Banco de Bogota SWIFT/BIC code

What BBOGCOBB means for a payment to Banco de Bogota

BBOGCOBB and BBOGCOBBXXX are the short and the long form of the same bank identifier, and both lead to Banco de Bogota in Bogota. A BIC has a single purpose: it ensures that a cross-border transfer ends up at the right bank. You will need it mostly when dealing with transfers between countries and payments in foreign currencies.

We wrote this page to help people who receives money at an account at Banco de Bogota. Keep in mind that the SWIFT code just identifies the bank, not the account: the IBAN or account number takes care of that.

Paying someone abroad from your Banco de Bogota account

The price of a payment abroad is made up of more than one component. On top of the transfer fee, correspondent or intermediary banks can deduct a fee, and when the money changes currency the bank often uses a rate below the actual market rate.

Many banks rarely list their exchange rate markup as a cost – you only notice it if you compare. An easy check: put the rate you get next to the mid-market rate and look at the difference.

For a lot of routes, a specialist provider is cheaper than a bank – mostly thanks to the rate. GoldexPay lists transfer providers next to each other, showing the amount the recipient gets for the same amount sent. You can still use your account at Banco de Bogota; only the conversion and sending happen elsewhere.

Banco de Bogota: head office code versus branch codes

With 11 codes, Banco de Bogota is one of the banks that use separate codes for parts of the organisation. The main code is BBOGCOBBXXX.

In most cases there is no need to look up a branch: payments addressed to BBOGCOBBXXX reach Banco de Bogota without problems. Branch codes are only needed when the account holder explicitly mentions it.

The best way is to copy the code straight from the recipient’s invoice. Codes for branches are more prone to be retired than the head office code when a bank merges or closes offices.

How to check BBOGCOBB before you pay

The most reliable place for the correct BIC is a document from the bank itself. If the code you have differs from BBOGCOBB or BBOGCOBBXXX, stop and ask – contact the recipient or Banco de Bogota.

With a wrong code, the payment might be delayed, be returned or cost extra, and tracing it can take weeks. Do not forget the account number: a mistake there is more difficult to correct than a wrong code.

Most online banking apps check the structure of IBANs and sometimes look up the BIC automatically. Where available, a name check before sending adds extra certainty. For a first payment, some people send a small test amount.

How long does an international transfer to Banco de Bogota take?

There is no fixed delivery time: many land the same day or the next, others take several business days. Bank holidays in the sending or receiving country can add a day or more to the journey. Sometimes a bank asks about the purpose of a payment before releasing it.

If a transfer seems delayed, contact your bank about the tracking status so they can trace it along the chain. Specialist transfer services usually provide tracking online so you can see where the payment is.

A missing payment has to be investigated from the sending side. Request from the sender a copy of the payment confirmation – it helps your own bank look for the money.

8 or 11 characters: BBOGCOBB versus BBOGCOBBXXX

Every SWIFT/BIC code starts with the same eight core characters: four letters for the bank, two letters for the country and two characters for the location. Together, these eight characters form BBOGCOBB, the code most people search for.

Many payment forms accept either length. If yours requires eleven characters, use BBOGCOBBXXX.

Type the code as one block, in upper case and without spaces, exactly as shown here. A wrong letter can send the money to a different institution.

Changed bank details? Be careful

Fraudsters often send payment requests containing new bank details, sometimes in an email that looks completely genuine. A real SWIFT code tells you nothing about who owns the account: scammers use real codes of real banks.

Check changed bank details via a separate channel like a call to a number from an earlier contract, not by replying to the message. Be suspicious of time pressure, unusual wording or a sender address that is slightly off. If a payment was sent to the wrong account, call your bank right away: the sooner they act, the better the chance of a recall.

Scams also target the receiver: someone sends more than agreed and wants you to return the extra to a new account. Wait until the money has really arrived – ask Banco de Bogota if something looks wrong.

Incoming international payments to Banco de Bogota

When you are waiting for money from abroad, give the sender all details at once. Share your name as the bank knows it, the IBAN or account number, SWIFT code BBOGCOBBXXX and your address, which some banks require.

It helps to add the bank name and its city too, because some payment forms have separate fields for them. A typo in the IBAN can be harder to fix than you might think, so copy the details from your online banking.

What lands in your account can be lower than the amount sent. Intermediary banks may deduct a fee, and when currencies differ, a markup on the rate comes on top. Make clear with the sender who covers the fees.

Where our SWIFT data comes from

The details here are taken from publicly available data that we update regularly. It is possible that information on this page is out of date after a merger or reorganisation. The figures we show are based on what is in our directory.

Before a payment that matters, always confirm the BIC with the recipient’s bank or the recipient. GoldexPay has no connection to Banco de Bogota. If you notice something that is out of date, we appreciate a short note via the contact page.