Citibank Europe PLC Greece Branch SWIFT/BIC code

Citibank Europe PLC Greece Branch SWIFT code: CITIGRAA

If an invoice shows CITIGRAA or CITIGRAAXXX, it is the identical identifier for Citibank Europe PLC Greece Branch in Greece. Every bank on the SWIFT network uses BIC codes to route payments between countries to the right institution. In practice you usually come across the code on invoices from abroad, in payment forms and in the bank details of Citibank Europe PLC Greece Branch customers.

This page is meant to help people who pays into an account at Citibank Europe PLC Greece Branch. A SWIFT code identifies an institution, never a specific account, which is why you always need the account number too.

SEPA payments and the Citibank Europe PLC Greece Branch BIC

Since Greece is in the SEPA zone, a euro payment to Citibank Europe PLC Greece Branch from within the SEPA area normally requires just the IBAN. Many banks do not require the BIC in that case.

You will still need CITIGRAAXXX when sending payments in other currencies or transfers from countries outside SEPA. Some forms also ask for the BIC; in that case, enter CITIGRAA.

Instant payments in euros have become increasingly supported within SEPA – whether Citibank Europe PLC Greece Branch offers them for your account is worth checking. Provided the payment stays in euros, the transfer tends to be cheap; it is the conversion that costs money.

How long does an international transfer to Citibank Europe PLC Greece Branch take?

How fast a transfer reaches Citibank Europe PLC Greece Branch depends on several factors: which currency you send, the number of banks in between, daily processing deadlines and time zones. Weekends and public holidays in the sending or receiving country add a day or more to the journey. Sometimes a bank wants to know about the purpose of a payment before releasing it.

If the money seems late, contact your bank about the tracking status and the transaction reference. Keep the payment confirmation until the recipient confirms; it contains the details a bank needs to start a trace.

A missing payment has to be traced by the sending bank. Ask the sender for the payment receipt with the date and reference.

About this information

We gather SWIFT/BIC codes using publicly available data and update them regularly. It can happen that a code on this page is out of date after a merger or reorganisation. The number of codes we show are based on our own data and not on information from Citibank Europe PLC Greece Branch itself.

For any payment that matters, always check the code with the recipient’s bank or with the recipient. We are a comparison site and not part of Citibank Europe PLC Greece Branch. Spotted outdated information? Tell us through the contact page.

The Euro and what conversion costs you

The local currency in Greece is the Euro (EUR). If you send money in a different currency gets converted at some point – by your bank, by Citibank Europe PLC Greece Branch or by a bank in between. Each conversion costs something.

Who converts the money makes a difference: every bank has its own margin. Sending the money directly in EUR often prevents an extra conversion – as long as your own rate is good.

The rate for EUR changes constantly. On larger amounts, even small difference in the rate can be worth more than the fee.

8 or 11 characters: CITIGRAA versus CITIGRAAXXX

Each SWIFT/BIC code starts with an 8-character core: four letters for the bank, a two-letter country code and a two-character location code. The result is CITIGRAA.

The full version has three more characters for a branch or department. When those three characters are XXX, the code points to the head office, which is why CITIGRAAXXX and CITIGRAA lead to the same place.

In practice the code is typed in capitals. A single letter can send the money to another bank, so copy it carefully.

International transfers from Citibank Europe PLC Greece Branch: the real cost

What you pay for a payment abroad is made up of several parts – not just the fee on your screen. There is the fee for the transfer itself, possibly fees charged by intermediary banks along the way and, above all, the margin on the exchange rate when the money is converted.

The real cost is often in the rate: the bank converts at a rate with a margin built in. A simple test: put the bank’s rate next to the mid-market rate and work out the difference on your amount.

For many routes, a specialist provider is cheaper than a traditional bank transfer. On GoldexPay you can compare what recipients receive across providers, which makes the cheapest option easy to spot. You can always use your account at Citibank Europe PLC Greece Branch as the source of the money.

Verifying the SWIFT code of Citibank Europe PLC Greece Branch

Ask the recipient to send you their account details straight from their banking app. Check that code with CITIGRAA on this page.

If the code is wrong, the transfer might get stuck, be returned or cost extra, and tracing it can take weeks. Do not forget the IBAN: a mistake there can be harder to undo than a wrong BIC.

Many banking apps check the format of an IBAN and some suggest the matching BIC – that confirms the format, not the owner. If your bank offers it, a payee name check on the recipient adds an extra layer of safety. Sending a small amount first is a sensible step for a large first payment, even if it costs an extra fee.

Getting paid from abroad into a Citibank Europe PLC Greece Branch account

To receive a transfer from abroad at Citibank Europe PLC Greece Branch, the sender needs more than the BIC. Share the account holder’s name, the IBAN or account number, SWIFT code CITIGRAAXXX and your address, which some banks require.

You can add the bank name and Athens too. A typo in the IBAN is more trouble than it looks; copy them from your banking app rather than typing.

The amount you receive can be lower than the amount sent. Correspondent banks can take a fee and your own bank may charge for processing, and if the currency changes, a markup on the rate applies. Make clear with the sender who pays which costs, especially for larger amounts.

Which of the 5 codes of Citibank Europe PLC Greece Branch do you need?

Our directory lists 5 SWIFT/BIC codes for Citibank Europe PLC Greece Branch, spread over 3 cities. Besides the head office code CITIGRAAXXX, you will find codes for branches, departments or specific services.

Usually you do not need to pick a branch: transfers addressed to CITIGRAAXXX reach Citibank Europe PLC Greece Branch without problems. Branch codes are only needed if the account holder specifically asks for it, which is more common for corporate accounts and trade services.

Unsure which code to use? Check with the recipient, or look at a recent statement from Citibank Europe PLC Greece Branch. Branch codes are sometimes changed or retired over time, so do not rely on old paperwork.

Changed bank details? Be careful

A common scam goes like this: an email arrives with a message saying that a company now has new bank details and asking you to pay there from now on. A valid SWIFT code tells you nothing about who owns the account – scammers simply use real codes.

Do not trust a phone number from the same email that announces the change. Be suspicious of time pressure, unusual wording or a sender address that is slightly off. Acted too fast? Call your bank straight away and ask them to try to recall the payment.

Recipients are targeted too: a classic trick is a buyer who pays too much and then sends a request to send back the difference to another account. A payment confirmation from the sender is no proof; only your own account shows what has arrived.