Citibank, N.a. SWIFT/BIC code

CITIDOSD – the SWIFT/BIC code of Citibank, N.a.

Whether a recipient gives you CITIDOSD or CITIDOSDXXX, you are looking at the same identifier for Citibank, N.a. in Dominican Republic. A SWIFT code tells every bank in the chain exactly which bank should receive the money, a bit like a postal address for banks. In daily life you mostly come across the code on international invoices, in payment forms and on the account details that Citibank, N.a. provides.

We wrote this page to help people who sends money to an account at Citibank, N.a. without mistakes. The BIC identifies a bank or branch, never a specific account; the IBAN or account number does that.

Head office or branch code at Citibank, N.a.?

Having 3 codes, Citibank, N.a. is one of the banks that register individual codes for branches and departments. The head office code remains CITIDOSDXXX.

For the vast majority of payments to a private or business account, the head office code CITIDOSDXXX is the right choice. If you have been given a branch code, use it as it is instead of swapping it for the head office code.

The safest approach is to take the code directly from the recipient’s statement. Codes for branches are more prone to change than CITIDOSDXXX.

When will the money arrive at Citibank, N.a.?

A SWIFT payment usually takes anywhere from one to several business days. Payments made after the cut-off time or on weekends and holidays often start the next business day. Compliance checks by one of the banks can also add some delay.

If a transfer seems late, ask your bank about the status or the UETR so they can trace it along the chain. Money transfer services often show tracking online so you can see where the money is.

Only the sending bank can request a trace or a recall; the receiving side usually has nothing to trace yet. As a recipient, you can check your statements to see a slightly lower amount, since fees may have been deducted.

What the XXX in CITIDOSDXXX means

A SWIFT code is built from fixed blocks: characters one to four stand for the bank, characters five and six show the country and characters seven and eight indicate the location. That gives you CITIDOSD, the short form of the code.

XXX at the end of CITIDOSDXXX is not a placeholder or an error: it stands for the main office of Citibank, N.a.. Certain payment forms ask for 11 characters, in which case you can enter XXX behind CITIDOSD.

Type the code as one block, in capitals and without separators. A single letter can send the money to a different institution, so copy it carefully.

About this information

This directory draws on publicly available sources and is updated regularly. Banks reorganise, close branches and change codes, and a directory never catches every change immediately. Figures such as the number of codes are from our own dataset.

For a payment of any size, always confirm the code with Citibank, N.a. or the recipient. We are an independent comparison service and not part of Citibank, N.a.. Spotted an error? Let us know via our contact form.

Sending money abroad from Citibank, N.a.

What you pay for an international transfer has several parts, and the transfer fee is only the most visible one. There is the transfer fee, sometimes charges from correspondent banks along the way and, most importantly, the margin on the exchange rate.

Most of the cost usually sits in the exchange rate, rather than in the fee: the bank converts using an exchange rate that includes a margin. An easy check: put the rate you get next to the mid-market rate and work out the difference on your amount.

For a lot of routes, a specialist provider is cheaper than a traditional bank transfer – mostly thanks to the rate. Before your next transfer, take a minute comparing the total cost via GoldexPay. Using a transfer service does not mean leaving Citibank, N.a. – you pay the provider from your own account.

Getting paid from abroad into a Citibank, N.a. account

To receive an international payment at Citibank, N.a., the sender needs more than the BIC. That means: your full name exactly as it appears on the account, your IBAN or account number, the BIC CITIDOSDXXX and usually your postal address.

The sender’s bank might request the address of your bank, in which case the Santo Domingo head office is the usual answer. A typo in the IBAN is harder to fix than it looks.

Money from abroad will not always land in full. Intermediary banks may deduct a fee, and if the currency changes, an exchange rate margin applies. On invoices, you can state how the fees are split to avoid a shortfall.

Changed bank details? Be careful

Stay alert when someone unexpectedly wants you to send money to another account. The fact that CITIDOSD exists does not mean that the account is legitimate.

Before paying, verify a change of bank details by phone. Watch out for urgent requests, odd spelling or an email address that differs by one letter. Acted too fast? Contact the bank you paid from straight away and have them try to recall the payment and report the fraud.

Fraud also target the receiver: someone claims to have sent too much and asks you to refund the difference. Wait until the money has really arrived.

Is CITIDOSD still correct? How to check

Have the recipient copy their account details straight from a recent statement. Compare it against CITIDOSD here and ask if anything does not match.

An incorrect BIC can cause a delay, a returned payment or extra fees for investigation. A mistake in the IBAN or account number is a bigger problem, because the money may be credited to someone else; check it just as carefully.

Many banking apps check the format of IBANs and sometimes look up the BIC automatically, but that does not prove the account belongs to the right person. More and more banks compare the payee name against the account – do not ignore a mismatch warning. When you pay someone new, many people start with a small test amount and wait for confirmation.