Hataridos Tozsdeipar Kft. SWIFT/BIC code

SWIFT/BIC code of Hataridos Tozsdeipar Kft.

The short code HATKHUH1 and the full code HATKHUH1XXX identify the same bank: Hataridos Tozsdeipar Kft., with its head office in Bekescsaba. A SWIFT code tells the banks handling a payment exactly which bank is meant to get the money. In daily life you usually come across it on invoices from abroad, in your banking app and in the bank details of Hataridos Tozsdeipar Kft. customers.

On this page you will find what the code is put together, when you need it and what else a transfer to or from Hataridos Tozsdeipar Kft. requires. Keep in mind that the SWIFT code just identifies the bank, not the account: the IBAN or account number does that part.

The Hungarian Forint and what conversion costs you

Accounts at Hataridos Tozsdeipar Kft. are usually held in HUF, the national currency. Money sent in a different currency will be exchanged into HUF, and whoever converts it chooses the rate. Each conversion eats into something – usually through the rate rather than a fee.

Which bank converts the payment matters. Transferring the money directly in HUF often prevents an extra conversion – as long as your own rate is good.

Exchange rates change all the time – some services let you fix a rate in advance. On larger amounts, a small difference in the rate adds up quickly.

Where our SWIFT data comes from

We gather bank codes from publicly available data and check them from time to time. It can happen that a code on this page is out of date, for example after a merger. Figures such as the number of codes are from our directory.

See the information on this page as a handy check. We are a comparison site for money transfers and not part of Hataridos Tozsdeipar Kft.. Should you notice a mistake, we appreciate a short note via the contact page.

Head office or branch code at Hataridos Tozsdeipar Kft.?

With 3 codes in 1 locations, Hataridos Tozsdeipar Kft. belongs to the banks that register separate codes for branches and departments. The main code remains HATKHUH1XXX.

Usually you do not need to pick a branch: transfers sent to HATKHUH1XXX are routed within Hataridos Tozsdeipar Kft. without problems. Branch codes are only needed when the account holder specifically mentions it, which is more common for corporate accounts and specialised services.

The best way is to take the code straight from the account holder’s bank details. Branch codes are more prone to be retired than HATKHUH1XXX.

Tracking a transfer to or from Hataridos Tozsdeipar Kft.

There is no fixed answer: many arrive the same day or the next. Bank holidays in either country add a day or more, since banks do not process on those days. Compliance checks by one of the banks can also add a delay.

Many banks are connected to SWIFT gpi. Each gpi transfer carries a unique reference, the UETR, which your bank can use to see where the money is. Specialist transfer services often provide tracking online so you can see how far the payment is.

The bank that sent the money can start an official trace or a recall; the receiving side usually has nothing to trace yet. Ask the sender for the payment receipt including the reference; that often settles the question quickly.

SEPA payments and the Hataridos Tozsdeipar Kft. BIC

Hungary is a member of the Single Euro Payments Area (SEPA), where euro transfers follow common rules. For a standard euro transfer from another SEPA country, you normally only need the IBAN.

You still need HATKHUH1XXX when sending non-euro payments or transfers from countries outside SEPA. Some banks and apps still show a field for the BIC; if so, enter HATKHUH1 or HATKHUH1XXX.

Instant payments in euros are increasingly available within SEPA. Charges on SEPA transfers are generally low.

How to check HATKHUH1 before you pay

The best place to find the right code remains paperwork issued by the bank. Compare it with HATKHUH1 here.

Errors in the SWIFT code are annoying more than disastrous. An error in the account number can be a bigger problem, because the money may be credited to someone else.

Most online banking apps validate the structure of IBANs. Some banks now check the payee name against the account before you confirm; take any warning seriously. Sending a small amount first can be a sensible step for large sums despite the extra fee.

Changed bank details? Be careful

Be wary when a contact suddenly wants you to send money to another account. A valid SWIFT code tells you nothing about who owns the account – scammers simply use real codes.

Do not trust a phone number in the same message that announces the new account. Be suspicious of time pressure, unusual wording or an email address that differs by one letter. If money was sent to a fraudster, contact your bank immediately.

People receiving money are targeted too: one known trick is an overpayment and then sends a request to send back the difference abroad. A payment confirmation from the sender proves nothing; only your own account shows what has arrived.

Getting paid from abroad into a Hataridos Tozsdeipar Kft. account

A sender in another country needs several details from you, and missing ones are a common cause of delays. Give them the account holder’s name, the IBAN or account number, the BIC HATKHUH1XXX and your address.

Some banks also ask for the address of Hataridos Tozsdeipar Kft. in Bekescsaba, so keep it at hand. Double-check the details before you send them.

Money from abroad will not always arrive for the full amount. Fees for incoming transfers differ from bank to bank – the price list of Hataridos Tozsdeipar Kft. tells you what applies. For business payments, you can state how the fees are split to avoid a shortfall.

HATKHUH1 or HATKHUH1XXX – which one to use?

Each SWIFT/BIC code starts with an 8-character core: four letters for the bank, two letters for the country and two characters for the location. Combined, these eight characters form HATKHUH1.

The full version has three more characters that identify a branch or department. When those three characters are XXX, the code points to the head office.

As a rule the code is typed in capitals and without spaces. Pasting the code is safer than typing it by hand.

What a transfer from Hataridos Tozsdeipar Kft. abroad really costs

The price of a payment abroad has several parts – not just the fee on your screen. You pay the fee for the transfer itself, possibly fees charged by intermediary banks in between and, most importantly, the margin on the exchange rate if the currency changes.

The markup on the rate tends to be the largest item even though it is not listed as a fee. Check the rate you are offered with the mid-market rate, the midpoint between buy and sell rates you see on financial sites.

Specialist money transfer services often offer a rate near the mid-market rate with clearer fees. GoldexPay compares transfer providers side by side so you can see the amount the recipient gets. Choosing a specialist does not mean closing your account at Hataridos Tozsdeipar Kft.: you simply pay the service from your account.