Centralna Banka Bosne I Hercegovine SWIFT/BIC code

CBBSBA22 – the SWIFT/BIC code of Centralna Banka Bosne I Hercegovine

Whether a recipient gives you CBBSBA22 or CBBSBA22XXX, you are looking at the identical identifier for Centralna Banka Bosne I Hercegovine in Bosnia & Herzegovina. The code does one job: it makes sure that a cross-border transfer reaches the right bank. In practice you mostly see the code on international invoices, in payment forms and on the account details of Centralna Banka Bosne I Hercegovine customers.

Below we go through the practical questions: money coming in from abroad, paying someone in another country and how to verify the code before you hit send. Keep in mind that the SWIFT code only identifies the bank, not the account: the account number or IBAN does that part.

About this information

The directory on GoldexPay draws on publicly available sources. Even so, banks merge, rename themselves or retire codes and our data may lag behind. The figures we show reflect our own data.

For any payment that matters, always check the BIC with Centralna Banka Bosne I Hercegovine or the recipient. GoldexPay is not affiliated with Centralna Banka Bosne I Hercegovine, we only compare transfer services. Should you notice something that is out of date, we appreciate a message via the contact page.

Transfer times and tracking a payment to Centralna Banka Bosne I Hercegovine

An international transfer typically takes one to a few business days – it depends on currency, route and the banks in between. Payments made late in the day or on weekends and holidays usually go out the next business day. Compliance checks on larger or unusual payments can also cause a delay, regardless of the details.

If the money seems late, contact your bank for the status so they can trace it along the chain. Keep the payment confirmation until the money has arrived.

The bank that sent the money can start an official trace or a recall – the recipient’s bank often cannot see a payment that has not arrived. Request from the sender the payment receipt including the reference.

Receiving money from abroad at Centralna Banka Bosne I Hercegovine

If you expect money from abroad, send the payer everything they need in one go. In practice that means: your full name exactly as it appears on the account, your account number or IBAN, the SWIFT/BIC code CBBSBA22XXX (or CBBSBA22) and, often, your postal address.

The sender’s bank may also ask for the bank address of Centralna Banka Bosne I Hercegovine. Check every detail before you send them – a sender rarely spots a mistake in someone else’s details.

Expect that the amount credited is below the amount on the sender’s receipt. Correspondent banks can take a fee and your own bank may charge for processing, and if the money is converted, an exchange rate margin applies. Agree with the sender who pays which costs, especially for larger amounts.

Why Centralna Banka Bosne I Hercegovine has an 8- and an 11-character code

The layout of every SWIFT code is always the same: four characters for the institution, two for the country and a two-character location code, plus an optional branch code. The result is CBBSBA22 for Centralna Banka Bosne I Hercegovine.

Many payment forms work with either length. If yours requires eleven characters, use CBBSBA22XXX.

In practice the code is written in capitals, without spaces or dashes. Watch for O versus 0 or I versus 1, a common source of typos.

Centralna Banka Bosne I Hercegovine: head office code versus branch codes

Centralna Banka Bosne I Hercegovine has 2 different SWIFT/BIC codes across 1 cities. Only one is the head office code; the others belong to branches, and sometimes specific services.

Usually there is no need to look up a branch: transfers sent to CBBSBA22XXX reach Centralna Banka Bosne I Hercegovine without problems. Branch codes are only needed when the account holder specifically asks for it.

Not sure which code applies? Check with the recipient, or look at a recent statement from Centralna Banka Bosne I Hercegovine. Branch codes are sometimes changed or retired when banks reorganise, so a code from an old document is not always valid.

How to check CBBSBA22 before you pay

The most reliable source for a SWIFT code is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. If the code you have does not match CBBSBA22 or CBBSBA22XXX, do not guess.

If the code is wrong, the payment might get stuck, bounce back or cost extra – sometimes after weeks of searching. Remember the account number: a mistake there is harder to correct than a wrong BIC.

A validity check by your bank only confirms that the IBAN exists – not that it belongs to the person you mean to pay. If your bank offers it, a name check before sending adds extra certainty. A small test payment can be a sensible step for large sums.

Paying someone abroad from your Centralna Banka Bosne I Hercegovine account

When you send money abroad from Centralna Banka Bosne I Hercegovine, the visible fee is only part of the cost. On top of a fixed fee, banks in between may take a cut, and if currencies are converted the bank usually applies a rate below the real market rate.

Many banks do not list the margin on the rate as a cost, but you pay it all the same. Check the rate you are offered against the mid-market rate, the midpoint between buy and sell rates you see on financial sites. The difference is your real conversion cost.

For many routes, a transfer service turns out to be cheaper than a bank. GoldexPay lists transfer providers side by side, showing what actually arrives before you commit. Choosing a specialist does not require leaving Centralna Banka Bosne I Hercegovine – you pay the provider from your own account.

Watch out for payment fraud

One of the most common tricks works like this: an email arrives with a message claiming that a supplier has new bank details. The fact that CBBSBA22 exists does not mean that the account is legitimate; criminals use the codes of real banks too.

Before paying, confirm a change of bank details by phone, using a number you already had. Be suspicious of urgent requests, unusual wording or an email address that differs by one letter. If money has already gone to a fraudster, call your bank right away: the sooner they act, the better the chance of a recall.

Scams can also work the other way: someone sends too much and asks you to refund the difference via a different route. Do not act before the money is actually in your account.