Banco Nacional de Desarrollo Agricola SWIFT/BIC code

What DEAGHNT1 means for a payment to Banco Nacional de Desarrollo Agricola

DEAGHNT1 and DEAGHNT1XXX are two ways of writing the same bank identifier, and both lead to Banco Nacional de Desarrollo Agricola in Comayaguela. A BIC has a single purpose: it ensures that a cross-border transfer ends up at the right bank. In daily life you mostly come across it on invoices from abroad, in payment forms and in the bank details that Banco Nacional de Desarrollo Agricola provides.

Below you will find the practical questions: receiving money at Banco Nacional de Desarrollo Agricola, paying someone in another country and how to verify a SWIFT code before you hit send. Keep in mind that the SWIFT code just identifies the bank, not the account: the IBAN or account number takes care of that.

Where our SWIFT data comes from

We collect bank codes using publicly available data and check our list from time to time. Banks reorganise, change names and retire codes, and a directory never catches every change immediately. Figures such as the number of codes come from our own dataset and may differ from what Banco Nacional de Desarrollo Agricola publishes.

Before a payment that matters, check the code with Banco Nacional de Desarrollo Agricola or with the recipient. GoldexPay is a comparison site for money transfers and not affiliated with Banco Nacional de Desarrollo Agricola. Should you notice a mistake, we welcome a message via the contact page.

Transfer times and tracking a payment to Banco Nacional de Desarrollo Agricola

A SWIFT payment usually needs anywhere from one to several business days – it depends on currency, route and the banks in between. Weekends and public holidays in either country add extra days, since banks do not process on those days. Occasionally a bank wants to know about the purpose of a payment.

If a transfer is late, ask your bank about the status or the UETR so they can trace it along the chain. Keep your transfer receipt until the money has arrived.

If the money does not arrive within the expected time, the person who paid should contact the bank that sent it, not the receiving bank. On the receiving end, you can check your account to see a slightly lower amount, since fees may have been deducted.

Sending money abroad from Banco Nacional de Desarrollo Agricola

If you transfer money to another country via Banco Nacional de Desarrollo Agricola, the fee you see is rarely all of the cost. You pay the fee for the transfer itself, sometimes fees charged by intermediary banks along the way and, above all, the exchange rate markup.

That exchange rate margin is often the biggest item. Compare the rate you are offered against the mid-market rate – the rate you find on financial news sites.

For many currency pairs, a specialist provider is less expensive than a bank – mostly thanks to the rate. GoldexPay compares what recipients receive with different services. Using a transfer service does not require leaving Banco Nacional de Desarrollo Agricola: you simply pay the service from your account.

8 or 11 characters: DEAGHNT1 versus DEAGHNT1XXX

Each SWIFT/BIC code starts with an 8-character core: a four-letter bank code, two letters for the country and a two-character location code. Combined, those parts make up DEAGHNT1, the code most people search for.

XXX at the end of DEAGHNT1XXX does not stand for a missing value or an error: it indicates the main office of Banco Nacional de Desarrollo Agricola. Some banking apps insist on 11 characters, in which case you can add XXX behind DEAGHNT1.

Enter the code in one piece, in capitals and without separators. A single letter can send the money to another bank, so copy it carefully.

Changed bank details? Be careful

Criminals regularly send fake invoices containing changed bank details. A valid SWIFT code says nothing about who owns the account.

Never trust contact details in the same message that announces the new account. Pressure and secrecy tend to be red flags. If money was sent to the wrong account, call your bank right away.

People receiving money are targeted too: a classic trick is an overpayment followed by a request to send back the difference. Do not act before the money has really arrived – ask Banco Nacional de Desarrollo Agricola if something looks wrong.

Which of the 2 codes of Banco Nacional de Desarrollo Agricola do you need?

Having 2 codes, Banco Nacional de Desarrollo Agricola belongs to the banks that register separate codes for parts of the organisation. The main code remains DEAGHNT1XXX.

If nobody asks you for a branch code, use DEAGHNT1XXX. Just use a branch code when the recipient gives you that exact code, for example on an invoice or in their bank details.

Unsure which code to use? Check with the recipient, or look at a recent statement from Banco Nacional de Desarrollo Agricola. Branch codes can change over time.

Incoming international payments to Banco Nacional de Desarrollo Agricola

When you expect money from abroad, send the payer a complete set of details. The basics are: your name, IBAN or account number, DEAGHNT1XXX or DEAGHNT1 and often your postal address.

You can add Banco Nacional de Desarrollo Agricola and Comayaguela too, since some forms ask for it. Double-check each detail before you send them – a sender rarely spots a mistake in someone else’s details.

An incoming payment will not always arrive for the full amount. Intermediary banks may deduct a fee, Banco Nacional de Desarrollo Agricola may charge for incoming payments, and if the currency changes, an exchange rate margin comes on top. On invoices, you can agree how the fees are split, so that nobody is left short.

Is DEAGHNT1 still correct? How to check

The best place to find the correct BIC is paperwork issued by the bank. Compare that code with DEAGHNT1 on this page and ask if anything does not match.

With a wrong code, the payment might get stuck, bounce back or end up costing more – sometimes after weeks of searching. A mistake in the account number is more serious, because the money may be credited to someone else, so check that just as carefully.

Most online banking apps check the format of an IBAN. Some banks now compare the payee name with the account before you confirm. A small test payment can be a sensible step for a large first payment, even if it costs an extra fee.