Societe Generale de Banque Aux Antilles SWIFT/BIC code

What SOGEGPGP means for a payment to Societe Generale de Banque Aux Antilles

SOGEGPGP and SOGEGPGPXXX are the short and the long form of the same SWIFT/BIC code, and both point to Societe Generale de Banque Aux Antilles in Pointe-A-Pitre. The code does one job: it ensures that an international payment ends up at the right bank. It comes up mostly when dealing with transfers between countries.

On this page we explain how the code is put together, when you need it and which other details a transfer to or from Societe Generale de Banque Aux Antilles requires. Remember that the BIC only identifies the bank, not the account: the account number or IBAN does that part.

Sending EUR to Societe Generale de Banque Aux Antilles

The national currency of Guadeloupe is the Euro (EUR). When you pay money in a different currency it has to be converted somewhere along the way: by your bank, an intermediary or Societe Generale de Banque Aux Antilles itself. There is rarely a separate line for the conversion – the cost sits in the rate.

Who does the conversion affects the final amount. Compare how much EUR the recipient gets with different services; the difference between options can be larger than you expect.

The EUR rate fluctuates throughout the day and quotes are often valid only for a short time. On larger amounts, even seemingly small gap in the rate can be worth more than the fee.

Verifying the SWIFT code of Societe Generale de Banque Aux Antilles

Have the recipient send you their account details directly from their online banking. Check it with SOGEGPGP here and ask if anything does not match.

Mistakes in the BIC are costly rather than disastrous: often the payment comes back, minus fees. An error in the IBAN or account number is more serious, because the money may be credited to someone else.

Most online banking apps validate the format of an IBAN and some suggest the matching BIC – that confirms the format, not the owner. Some banks now compare the payee name with the account before you confirm. For a first payment, some people start with a small test amount.

Scams that use SWIFT codes

Be wary when a contact unexpectedly asks you to send money to another account abroad. The fact that SOGEGPGP exists does not mean that a request mentioning it is legitimate – fraudsters use real bank codes as well.

Do not rely on a phone number from the same email that contains the change. Pressure and requests to keep it quiet tend to be red flags – a real supplier can wait a day. When money has already gone to a fraudster, contact your bank immediately.

Fraud can also target the receiver: someone sends too much and wants you to refund the difference. A payment confirmation from the sender proves nothing – check your own account.

Head office or branch code at Societe Generale de Banque Aux Antilles?

Our directory lists 3 SWIFT/BIC codes for Societe Generale de Banque Aux Antilles in 1 places. Next to the head office code SOGEGPGPXXX, there are codes for individual branches and departments.

For most payments to a private or business account, the head office code SOGEGPGPXXX is what you need. Only use a branch code when the account holder explicitly asks for it, for example on a letter or invoice.

The best way is to copy the code directly from the account holder’s bank details. Branch codes are more likely to change than the head office code.

Paying someone abroad from your Societe Generale de Banque Aux Antilles account

An international bank payment can cost more than the fee suggests. Besides the transfer fee, correspondent or intermediary banks may deduct a fee, and if currencies are converted the bank usually uses a rate that is less favourable than the actual market rate.

Most of the cost usually sits in the exchange rate, not in the fee: many banks convert at a rate that includes a margin. Compare the rate you are offered with the mid-market rate.

For a lot of routes, a specialist provider is cheaper than a traditional bank transfer. GoldexPay compares the amount that arrives across providers, which makes the cheapest option easy to spot. You can always keep your account at Societe Generale de Banque Aux Antilles; only the conversion and sending happen elsewhere.

Why Societe Generale de Banque Aux Antilles has an 8- and an 11-character code

Each SWIFT/BIC code starts with the same eight core characters: a four-letter bank code, two letters for the country and a two-character location code. In this case, the 8-character core is SOGEGPGP.

Most payment forms work with either length. If yours requires eleven characters, enter SOGEGPGPXXX, otherwise SOGEGPGP is fine.

Leave out spaces or dashes when you enter SOGEGPGP; the code is always written in one block. Copying the code is safer than retyping it: a typo can point to another bank.

A note on our data

The directory on GoldexPay draws on public sources and is updated regularly. Banks reorganise, close branches and change codes, and a directory never catches every change immediately. Counts and locations come from our directory and are not confirmed by Societe Generale de Banque Aux Antilles.

Treat this page as a starting point, not as the final word – the bank details from the recipient are leading. GoldexPay is a comparison site and not affiliated with Societe Generale de Banque Aux Antilles. Found an error? Tell us through the contact page.

Transfer times and tracking a payment to Societe Generale de Banque Aux Antilles

There is no fixed answer for every transfer: many land the same day or the next, others take several business days. Payments made after the cut-off time or just before weekends and holidays often start a business day later. Occasionally a bank asks about the purpose of a payment.

When a payment takes longer than expected, contact your bank about the tracking status and the transaction reference. Money transfer services usually provide tracking online showing where the money has got.

If a payment has not arrived after a few business days, the sender needs to contact their own bank. On the receiving end, it helps to check your account for a partial amount, since fees may have been deducted.

Receiving money from abroad at Societe Generale de Banque Aux Antilles

Someone abroad who wants to pay you will ask for a few details from you – incomplete details often cause delays. What they need is: your name, account number or IBAN, SOGEGPGPXXX and, for some countries, your home address.

It helps to add the bank name and Pointe-A-Pitre too, since some forms ask for it. A typo in your account number can be harder to fix than it looks; copy them from your banking app rather than typing.

The amount you receive can be lower than the amount sent. Intermediary banks may deduct a fee, Societe Generale de Banque Aux Antilles may charge for incoming payments, and if the money is converted, a markup on the rate comes on top. On invoices, it is common to state who bears the costs to avoid a shortfall.