Bank of China SWIFT/BIC code
The head office of Bank of China in China uses SWIFT/BIC code BKCHCNBJXXX. Below you find all 136 codes of this bank, grouped by city.
All SWIFT/BIC codes of Bank of China
Beijing
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJXXX | Head office |
| BKCHCNBJ110 | Beijing Branch |
| BKCHCNBJAGT | Cncs Agent Dept. |
| BKCHCNBJBPS | Bank of China Head Office Batch Payment Service |
| BKCHCNBJCMI | Bank of China Head Office Cash Management |
| BKCHCNBJCUS | Head Office Custody and Investor Services Dept. |
Anshan
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ82D | Anshan Branch |
Baotou
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ89A | Baotou Branch |
Beihai
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ49B | Beihai Branch |
Changchun
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ840 | Jilin Branch |
| BKCHCNBJ85A | Changchun Weifeng International Plaza Sub Branch |
Changsha
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ970 | Hunan Branch |
Changzhou
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ95E | Changzhou Branch |
Chaozhou
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ41P | Chaozhou Branch |
Chengdu
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ570 | Sichuan Branch |
Chongqing
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ59A | Chongqing Branch |
Dalian
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ81A | Bank of China,dalian Branch |
| BKCHCNBJ82H | K.f.q. Branch |
| BKCHCNBJ82N | Dalian Zhongshan Square Sub-Branch |
Dandong
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ82B | Dandong Branch |
Daqing
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ87D | Daqing Branch |
Dong Sheng
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ89C | Dong Sheng Branch |
Dongguan
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ44W | Dongguan Sub-Branch |
Fangcheng
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ49H | Fangchenggang Branch |
Foshan
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ44A | Foshan Branch |
Fuqing
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ73L | Fuqing Branch |
Fuzhou
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ720 | Fujian Branch |
| BKCHCNBJ73E | Fuzhou Central Sub-Branch |
| BKCHCNBJ73M | Fujian Pilot Free Trade Zone Fuzhou Branch |
| BKCHCNBJF20 | Bank of China Limited Ftu Fujian Branch |
Guangzhou
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ42G | Guangzhou K.f.q. Branch |
| BKCHCNBJF30 | Bank of China Limited Ftu Guangdong Branch |
Guilin
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ49C | Guilin Branch |
Guiyang
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ240 | Guizhou Branch |
Haikou
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ740 | Hainan Branch |
Hailar
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ89D | Hailar Branch |
Hangzhou
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ910 | Zhejiang Branch |
| BKCHCNBJ92C | Qingchun Sub-Branch |
Hankou
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ600 | Hubei Branch |
Harbin
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ860 | Heilongjiang Branch |
| BKCHCNBJ87A | Zhaolin Sub-Branch |
Hefei
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ780 | Anhui Branch |
Heihe
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ87F | Heihe Branch |
Heshan
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ44N | Heshan Sub-Branch |
Hohhot
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ880 | Inner Mongolia Branch |
Huizhou
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ47A | Huizhou Branch |
Huzhou
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ92G | Huzhou Branch |
Jiamusi
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ87B | Jiamusi Branch |
Jiangmen
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ44K | Jiangmen Branch |
Jiaxing
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ92F | Jiaxing Branch |
Jilin
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ85B | Jilin City Branch |
Jinan
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ500 | Shandong Branch |
| BKCHCNBJ51B | Jinan Branch |
Jingdezhen
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ56A | Jingdezhen Sub-Branch |
Jinhua
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ92H | Jinhua Branch |
Jinzhou
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ82F | Jinzhou Branch |
Kaiping
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ44P | Kaiping Sub-Branch |
Kunming
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ640 | Yunnan Branch |
Lanzhou
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ660 | Gansu Branch |
Lhasa
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ900 | Tibet Branch |
Lianyungang
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ95A | Lianyungang Branch |
Liuzhou
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ49D | Liuzhou Branch |
Ma'anshan
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ79C | Ma'anshan Sub-Branch |
Manzhouli
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ89K | Manzhouli Sub-Branch |
Maoming
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ42P | Maoming Branch |
Meizhou
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ47K | Meizhou Branch |
Mudanjiang
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ87E | Mudanjiang Branch |
Nanchang
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ550 | Jiangxi Branch |
Nanhai
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ44E | Nanhai Sub-Branch |
Nanjing
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ940 | Jiangsu Branch |
Nanning
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ480 | Guangxi Branch |
Nantong
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ95G | Nantong Branch |
Ningbo
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ92A | Ningbo Branch |
Putian
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ73C | Putian Branch |
Qingdao
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ50A | Bank of China,qingdao Branch |
Qinhuangdao
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ23A | Qinhuangdao Branch |
Qiqihar
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ87C | Qiqihar Branch |
Quanzhou
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ73B | Quanzhou Branch |
Rizhao
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ51E | Rizhao Branch |
Sanshui
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ44C | Sanshui Sub-Branch |
