, the fee you see is rarely all of what you pay. On top of the transfer fee, banks in between may take a cut, and if currencies are converted the bank usually applies a rate below the real market rate.

Many banks rarely show their exchange rate markup as a cost – you only notice it if you compare. Check the rate you are offered against the mid-market rate, the midpoint between buy and sell rates you see on financial sites; the gap is what conversion costs you.

Money transfer services frequently offer rates closer to the mid-market rate. Before your next transfer, it is worth to compare what arrives via GoldexPay. You can always use your account at Central Bank of The Republic of Azerbaijan as the source of the money.

What the XXX in NABZAZ2CXXX means

Each SWIFT/BIC code has the same eight core characters: four letters for the bank, two letters for the country and a two-character location code. For Central Bank of The Republic of Azerbaijan, that core is NABZAZ2C.

Most banks and apps accept either length. If a form asks for eleven characters, use NABZAZ2CXXX, otherwise NABZAZ2C is fine.

As a rule the code is written in capitals. A single character can send the money to another bank, so copy it carefully.

Incoming international payments to Central Bank of The Republic of Azerbaijan

Someone abroad who wants to pay you will ask for several details from you. The basics are: the account holder’s name, IBAN or account number, NABZAZ2CXXX or NABZAZ2C and, for some countries, your home address.

The sender’s bank might also ask for the address of your bank; the head office in Baku is usually fine. Check the details before you send them – a sender rarely spots a mistake in someone else’s details.

Do not be surprised if the incoming amount is smaller than the amount on the sender’s receipt. Intermediary banks may deduct a fee, and if the currency changes, an exchange rate margin applies. Agree with the sender who covers the fees.

About this information

We collect bank codes using public sources and check our list from time to time. Even so, banks merge, rename themselves or retire codes, so information can be out of date. Figures such as the number of codes come from our directory and may differ from what Central Bank of The Republic of Azerbaijan publishes.

For a payment that matters, always confirm the BIC with Central Bank of The Republic of Azerbaijan or with the recipient. GoldexPay has no connection to Central Bank of The Republic of Azerbaijan, we only compare transfer services. Found an error? Tell us through the contact page so we can correct it.

Choosing between the 3 SWIFT codes of Central Bank of The Republic of Azerbaijan

Having 3 codes, Central Bank of The Republic of Azerbaijan belongs to the banks that register separate codes for branches and departments. The main code remains NABZAZ2CXXX.

Usually there is no need to look up a branch: transfers sent to NABZAZ2CXXX reach Central Bank of The Republic of Azerbaijan correctly. If you have been given a specific code, stick to it instead of swapping it with the head office code.

The best way is to copy the code directly from the account holder’s statement. Branch codes are more prone to change than NABZAZ2CXXX.

How to check NABZAZ2C before you pay

The most reliable place for the right code remains paperwork issued by the bank, such as a statement or the account details in online banking. Compare that code with NABZAZ2C here.

With a wrong code, the payment might be delayed, bounce back or end up costing more – sometimes after weeks of searching. Do not forget the IBAN: a mistake there is harder to undo than a wrong BIC.

Most online banking apps check the structure of IBANs and sometimes look up the BIC automatically – that confirms the format, not the owner. Where available, a payee name check on the recipient gives extra certainty. For a first payment, many people send a small test amount and wait for confirmation.