Danske Bank PLC SWIFT/BIC code

Danske Bank PLC SWIFT code: DABAFIHH

DABAFIHH and DABAFIHHXXX are the short and the long form of the same bank identifier, and both point to Danske Bank PLC in Helsinki. Every bank on the SWIFT network uses these codes to route international transfers to the correct institution. It comes up mainly when dealing with transfers between countries or a currency.

This page is meant to help people who pays into an account at Danske Bank PLC without mistakes. A SWIFT code names a bank or branch, not a specific account; the IBAN or account number does that.

Paying someone abroad from your Danske Bank PLC account

What you pay for an international transfer has more than one component, and the transfer fee is only the most visible one. Besides a fixed fee, banks in between may take a cut, and when currencies are converted the bank usually uses a rate below the real market rate.

That exchange rate margin is often the largest item. An easy check: set the bank’s rate next to the mid-market rate and look at the difference.

Money transfer services frequently use rates closer to the mid-market rate with clearer fees. On GoldexPay we compare what recipients receive across services, which makes the cheapest option easy to spot. You can always keep your account at Danske Bank PLC as the source of the money.

Paying Danske Bank PLC in euros within SEPA

Within the SEPA zone, euro payments to an account in Finland follow the same rules. A field for the BIC is usually optional or missing for those payments.

A SWIFT code like DABAFIHH still matter for payments in other currencies and when the money comes from outside SEPA. Some forms still ask for the BIC out of habit; if so, enter DABAFIHH or DABAFIHHXXX.

Euro payments within SEPA usually arrive by the next business day. As long as the payment stays in euros, a SEPA transfer is inexpensive; it is the conversion that costs money.

Which of the 3 codes of Danske Bank PLC do you need?

Danske Bank PLC has 3 separate SWIFT/BIC codes across 1 locations. Only one is the head office code, DABAFIHHXXX; the rest identify branches or departments.

In most cases there is no need to look up a branch: payments addressed to DABAFIHHXXX are routed within Danske Bank PLC without problems. When you receive a specific code, use it as it is instead of swapping it for the head office code.

The safest approach is to take the code straight from the account holder’s statement. Codes for branches are more likely to be retired than the head office code when a bank merges or closes offices.

About this information

Our SWIFT/BIC directory is based on public sources and we update it periodically. Institutions merge, change names and retire codes. The number of codes on this page reflect our own data, not official figures from Danske Bank PLC.

For any payment that matters, confirm the code with Danske Bank PLC or with the recipient. GoldexPay is not affiliated with Danske Bank PLC. Found an error? Tell us via our contact form.

Paying into Danske Bank PLC in EUR

Finland uses the Euro. When you pay another currency, the amount gets converted somewhere along the way. Each conversion costs the amount – usually through the rate rather than a fee.

Who converts the money makes a difference, because each party uses its own rate. Check what EUR arrives with different services before choosing one.

Rates for EUR change during the day – some services let you fix a rate in advance. With bigger transfers, a seemingly small difference in the rate adds up quickly.

How to check DABAFIHH before you pay

The safest source for a SWIFT code is the bank details provided by the recipient: an invoice, a bank statement or their online banking. When the code you were given does not match DABAFIHH or DABAFIHHXXX, do not guess.

With a wrong code, the payment might be delayed, be returned or end up costing more. A mistake in the account number is more serious because it can reach the wrong person; check it just as carefully.

An automatic check by your bank merely confirms that the code is valid – not that it belongs to the person you mean to pay. More and more banks check the payee name against the account before you confirm – do not ignore a mismatch warning. Sending a small amount first is worth it for a large first payment, even if it costs an extra fee.

Incoming international payments to Danske Bank PLC

A sender in another country needs a few details from you, and missing ones are a common cause of delays. The basics are: the account holder’s name, IBAN or account number, DABAFIHHXXX and often your postal address.

The sender’s bank may also ask for the address of your bank; the head office in Helsinki is usually fine. Double-check each detail before you share them – a sender rarely spots a mistake in someone else’s details.

What lands in your account can be less than the amount sent. Correspondent banks can take a fee and your own bank may charge for processing, and if the currency changes, an exchange rate margin comes on top. For business payments, it is common to agree how the fees are split.

How long does an international transfer to Danske Bank PLC take?

How quickly a payment reaches Danske Bank PLC is determined by several factors: which currency you send, how many intermediary banks are involved, daily processing deadlines and differences in time zone. Weekends and public holidays in the sending or receiving country add extra days. Sometimes a bank wants to know what the payment is for.

Many banks use SWIFT gpi, which lets them follow a payment from bank to bank. Each gpi transfer gets a unique reference, the UETR that banks can use to trace it. Save your transfer receipt until the money has arrived; it contains the details a bank needs to start a trace.

Only the sending bank is able to start an official trace or a recall. As a recipient, you can check your statements for a partial amount, since fees may have been deducted.

Changed bank details? Be careful

Scammers regularly use fake invoices with changed bank details sent from what looks like a familiar address. A valid SWIFT code says nothing about whether the request is genuine – scammers simply use real codes.

Never trust contact details from the same email that announces the new account. Be suspicious of urgent requests, unusual wording or an email address that differs by one letter. Acted too fast? Call your bank without delay and have them start a recall.

Recipients can be targeted as well: a classic trick is an overpayment followed by a request to send back the difference to another account. A screenshot of a transfer is no proof.

Why Danske Bank PLC has an 8- and an 11-character code

Each SWIFT/BIC code has an 8-character core: four letters for the bank, two letters for the country and a two-character location code. In this case, that core is DABAFIHH.

The 11-character version has a three-character extension that identify a branch or department. When those three characters are XXX, the code points to the head office, so DABAFIHHXXX and DABAFIHH are interchangeable.

Do not add spaces or dashes when you type DABAFIHH; the code is always written in one block. Look out for the letter O and the digit 0 and the letter I and the digit 1, a common source of typos.