Sanya
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ75A | Sanya Branch |
Shanghai
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ300 | Shanghai Branch |
| BKCHCNBJF00 | Ftu Shanghai Branch |
| BKCHCNBJS00 | Shanghai Rmb Trading Unit |
Shantou
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ41A | Shantou Branch |
Shaoguan
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ46P | Shaoguan Branch |
Shaoxing
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ92D | Shaoxing Branch |
Shekou
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ45B | Shekou Sub-Branch |
Shenyang
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ810 | Liaoning Branch |
| BKCHCNBJ82A | Shenyang Branch |
Shenzhen
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ45A | Shenzhen Branch |
| BKCHCNBJF40 | Bank of China Limited Ftu Shenzhen Branch |
Shijiazhuang
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ220 | Hebei Branch |
Shunde
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ44B | Shunde Branch |
Shuozhou
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ69A | Pingshuo Sub-Branch |
Suzhou
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ95B | Suzhou Branch |
Taishan
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ44M | Taishan Sub-Branch |
Taiyuan
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ680 | Shanxi Branch |
Taizhou
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ92J | Taizhou Branch, Zhejiang Province |
| BKCHCNBJ95N | Taizhou Branch, Jiangsu Province |
Tanggu
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ21A | Tianjin Binhai Branch |
Tangshan
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ23H | Tangshan Branch |
Tianjin
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ200 | Tianjin Branch |
| BKCHCNBJF10 | Tianjin Pilot Free Trade Zone Branch |
Urumqi
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ760 | Xinjiang Branch |
| BKCHCNBJHX0 | Hx Xinjiang Branch |
Weihai
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ51D | Weihai Branch |
Wenzhou
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ92B | Wenzhou Branch |
Wuhan
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ61A | Hankou Sub-Branch |
Wuhu
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ79A | Wuhu Branch |
Wuxi
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ95C | Wuxi Branch |
Wuzhou
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ49A | Wuzhou Branch |
Xiamen
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ73A | Xiamen Branch |
Xian
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ620 | Shaanxi Branch |
Xiangtan
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ98D | Xiangtan Branch |
Xinhui
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ44L | Xinhui Sub-Branch |
Xining
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ280 | Qinghai Branch |
Yangjiang
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ42W | Yangjiang Branch |
Yangzhou
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ95H | Yangzhou Branch |
Yanji
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ85C | Yanji Sub-Branch |
Yantai
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ51A | Yantai Branch |
Yinchuan
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ260 | Ningxia Branch |
Yingkou
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ82C | Yingkou Branch |
Yulin
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ49G | Yulin Branch |
Zhangjiagang
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ95L | Zhangjiagang Sub-Branch |
Zhangjiajie
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ98S | Zhangjiajie Branch |
Zhangzhou
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ73D | Zhangzhou Branch |
Zhanjiang
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ43P | Zhanjiang Branch |
Zhaoqing
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ43A | Zhaoqing Branch |
Zhengzhou
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ530 | Henan Branch |
Zhenjiang
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ95D | Zhenjiang Branch |
Zhongshan
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ44T | Zhongshan Branch |
Zhoushan
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ92E | Zhoushan Branch |
Zhuhai
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ45P | Zhuhai Branch |
| BKCHCNBJGHQ | Hengqin Free Trade Zone Branch |
Zhuzhou
| SWIFT/BIC | Branch |
|---|---|
| BKCHCNBJ98C | Zhuzhou Branch |
The way the Bank of China SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BKCH Bank code
- 4 letters that identify the bank.
- CN Country code
- 2 letters for the country (ISO 3166).
- BJ Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
SWIFT/BIC code of Bank of China
The 8-character code BKCHCNBJ and the 11-character code BKCHCNBJXXX identify one and the same institution: Bank of China in Beijing, China. A SWIFT code shows every bank in the chain which institution is meant to get the money, a bit like a postal address for banks. You will need it mainly when dealing with payments that cross a border or a currency.
On this page you can read what the code means, when it matters and what else you need for a transfer to or from Bank of China. The BIC names an institution, never a specific account; the IBAN or account number does that.
Sending money abroad from Bank of China
What you pay for a payment abroad is made up of several parts, and the transfer fee is only the most visible one. There is the fee for the transfer itself, possibly charges from correspondent banks along the way and, above all, the margin on the exchange rate when the money is converted.
Most of the cost usually sits in the exchange rate: many banks convert at a rate that includes a margin. An easy check: put the bank’s rate next to the mid-market rate for the same moment and look at the difference.
Specialised transfer providers frequently use a rate near the mid-market rate. GoldexPay lists transfer providers side by side, showing the amount the recipient gets before you commit. Choosing a specialist does not mean leaving Bank of China – you pay the provider from your own account.
Changed bank details? Be careful
Scammers often use payment requests with new bank details, sometimes in an email that looks completely genuine. The fact that BKCHCNBJ exists is no guarantee that a request mentioning it is genuine; criminals use the codes of real banks too.
