SWIFT/BIC codes in Italy: banks starting with G

Italy: banks and their SWIFT/BIC codes

This overview contains 3414 banks and other institutions in Italy and 26259 SWIFT/BIC codes between them. You will need such a code mainly for international transfers, and especially for payments in foreign currencies.

Choose the bank from the list to view its head office code and its other codes. Further down you can read how codes from Italy are built, how to send money to Italy at a fair price and what to check before you pay.

About our data and how to check a code

The most reliable source for the BIC is the recipient’s own bank details. If the code you have does not match our list, do not guess – contact the recipient or their bank.

Our SWIFT/BIC directory is based on publicly available sources and is updated regularly. Institutions reorganise, close branches and change codes. For any payment that matters, check the BIC with the recipient’s bank. GoldexPay is an independent comparison site and is not affiliated with the banks listed.

Watch out for payment requests containing a new account – a common fraud method. Always verify changed details by phone on a number you know.

Banks in Italy beginning with the letter :letter

You are looking at a selection: only banks in Italy whose name begins with :letter. The counts in the introduction always cover all banks in Italy and not only this selection.

Cannot find the bank? The registered name may start with a different letter – think of the full legal name instead of the brand. Try the full list for Italy when you are not sure how the name is spelled.

Italy and the SEPA area

Since Italy is in SEPA, a euro transfer to a bank in Italy usually requires just an IBAN. Most banking apps do not require the BIC for these payments.

A SWIFT code still matter for payments in other currencies and for transfers from outside SEPA. Instant euro transfers have become increasingly supported within SEPA. Provided no conversion is involved, the transfer is usually inexpensive.

The cheapest way to send money to Italy

If you send money to Italy via a regular bank, the stated fee is rarely all of the cost. There is the transfer fee, sometimes fees from correspondent banks and, above all, the exchange rate markup when currencies differ.

That exchange rate margin tends to be the biggest cost item. An easy check: put the rate you get next to the mid-market rate and look at the difference.

Specialist money transfer services often use rates closer to the mid-market rate and lower fees. GoldexPay compares the amount that arrives in Italy with different services, which makes the cheapest option easy to spot.

Unicredit SPA and its SWIFT codes

Of all banks we list for Italy, Unicredit SPA is listed with the most SWIFT codes. Its head office code is UNCRITM1001, which is the code to use when no branch is specified.

Many codes usually reflects separate codes for branches, departments or services, not necessarily that the bank is the biggest in the country. Paying someone at Unicredit SPA? Go with UNCRITM1001 except when a specific branch code is requested.

How SWIFT codes from Italy are built

Every SWIFT/BIC code has 8 or 11 characters, always in the same order. It starts with four letters for the bank, followed by a two-letter country code and two characters for the location.

Whatever the bank, every code from Italy share the same fifth and sixth letters: the ISO code of the country. A code with a different country code belong to a bank abroad, even if the bank name looks familiar.

The long version ends in three characters for a branch – XXX stands for the head office. For most transfers the head office code is fine.

Paying in EUR: what conversion costs you

The national currency in Italy is the Euro (EUR). When you pay another currency, it has to be converted at some point: by your bank, an intermediary or the receiving bank.

Which bank converts the payment matters, because each party uses its own rate. Compare how much EUR arrives via several providers; the difference between options can be larger than you expect. On larger amounts, a seemingly small difference in the rate can be worth more than the fee.

Transfer times to Italy

There is no fixed delivery time for transfers to Italy: many arrive within a day. Transfers sent after the cut-off time or just before a weekend or public holiday usually go out the next business day.

When a payment takes longer than expected, ask the sender to contact their own bank; only the sending side can start an official trace. Keep the payment confirmation until the recipient confirms; a bank needs it to start a trace.

Receiving money in Italy from abroad

When you are waiting for money from abroad in Italy, give the sender all details at once. Share the account holder’s name, the IBAN or account number, the BIC of your bank and your address.

Your bank’s code is in the list on this page but always compare it with your own bank details. You can add the name and city of your bank, since some payment forms ask for it.

Do not be surprised if the amount credited is below the amount on the sender’s receipt. Intermediary banks may deduct a fee, and when currencies differ, a markup on the rate comes on top. On invoices, agree who bears the costs, so nobody is left short.