Bank Maskan SWIFT/BIC code

SWIFT/BIC code of Bank Maskan

If an invoice shows BKMNIRTH or BKMNIRTHXXX, you are looking at the same identifier for Bank Maskan in Iran. Banks worldwide use these codes to route international transfers to the correct bank. In daily life you mostly see it on invoices from abroad, in your banking app and on the account details that Bank Maskan provides.

This page is meant to help people who sends money to an account at Bank Maskan. Remember that the BIC only identifies the bank, not the person: the IBAN or account number does that part.

Which of the 44 codes of Bank Maskan do you need?

Bank Maskan uses 44 separate SWIFT/BIC codes across 24 cities. Only one is the head office code; the others identify branches.

If nobody asks you for a branch code, use BKMNIRTHXXX. Branch codes are only needed if the account holder explicitly asks for it.

Not sure which code applies? Ask the recipient, or look at a recent statement from Bank Maskan. Branch codes are sometimes changed or retired when banks reorganise, so do not rely on old paperwork.

What to give a sender who pays you at Bank Maskan

When you expect a payment from another country, send the payer a complete set of details. In practice that means: your name exactly as it appears on the account, your IBAN or account number, the SWIFT/BIC code BKMNIRTHXXX (or BKMNIRTH) and usually your postal address.

Certain banks also ask for the bank’s address, so keep it at hand. Check the details before you share them – a sender rarely spots a mistake in someone else’s details.

An incoming payment does not always arrive for the full amount. Correspondent banks can take a fee, and if the currency changes, an exchange rate margin applies. Make clear with the sender who covers the fees before the money is sent.

When will the money arrive at Bank Maskan?

How fast a payment arrives at Bank Maskan is determined by several factors: which currency you send, how many intermediary banks are involved, daily processing deadlines and time zones. Weekends and public holidays in either country add extra days. Compliance checks by one of the banks may also cause some delay, even when all details are correct.

A growing number of banks use SWIFT gpi for faster and traceable payments. Every payment carries a unique transaction reference, the UETR that banks can use to trace it. Specialist transfer services often provide a status online showing where the payment has got.

A missing payment is traced from the sending side, using the payment confirmation. As a recipient, you can check your statements to see a slightly lower amount, since fees may have been deducted.

What a transfer from Bank Maskan abroad really costs

If you send money to another country via Bank Maskan, the fee you see is rarely all of what you pay. On top of the transfer fee, banks in between may deduct a fee, and when currencies are converted the bank usually applies a rate below the real market rate.

That exchange rate margin tends to be the largest item because it is hidden in the rate. An easy check: set the rate you get against the mid-market rate and work out the difference on your amount.

For many currency pairs, a transfer service turns out to be less expensive than a traditional bank transfer – mostly thanks to the rate. Next time you send money, take a minute comparing the total cost via GoldexPay instead of going straight to your bank. You can always keep your account at Bank Maskan to fund the transfer; only the conversion and sending happen elsewhere.

8 or 11 characters: BKMNIRTH versus BKMNIRTHXXX

The layout of every SWIFT code is always the same: four characters for the institution, a two-letter country code and a two-character location code, plus an optional branch code. For Bank Maskan, the 8-character core is BKMNIRTH.

Many banks and apps accept both lengths. If yours asks for eleven characters, enter BKMNIRTHXXX.

Leave out spaces, dots when you type BKMNIRTH. Look out for the letter O and the digit 0 or I versus 1; they are easy to mix up.

About this information

This directory is compiled from publicly available sources. Still, banks merge, rename themselves or retire codes. Figures such as the number of codes are from our directory and may differ from what Bank Maskan publishes.

Use this page as a reference, not as the last word. We are a comparison site for money transfers and not affiliated with Bank Maskan. If you notice a mistake, we appreciate a short note.

How to check BKMNIRTH before you pay

The most reliable place for the right code is a document from the bank itself. Check it with BKMNIRTH here and ask if anything does not match.

Errors in the BIC are costly rather than fatal – usually the money comes back, minus fees and time lost. Do not forget the IBAN: an error there can be harder to correct than a wrong BIC.

An automatic check by your bank merely confirms that the code is valid, not that it is the right account. Some banks now check the payee name against the account – do not ignore a mismatch warning. For a first payment, some people start with a small amount first and wait for confirmation.

Scams that use SWIFT codes

Stay alert when someone unexpectedly asks you to pay into a different account or a bank in another country. A real SWIFT code says nothing about who owns the account.

Verify changed bank details via a different channel, such as a phone number you already know, never via the email that asked for the change. Pressure and requests to keep it quiet are warning signs – a real supplier can wait a day. If a payment has already gone to a fraudster, call your bank right away.

Scams can also work the other way: someone claims to have sent more than agreed and asks you to return the difference to a new account. Wait until the money has really arrived – ask Bank Maskan if something looks wrong.