Standard Chartered Bank Cote D'ivoire SWIFT/BIC code

Standard Chartered Bank Cote D'ivoire SWIFT code: SCBLCIAB

If an invoice shows SCBLCIAB or SCBLCIABXXX, it is the identical identifier for Standard Chartered Bank Cote D'ivoire in Côte d’Ivoire. A SWIFT code tells the banks handling a payment exactly which bank is meant to get the money, much like a postcode for banks. In daily life you mostly see it on international invoices, in payment forms and on the account details of Standard Chartered Bank Cote D'ivoire customers.

On this page we explain how the code is put together, when it matters and which other details you need for a transfer to or from Standard Chartered Bank Cote D'ivoire. Keep in mind that the BIC just identifies the bank, not the person: the account number or IBAN does that part.

Head office or branch code at Standard Chartered Bank Cote D'ivoire?

Standard Chartered Bank Cote D'ivoire uses 3 different SWIFT/BIC codes across 1 locations. Only one is the head office code, SCBLCIABXXX; the rest belong to branches or departments, and sometimes specific services.

For most incoming transfers, the head office code SCBLCIABXXX is the right choice. Only use a branch code when your contact gives you that exact code.

Unsure which code applies? Ask the recipient. Branch codes are more likely to be retired than the head office code when a bank merges or closes offices.

Before you send: check the Standard Chartered Bank Cote D'ivoire code

The most reliable source for a SWIFT code is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. Check that code against SCBLCIAB on this page and ask if anything does not match.

If the code is wrong, the transfer might get stuck, bounce back or cost extra – sometimes after weeks of searching. An error in the IBAN or account number is a bigger problem; check it just as carefully.

A format check by your bank only confirms that the IBAN exists, not that it is the right account. More and more banks compare the payee name against the account before you confirm; take any warning seriously. When you pay someone new, some people start with a small amount first before sending the rest.

Scams that use SWIFT codes

Stay wary if a contact suddenly asks you to send money to another account. That SCBLCIAB is a real code does not mean that a request mentioning it is genuine – fraudsters use real bank codes as well.

Always confirm a change of bank details by phone. Urgency and secrecy tend to be warning signs; a genuine business can wait for you to check. Already paid? Contact the bank you paid from without delay and ask them to start a recall.

Fraud can also work the other way. Someone claims to have sent more than agreed and asks you to return the difference via a different route. A payment confirmation from the sender is no proof; only your own account shows what has arrived.

How up to date is this code?

This directory draws on publicly available sources and we update it periodically. Institutions reorganise, change names and retire codes, and a directory never catches every change immediately. The figures on this page reflect what is in our directory.

Treat our directory on this page as a helpful check, and let the details from the recipient or Standard Chartered Bank Cote D'ivoire have the final say. GoldexPay is an independent comparison service for money transfers and not affiliated with Standard Chartered Bank Cote D'ivoire. If you notice a mistake, we appreciate a message via the contact page.

What the XXX in SCBLCIABXXX means

The layout of every SWIFT code is always the same: a bank code of four letters, two for the country and a two-character location code, plus an optional branch code. Together, these eight characters make up SCBLCIAB, the code most people search for.

The long version adds three more characters that identify a branch or department. If the last three are XXX, they simply mean the head office, so SCBLCIABXXX and SCBLCIAB are interchangeable.

Type the code as one block, in capitals and without separators, exactly as shown here. A single character may route a payment to another bank, so check it twice.

Tracking a transfer to or from Standard Chartered Bank Cote D'ivoire

How fast a payment arrives at Standard Chartered Bank Cote D'ivoire is determined by several factors: which currency you send, the number of banks in between, cut-off times and time zones. Bank holidays in the sending or receiving country add extra days, since banks do not process on those days. Extra checks on larger or unusual payments may also add some delay.

A growing number of banks use SWIFT gpi, which lets them follow a payment from bank to bank. Each gpi transfer carries a unique reference, the UETR that banks can use to trace it. Save your transfer receipt until the recipient confirms; it contains the details a bank needs to start a trace.

If a payment has not arrived within the expected time, the sender should contact their own bank, not the receiving bank. Request from the sender a copy of the payment confirmation with the date and reference.

Getting paid from abroad into a Standard Chartered Bank Cote D'ivoire account

A sender in another country will ask for several details from you – incomplete details often cause delays. The basics are: your name, IBAN or account number, SCBLCIABXXX and in many cases your home address.

Their bank may also ask for the address of your bank, in which case the Abidjan head office is the usual answer. Check the details before you share them.

The amount you receive is often less than what was sent. Correspondent banks can take a fee, and when currencies differ, a markup on the rate applies. On invoices, it is common to agree who bears the costs, so that nobody is left short.

International transfers from Standard Chartered Bank Cote D'ivoire: the real cost

When you transfer money abroad through Standard Chartered Bank Cote D'ivoire, the visible fee is only part of the cost. There is the transfer fee, possibly charges from correspondent banks along the way and, most importantly, the margin on the exchange rate when the money is converted.

Banks do not list the margin on the rate separately – you only notice it if you compare. Compare the rate you are offered with the mid-market rate, the midpoint between buy and sell rates you see on financial sites.

For many currency pairs, a specialist provider turns out to be less expensive than a bank – mostly thanks to the rate. On GoldexPay we compare what recipients receive across services, which makes the cheapest option easy to spot. Choosing a specialist does not mean leaving Standard Chartered Bank Cote D'ivoire – you pay the provider from your own account.