Societe Generale (Canada Branch) SWIFT/BIC code

SWIFT/BIC code of Societe Generale (Canada Branch)

SOGECAMB and SOGECAMBXXX are two spellings of the same SWIFT/BIC code, and both point to Societe Generale (Canada Branch) in Montreal. A SWIFT code shows the banks handling a payment which institution should receive the money. In daily life you usually see it on international invoices, in payment forms and on the account details of Societe Generale (Canada Branch) customers.

On this page you will find what the code is put together, when it matters and which other details you need for a transfer to or from Societe Generale (Canada Branch). Keep in mind that the BIC only identifies the bank, not the account: the account number or IBAN takes care of that.

Getting paid from abroad into a Societe Generale (Canada Branch) account

Someone abroad who wants to pay you needs a few details from you – incomplete details often cause delays. Give them your name as the bank knows it, your account number or IBAN, the BIC SOGECAMBXXX and your address.

Some sending banks also ask for the address of Societe Generale (Canada Branch). Double-check every detail before you share them – a sender rarely spots a mistake in someone else’s details.

What lands in your account is often less than what was sent. Charges on incoming payments differ per bank; check the price list of Societe Generale (Canada Branch). Make clear with the sender who pays which costs, especially for larger amounts.

Scams that use SWIFT codes

Stay wary if a contact suddenly asks you to pay into another account or a bank in another country. The fact that SOGECAMB exists does not mean that the account is legitimate – fraudsters use real bank codes as well.

Always verify changed bank details by phone on a number you know, not one from the message. Pressure or secrecy are red flags; a genuine business can wait for you to check. If money was sent to a fraudster, call your bank right away – speed improves the chance of getting it back.

Fraud can also work the other way. Someone claims to have sent more than agreed and asks you to refund the difference to a new account. A screenshot of a transfer is no proof.

How to check SOGECAMB before you pay

The safest source for the BIC is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. Compare it with SOGECAMB here.

An incorrect BIC can cause delays, a payment being sent back or additional charges for investigation. Do not forget the IBAN: an error there can be harder to correct than a wrong BIC.

Most online banking apps validate the structure of an IBAN and some suggest the matching BIC – that confirms the format, not the owner. Some banks now check the payee name against the account before you confirm – do not ignore a mismatch warning. Sending a small amount first can be worth it for large sums.

Why Societe Generale (Canada Branch) has an 8- and an 11-character code

The layout of a BIC never changes: a bank code of four letters, two for the country and a two-character location code, sometimes followed by a branch code. In this case, that core is SOGECAMB.

Many banks and apps accept both lengths. If yours asks for eleven characters, enter SOGECAMBXXX.

In practice the code is written in capitals. Pasting the code beats retyping it, because one wrong letter changes the bank.

About this information

We collect SWIFT/BIC codes using publicly available data and update them from time to time. It is possible that a code here is no longer current after a merger or reorganisation. Figures such as the number of codes come from our directory and are not confirmed by Societe Generale (Canada Branch).

See our directory here as a helpful check. GoldexPay has no connection to Societe Generale (Canada Branch); we are a comparison site for money transfers. Spotted outdated information? Tell us via our contact form so we can correct it.

Paying into Societe Generale (Canada Branch) in CAD

Canada uses the Canadian Dollar (CAD). When you pay money in a different currency has to be converted somewhere along the way – by your bank, by Societe Generale (Canada Branch) or by a bank in between. There is rarely a separate line for that conversion – the cost sits in the rate.

Which bank converts the money makes a difference, because each party uses its own rate. Sending the money already in CAD usually avoids an extra conversion at the receiving end.

The rate for CAD changes constantly. If you pay regularly, small differences in the rate make a real difference over time.

What a transfer from Societe Generale (Canada Branch) abroad really costs

A bank transfer abroad costs more than the fee suggests. On top of a fixed fee, banks in between can deduct a fee, and if currencies are converted, the bank often uses a rate below the real market rate.

The real cost is often in the rate, not in the fee: the bank converts using an exchange rate that includes a margin. Check their rate with the mid-market rate, the midpoint between buy and sell rates you see on financial sites. The difference is your real conversion cost.

For many routes, a transfer service turns out to be less expensive than a bank – mostly thanks to the rate. GoldexPay compares what recipients receive with different providers. Choosing a specialist does not require leaving Societe Generale (Canada Branch).

Societe Generale (Canada Branch): head office code versus branch codes

Our database contains 2 SWIFT/BIC codes for Societe Generale (Canada Branch) in 2 cities. Besides the head office code SOGECAMBXXX, you will find codes for branches, departments or specific services.

For the vast majority of incoming transfers, the head office code SOGECAMBXXX works fine. When you receive a branch code, use it as it is rather than swapping it with the head office code.

Unsure which code to use? Check with the recipient or the bank itself. Codes can change over time, so do not rely on old paperwork.

How long does an international transfer to Societe Generale (Canada Branch) take?

An international transfer usually takes anywhere from one to several business days – it depends on currency, route and the banks in between. Bank holidays in the sending or receiving country can add a day or more. Extra checks by one of the banks can also cause a delay, even when all details are correct.

A growing number of banks use SWIFT gpi for faster and traceable payments. Every gpi transfer gets a unique reference, the UETR. Save the payment confirmation until the money has arrived; it contains the details a bank needs to start a trace.

The bank that sent the money is able to start an official trace; the receiving side usually has nothing to trace yet. Ask the sender for the payment receipt with the date and reference.