Dexia Israel Bank LTD SWIFT/BIC code

Dexia Israel Bank LTD SWIFT code: OTHHILI1

Whether you are given OTHHILI1 or OTHHILI1XXX, you are looking at the same identifier for Dexia Israel Bank LTD in Israel. A BIC does one job: it ensures that an international payment reaches the right bank. It comes up mostly when dealing with transfers between countries or a currency.

On this page you will find what the code is put together, when you need it and which other details a transfer to or from Dexia Israel Bank LTD requires. A SWIFT code names a bank or branch, never a single account.

Verifying the SWIFT code of Dexia Israel Bank LTD

The most reliable place for the right code remains a document from the bank itself. Check it with OTHHILI1 on this page.

If the code is wrong, the payment may be delayed, bounce back or cost extra – sometimes after weeks of searching. Remember the account number: a mistake there can be harder to undo than a wrong BIC.

Most online banking apps validate the format of IBANs and some suggest the matching BIC, but that does not prove the account belongs to the right person. Some banks now check the payee name against the account before you confirm. When you pay someone new, many people send a small test amount and wait for confirmation.

About this information

The directory on GoldexPay is compiled from public sources and is updated regularly. Institutions merge, change names and retire codes – a directory can be a step behind. The number of codes we show reflect our own data.

Use this page as a reference, rather than as the last word: the recipient’s bank details come first. We are an independent comparison service for money transfers and not affiliated with Dexia Israel Bank LTD. If you notice a mistake, we welcome a short note.

What the XXX in OTHHILI1XXX means

A BIC is made up of fixed blocks: characters one to four stand for the bank, characters five and six give the country and the two after that indicate the location. That gives you OTHHILI1, the short form of the code.

Most payment forms accept either length. If yours asks for eleven characters, use OTHHILI1XXX, otherwise OTHHILI1 is fine.

In practice the code is written in capitals. A wrong character can send a payment to a different institution, so check it twice.

Dexia Israel Bank LTD: head office code versus branch codes

Our directory lists 2 SWIFT/BIC codes for Dexia Israel Bank LTD in 1 places. Besides the head office code OTHHILI1XXX, you will find codes for regional offices and specialised units.

For most payments to a private or business account, the head office code OTHHILI1XXX is the right choice. Just use a branch code when the recipient explicitly asks for it, for example on an invoice or in their bank details.

Unsure which code to use? Check with the recipient or the bank itself. Codes for branches are more prone to change than OTHHILI1XXX when a bank merges or closes offices.

Receiving money from abroad at Dexia Israel Bank LTD

Someone abroad who wants to pay you will ask for several details from you – incomplete details often cause delays. That means: your full name exactly as it appears on the account, your IBAN or account number, the SWIFT/BIC code OTHHILI1XXX and sometimes your address.

Their bank might also ask for the address of your bank. Check every detail before you share them.

What lands in your account is often lower than what was sent. Charges on incoming payments vary from bank to bank – the price list of Dexia Israel Bank LTD tells you what applies. Agree with the sender who pays which costs before the money is sent.

What a transfer from Dexia Israel Bank LTD abroad really costs

The price of an international transfer has several parts, and the transfer fee is only the most visible one. On top of the transfer fee, correspondent or intermediary banks can take a cut, and if the money changes currency the bank often applies a rate below the real market rate.

Most of the cost usually sits in the exchange rate: many banks convert at a rate with a margin built in. Compare their rate against the mid-market rate, the midpoint between buy and sell rates you see on financial sites; the gap is what conversion costs you.

For a lot of routes, a specialist provider is cheaper than a bank, mainly because of the exchange rate. GoldexPay lists these services next to each other so you can see what actually arrives before you commit. Using a transfer service does not mean closing your account at Dexia Israel Bank LTD.

Changed bank details? Be careful

Criminals often use fake invoices with changed bank details, sometimes in an email that looks completely genuine. That OTHHILI1 is a real code is no guarantee that a request mentioning it is legitimate – fraudsters use real bank codes as well.

Before paying, verify changed bank details through a phone call, using a number you already had. Be suspicious of urgent requests, odd spelling or a sender address that is slightly off. If a payment has already gone to the wrong account, contact your bank immediately: the sooner they act, the better the chance of a recall.

Fraud can also target the receiver. Someone claims to have sent too much and asks you to return the difference to a new account. A payment confirmation from the sender proves nothing – check your own account.

When will the money arrive at Dexia Israel Bank LTD?

There is no fixed delivery time: many land the same day or the next, others take several business days. Transfers sent late in the day or just before weekends and holidays often start the next business day. Sometimes a bank asks what the payment is for.

Many banks are connected to SWIFT gpi for faster and traceable payments. Every gpi transfer carries a unique reference, the UETR that banks can use to trace it. Keep the payment confirmation until the money has arrived; it contains the details a bank needs to start a trace.

Only the sending bank is able to request a trace or a recall – the recipient’s bank often cannot see a payment that has not arrived. Ask the sender for the payment receipt.