SWIFT/BIC codes in Cayman Islands

Finding a SWIFT code in Cayman Islands

In Cayman Islands we have 194 SWIFT/BIC codes. Every code points to a bank or one of its branches and tells other banks where an international payment should go.

Pick a bank below to view its head office code and any branch codes. Further down you can read how codes from Cayman Islands are built, how to send money to Cayman Islands at a fair price and how to check a code before you pay.

The cheapest way to send money to Cayman Islands

What you pay for a payment to Cayman Islands is made up of more than one component, and the fee on your screen is only one of them. There is the transfer fee, possibly charges from intermediary banks and, most importantly, the exchange rate markup when currencies differ.

Most of the cost usually sits in the exchange rate, rather than in the fee – the bank builds a margin into its rate. Compare the rate you are offered against the mid-market rate, the midpoint you see on financial news sites.

Specialised transfer providers often use rates closer to the mid-market rate. On GoldexPay you can compare the amount that arrives in Cayman Islands with different services.

Incoming international payments in Cayman Islands

If you expect a payment from another country on an account in Cayman Islands, send the payer a complete set of details. Give them your name as registered with the bank, the IBAN or account number, the BIC of your bank and your address.

Your bank’s code is in our list. Certain sending banks may also want the name and address of your bank.

The amount you receive is often less than the amount sent. Fees for incoming transfers differ per bank – your bank’s price list tells you what applies. On invoices, state how the fees are split to avoid a shortfall.

Banco Santander (Brasil) SA Grand Cayman Branch and its SWIFT codes

In our data, Banco Santander (Brasil) SA Grand Cayman Branch has the largest number of SWIFT/BIC codes of all banks in Cayman Islands. Its main office has BSCHKYKXXXX; that is usually the right code for a transfer.

The number of codes tells you more about how it registers branches and services than about how big it is. Unless a branch code is given, BSCHKYKXXXX is fine for transfers to this bank.

Verifying a SWIFT code from Cayman Islands

The most reliable place for the correct BIC remains a document from the bank itself, such as a statement or the account page in online banking. When the code you were given differs from the code listed here, do not guess – contact the recipient or their bank.

This list is compiled from publicly available sources that we update periodically. Banks merge, close branches and change codes, and no directory catches every change immediately. Treat this list as a starting point, not as the final word. GoldexPay is a comparison site for money transfers and not part of any bank listed here.

Scammers regularly send payment requests carrying new bank details that look completely genuine. A valid BIC tells you nothing about who owns the account.

Recognising a SWIFT code from Cayman Islands

Bank identifier codes use one international format: 8 characters. Characters one to four identify the bank, the fifth and sixth characters are the country code and characters seven and eight mark the location.

In every code from Cayman Islands, characters five and six show the two-letter ISO code of Cayman Islands. Codes with other letters in that position belong to another country.

An 11-character code adds a branch code, where XXX means the head office. Choose a branch code just if the recipient explicitly gives you one – otherwise stick with the head office.

Paying a bank in Cayman Islands from abroad

Cayman Islands is not part of the SEPA area, the European zone for uniform euro payments. Payments from abroad usually go through the SWIFT network.

In some countries, accounts are identified by a local account number instead of an IBAN, sometimes with an extra bank or branch code. Check with the recipient exactly which details their bank needs for incoming international payments; banks often publish instructions for this. Before it arrives, a transfer may pass through intermediary banks that take a fee.

When does money sent to Cayman Islands arrive?

There is no fixed delivery time for transfers to Cayman Islands: some land within a day. Transfers sent after the cut-off time or just before a weekend or public holiday often go out the next business day.

When a payment takes longer than expected, the sender should contact the sending bank and ask for the status or the UETR. Keep your transfer receipt until the money has arrived – you will need it if something goes wrong.