Unibank S.A. SWIFT/BIC code

Unibank S.A. SWIFT code: NOSCHTPP

Whether a recipient gives you NOSCHTPP or NOSCHTPPXXX, you are looking at the identical identifier for Unibank S.A. in Haiti. Every bank on the SWIFT network uses BIC codes to direct international transfers to the correct bank. You will need it mainly when dealing with payments that cross a border.

On this page you can read what the code means, when you need it and what else you need for a transfer to or from Unibank S.A.. The SWIFT code alone does not identify an individual account holder; for that you need the account number or IBAN .

Transfer times and tracking a payment to Unibank S.A.

How fast a transfer arrives at Unibank S.A. depends on several factors: which currency you send, the number of banks in between, cut-off times and time zones. Weekends and public holidays in either country add a day or more to the journey. Occasionally a bank wants to know what the payment is for before releasing it.

Many banks use SWIFT gpi for faster and traceable payments. Every payment gets a unique transaction reference, the UETR that banks can use to trace it. Specialist transfer services often provide a status in their app showing where the money has got.

If a payment has not arrived after a few business days, the person who paid needs to contact the bank that sent it rather than Unibank S.A.. Ask the sender for the payment receipt.

NOSCHTPP or NOSCHTPPXXX – which one to use?

A BIC is made up of fixed blocks: characters one to four stand for the bank, the next two show the country and the two after that mark the location. For Unibank S.A., that core is NOSCHTPP.

Many banks and apps work with both lengths. If yours requires eleven characters, use NOSCHTPPXXX, otherwise NOSCHTPP is fine.

As a rule the code is typed in capitals. Watch for the letter O and the digit 0 and the letter I and the digit 1.

Unibank S.A.: head office code versus branch codes

Our database contains 2 SWIFT/BIC codes for Unibank S.A., spread over 1 locations. Next to the head office code NOSCHTPPXXX, you will find codes for branches, departments or specific services.

If nobody asks you for a branch code, use NOSCHTPPXXX. If you have been given a specific code, use it as it is instead of swapping it for the head office code.

When in doubt, ask the person you are paying which code their bank gave them. Codes for branches are more likely to be retired than NOSCHTPPXXX.

Watch out for payment fraud

Be alert when a contact unexpectedly asks you to send money to a different account abroad. A valid SWIFT code tells you nothing about who owns the account – scammers simply use real codes.

Check changed bank details through a separate channel, such as a phone number you already know. Be suspicious of urgent requests, odd spelling or a sender address that is slightly off. When money was sent to a fraudster, contact your bank immediately.

People receiving money are targeted too: a classic trick is a buyer who pays too much followed by a request to send back the difference to another account. A screenshot of a transfer proves nothing.

About this information

Our SWIFT/BIC directory is based on public sources and we update it periodically. Institutions reorganise, change names and retire codes, and a directory never catches every change immediately. The number of codes on this page reflect our own data, not official figures from Unibank S.A..

Use our data as a starting point, rather than as the final word – the bank details from the recipient are leading. GoldexPay is a comparison service for money transfers and not affiliated with Unibank S.A.. Found an error? Tell us through the contact page.

Getting paid from abroad into a Unibank S.A. account

A sender in another country will ask for several details about your account. The basics are: your name, IBAN or account number, NOSCHTPPXXX and often your postal address.

It helps to add the bank name and its city as well, because some payment forms have separate fields for them. A mistake in your account number can be harder to fix than it looks, so copy the details from your online banking.

An incoming payment does not always arrive for the full amount. Charges on incoming payments differ from bank to bank – the price list of Unibank S.A. tells you what applies. Agree with the sender who covers the fees before the money is sent.

What a transfer from Unibank S.A. abroad really costs

An international bank payment costs more than the listed fee. There is the transfer fee, sometimes fees charged by intermediary banks along the way and, most importantly, the exchange rate markup if the currency changes.

The real cost is often in the rate, not in the fee: many banks convert using an exchange rate with a margin built in. Check the rate you are offered against the mid-market rate. The difference is your real conversion cost.

For a lot of currency pairs, a specialist provider is cheaper than a bank. Before your next transfer, take a minute comparing what arrives on GoldexPay rather than accepting the bank’s rate by default. You can still keep your account at Unibank S.A. as the source of the money, while a cheaper service handles the conversion.

Is NOSCHTPP still correct? How to check

The best place to find the right code remains paperwork issued by the bank like a bank statement or the account page in online banking. Compare it with NOSCHTPP on this page; if they differ, ask before you pay.

If the code is wrong, the payment might be delayed, be returned or end up costing more, and tracing it can take weeks. A mistake in the IBAN or account number is a bigger problem; check it just as carefully.

Many banking apps validate the format of IBANs and sometimes look up the BIC automatically, but that does not prove the account belongs to the right person. Some banks now check the payee name against the account; take any warning seriously. For a first payment, some people start with a small test amount.