Do not trust a phone number from the same email that announces the new account. Watch out for urgent requests, odd spelling or an email address that differs by one letter. If money was sent to a fraudster, call your bank right away: the sooner they act, the better the chance of a recall.
Scams can also work the other way. Someone claims to have sent more than agreed and asks you to refund the extra via a different route. Wait until the money has really arrived.
When will the money arrive at Bank of China?
A SWIFT payment usually needs anywhere from one to several business days. Weekends and public holidays in the sending or receiving country add a day or more. Extra checks by one of the banks can also cause some delay, regardless of the details.
If a transfer seems delayed, ask your bank about the status; with that reference banks can see where the payment is. Specialist transfer services often provide a status in their app showing where the payment has got.
The bank that sent the money is able to request a trace or a recall. As a recipient, it helps to look at your account to see a slightly lower amount because fees can reduce the amount.
The Chinese Yuan and what conversion costs you
The currency of China is the Chinese Yuan (CNY). When you pay money in a different currency it has to be converted somewhere along the way: by your bank, an intermediary or Bank of China itself. You rarely see a separate line for the conversion – the cost sits in the rate.
Who does the conversion has an effect on the final amount. Transferring the amount already in CNY often prevents an extra conversion at the receiving end, provided the rate you get is fair.
The CNY rate fluctuates constantly, so the amount you see is usually only valid for a short time. On larger amounts, even small difference in the rate can be worth more than the fee.
Getting paid from abroad into a Bank of China account
A sender in another country needs a few details from you. Give them the account holder’s name, your account number or IBAN, the BIC BKCHCNBJXXX and your address.
Some banks also ask for the bank’s address in Beijing, so keep it at hand. Check each detail before you send them – a sender rarely spots a mistake in someone else’s details.
The amount you receive is often lower than what was sent. Fees for incoming transfers differ from bank to bank – the price list of Bank of China tells you what applies. For business payments, it is common to state who bears the costs to avoid a shortfall.
Is BKCHCNBJ still correct? How to check
The safest source for a SWIFT code is the recipient’s own bank details: an invoice, a bank statement or their online banking. If the code you have differs from BKCHCNBJ or BKCHCNBJXXX, stop and ask – contact the recipient or Bank of China.
Errors in the SWIFT code are costly rather than fatal – usually the money comes back, minus fees and time lost. Do not forget the IBAN: an error there is more difficult to correct than a wrong code.
Most online banking apps validate the structure of IBANs and sometimes look up the BIC automatically, but that does not prove the account belongs to the right person. Some banks now compare the name against the account. When you pay someone new, some people send a small amount first before sending the rest.
What the XXX in BKCHCNBJXXX means
A BIC is built from fixed blocks: the first four letters stand for the bank, characters five and six show the country and the two after that mark the location. The result is BKCHCNBJ.
Most banks and apps work with either length. If yours requires eleven characters, use BKCHCNBJXXX.
Enter the code as one block, in upper case and without separators. Look out for O versus 0 and I versus 1, a common source of typos.
Bank of China: head office code versus branch codes
With 136 codes in 113 cities, Bank of China belongs to the banks that use individual codes for parts of the organisation and departments. The main code is BKCHCNBJXXX.
If nobody asks you for a branch code, go with BKCHCNBJXXX. A branch code only makes sense when the recipient’s bank specifically mentions it, which is more common for business accounts and specialised services.
Not sure which code to use? Check with the recipient, or look at a recent statement from Bank of China. Branch codes can change when banks reorganise.
How up to date is this code?
Our SWIFT/BIC directory draws on public sources and is updated regularly. Still, banks merge or retire codes, so information can be out of date. Counts and locations come from our directory.
Use our data as a starting point, rather than as the last word. GoldexPay is not affiliated with Bank of China, we only compare transfer services. Should you notice a mistake, we welcome a message.
Frequently asked questions
What is the SWIFT/BIC code of Bank of China?
The head office of Bank of China uses BKCHCNBJXXX (or BKCHCNBJ in the 8-character version). Use this code for most international transfers.
Where is the main office of Bank of China?
According to its SWIFT registration, the main office of Bank of China is located in Beijing, China.
When do I use a branch code of Bank of China?
Just when the recipient gives you one. Almost all transfers to Bank of China work with the head office code BKCHCNBJXXX.
How many SWIFT codes are there for Bank of China?
We list 136 SWIFT/BIC codes for Bank of China across 113 locations. Every code identifies the head office or a specific branch or department.
What do I need to send money to Bank of China?
The SWIFT/BIC code BKCHCNBJXXX, the account number or IBAN and the name of the recipient. China is outside SEPA, so always include the BIC.
What if I use the wrong SWIFT code for Bank of China?
Your payment can be returned or delayed, sometimes with extra fees. Always check the code with Bank of China before sending.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.