SWIFT/BIC codes in Fiji

Finding a SWIFT code in Fiji

This overview contains 10 banks and financial institutions in Fiji, with 10 SWIFT/BIC codes in total. You will need a SWIFT/BIC code mainly for international transfers and for payments in a foreign currency.

Each bank is listed with its own page showing its main code and, where available, branch codes. Below the list you can read how codes from Fiji are built, how to send money to Fiji without overpaying and how to check a code before you pay.

What a sender needs to pay you in Fiji

A sender in another country will ask for several details about your account, and missing ones are a common cause of delays. Share the account holder’s name, your account number or IBAN, your bank’s SWIFT code and your address.

Find your bank in the list on this page, but take the code from your own bank details when in doubt. Certain banks may also ask for the name and address of your bank, so keep it at hand.

The amount you receive is often lower than what was sent. Correspondent banks can take a fee, your bank may charge for incoming payments, and when currencies differ, an exchange rate margin comes on top. Make clear with the sender who pays which costs, especially for larger amounts.

When does money sent to Fiji arrive?

How quickly money reaches Fiji is determined by a few things: the currency, how many intermediary banks are involved, daily processing deadlines and time zones. Bank holidays in Fiji or in the sending country add extra days, because banks do not process payments on those days.

Many banks use SWIFT gpi. Every gpi transfer gets a unique transaction reference, the UETR. Save your transfer receipt.

Recognising a SWIFT code from Fiji

A SWIFT code is either 8 or 11 characters long. It starts with four letters for the bank, followed by a two-letter country code and a two-character location code.

No matter which bank, every code from Fiji share the same country code in positions five and six, namely the ISO code of Fiji. Codes with other letters in that position belong to a bank abroad.

If the last three are XXX, it means the head office, and the 8-character version leads to the same place. Choose a branch code only when the recipient’s bank asks for it.

International payments to Fiji and the BIC

Fiji is outside the SEPA area. Payments from abroad normally travel through the SWIFT network.

In some countries, accounts are identified by a domestic account number instead of an IBAN. The recipient’s bank often has instructions for incoming international payments. SWIFT payments can pass through correspondent banks.

Check the code before you pay

Have the recipient send you their bank details straight from a recent statement. An incorrect BIC may lead to delays, a payment being sent back or extra fees.

The directory on GoldexPay is compiled from publicly available sources that we update periodically. Banks merge, change names and change codes, and no directory catches every change immediately. Treat our data as a reference: the bank details from the recipient come first. GoldexPay is an independent comparison site.

Watch out for invoices with changed bank details. A real SWIFT code tells you nothing about who owns the account – scammers use the codes of real banks.

Sending money to Fiji for less

A bank transfer to Fiji often costs more than you think. You pay the transfer fee, sometimes charges from intermediary banks and, above all, the exchange rate markup when currencies differ.

Most of the cost usually sits in the exchange rate, rather than in the fee. A simple test: put the offered rate against the mid-market rate and work out the difference on your amount.

Specialist money transfer services often use a rate near the mid-market rate and lower fees. GoldexPay compares transfer services side by side so you can see what actually arrives in Fiji for the same amount sent.

The largest SWIFT network in Fiji: Australia and New Zealand Banking Group Limited

In our data, Australia and New Zealand Banking Group Limited has the largest number of SWIFT/BIC codes of all banks in Fiji. The head office of Australia and New Zealand Banking Group Limited has ANZBFJFXXXX.

Banks differ in how many codes they register, so the count is not a ranking of size. Making a payment to Australia and New Zealand Banking Group Limited? Go with ANZBFJFXXXX unless a specific branch code is requested.