Barclays Bank of Ghana LTD. SWIFT/BIC code

What BARCGHAC means for a payment to Barclays Bank of Ghana LTD.

The short code BARCGHAC and the full code BARCGHACXXX identify one and the same institution: Barclays Bank of Ghana LTD., with its head office in Accra. A SWIFT code shows the sending bank which institution is meant to get the money. It comes up mainly when dealing with transfers between countries and payments in foreign currencies.

This page is meant to help people who sends money to an account at Barclays Bank of Ghana LTD.. Keep in mind that the BIC only identifies the bank, not the account: the IBAN or account number takes care of that.

Head office or branch code at Barclays Bank of Ghana LTD.?

We have 2 SWIFT/BIC codes for Barclays Bank of Ghana LTD., spread over 1 cities. Next to the head office code BARCGHACXXX, you will find codes for branches, departments or specific services.

Unless the recipient tells you otherwise, use BARCGHACXXX or its short form BARCGHAC. If you have been given a branch code, stick to it instead of replacing it for the head office code.

If you are not sure, check with the recipient for the exact BIC in their bank details. Branch codes are sometimes changed or retired when banks reorganise, so a code from an old document is not always valid.

Sending money abroad from Barclays Bank of Ghana LTD.

An international bank payment costs rather more than the listed fee. You pay the fee for the transfer itself, possibly fees charged by intermediary banks along the way and, above all, the exchange rate markup when the money is converted.

The markup on the rate tends to be the biggest item. An easy check: put the bank’s rate next to the mid-market rate for the same moment and work out the difference on your amount.

Specialised transfer providers often use a rate near the mid-market rate and lower fees. Before your next transfer, it is worth comparing the total cost via GoldexPay. You can still keep your account at Barclays Bank of Ghana LTD. as the source of the money; only the conversion and sending happen elsewhere.

Verifying the SWIFT code of Barclays Bank of Ghana LTD.

The best place to find the right code is a document from the bank itself, such as a statement or the account details in online banking. When the code you were given does not match BARCGHAC or BARCGHACXXX, do not guess: check with the recipient or with Barclays Bank of Ghana LTD. directly.

A wrong SWIFT code can cause delays, a payment being sent back or additional charges for investigation. An error in the account number can be a bigger problem, because the money may be credited to someone else.

Many banking apps check the structure of an IBAN – that confirms the format, not the owner. If your bank offers it, a name check before sending adds an extra layer of safety. Sending a small amount first can be worth it for large sums.

A note on our data

We gather SWIFT/BIC codes using publicly available data and update our list regularly. Still, banks merge, rename themselves or change codes and our data may lag behind. The figures we show are based on our own data and not on information from Barclays Bank of Ghana LTD. itself.

Use our data as a reference, rather than as the last word – the bank details from the recipient are leading. We are a comparison site for money transfers and not affiliated with Barclays Bank of Ghana LTD.. Found an error? Tell us through the contact page and we will look into it.

BARCGHAC or BARCGHACXXX – which one to use?

The structure of a BIC is always the same: four characters for the institution, two for the country and two for the location. Together, these eight characters form BARCGHAC, the code most people search for.

The long version has three more characters that identify a branch or department. If the last three are XXX, the code points to the head office.

Type the code in one piece, in upper case and without spaces. Look out for O versus 0 and the letter I and the digit 1, a common source of typos.

How long does an international transfer to Barclays Bank of Ghana LTD. take?

How quickly a transfer reaches Barclays Bank of Ghana LTD. depends on several factors: which currency you send, how many intermediary banks are involved, daily processing deadlines and differences in time zone. Payments made after the cut-off time or on weekends and holidays usually go out the next business day. Extra checks by one of the banks may also add a delay, regardless of the details.

If a transfer is late, contact your bank for the tracking status. Money transfer services often show tracking in their app so you can see where the money has got.

If a payment has not arrived after a few business days, the sender needs to start with the bank that sent it. Ask the sender for a copy of the payment confirmation; that often settles the question quickly.

Scams that use SWIFT codes

Fraudsters often use payment requests with new bank details sent from what looks like a familiar address. The fact that BARCGHAC exists does not mean that the account is genuine – fraudsters use real bank codes as well.

Verify new payment details via a separate channel, not by replying to the message. Be suspicious of urgent requests, unusual wording or an email address that differs by one letter. If a payment was sent to the wrong account, call your bank right away – speed improves the chance of getting it back.

Fraud also work the other way: someone claims to have sent too much and asks you to refund the extra. A payment confirmation from the sender is no proof – check your own account.

Receiving money from abroad at Barclays Bank of Ghana LTD.

For an international payment into your account at Barclays Bank of Ghana LTD., the sender has to have not just the SWIFT code. Give them the account holder’s name, the IBAN or account number, SWIFT code BARCGHACXXX and your address.

Certain sending banks want the address of Barclays Bank of Ghana LTD.. A typo in the IBAN is more trouble than it looks; copy them from your banking app rather than typing.

An incoming payment will not always land in full. Charges on incoming payments differ per bank; check the price list of Barclays Bank of Ghana LTD.. Agree with the sender who covers the fees before the money is sent.