Ubi Banca S.P.A. (Formerly Banca Adriatica S.P.A.) SWIFT/BIC code

The head office of Ubi Banca S.P.A. (Formerly Banca Adriatica S.P.A.) in Italy uses SWIFT/BIC code BAMAIT3AXXX. Below you find all 325 codes of this bank, grouped by city.

BAMAIT3AXXX
Head office · Bergamo · Italy · Short form: BAMAIT3A

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All SWIFT/BIC codes of Ubi Banca S.P.A. (Formerly Banca Adriatica S.P.A.)

Bergamo

SWIFT/BICBranch
BAMAIT3AXXX Head office

Acqualagna

SWIFT/BICBranch
BAMAIT3A231 —

Acquaviva Picena

SWIFT/BICBranch
BAMAIT3A121 —

Alba Adriatica

SWIFT/BICBranch
BAMAIT3A146 —

Albano Laziale

SWIFT/BICBranch
BAMAIT3A175 —

Ancona

SWIFT/BICBranch
BAMAIT31064 Branch 1
BAMAIT31104 Ancona Branch 3
BAMAIT31117 Branch 10
BAMAIT31123 Ancona Branch 5
BAMAIT31124 Ancona Branch 6
BAMAIT31125 Branch 7
BAMAIT31127 Branch 9
BAMAIT3126A Mercato Ittico Branch
BAMAIT3A067 Ancona Branch
BAMAIT3A126 Branch 8
BAMAIT3A275 Branch 2
BAMAIT3A311 Branch 4

Angeli (Rosora)

SWIFT/BICBranch
BAMAIT3A309 —

Anguillara Sabazia

SWIFT/BICBranch
BAMAIT31140 —

Apecchio

SWIFT/BICBranch
BAMAIT31232 —

Apiro

SWIFT/BICBranch
BAMAIT31010 —

Appignano

SWIFT/BICBranch
BAMAIT31011 —

Aprilia

SWIFT/BICBranch
BAMAIT3A169 Aprilia Branch

Arcevia

SWIFT/BICBranch
BAMAIT31314 —

Ascoli Piceno

SWIFT/BICBranch
BAMAIT31119 Branch 1
BAMAIT31198 Ascoli Piceno Branch 2
BAMAIT3A072 —

Aspio (Osimo)

SWIFT/BICBranch
BAMAIT3A063 —

Barbara

SWIFT/BICBranch
BAMAIT31312 —

Bastia Umbra

SWIFT/BICBranch
BAMAIT31130 —

Belforte del Chienti

SWIFT/BICBranch
BAMAIT31060 —

Belvedere Ostrense

SWIFT/BICBranch
BAMAIT31315 —

Bologna

SWIFT/BICBranch
BAMAIT31150 Branch 1
BAMAIT31170 Bologna Branch 2
BAMAIT31185 Bologna Branch N.3
BAMAIT3A183 Bologna Branch N. 4
BAMAIT3A288 —

Borghetto (Monte San Vito)

SWIFT/BICBranch
BAMAIT31317 —

Borgo (Trevi)

SWIFT/BICBranch
BAMAIT31085 —

Borgo Massano(Montecalvo In Foglia)

SWIFT/BICBranch
BAMAIT31298 —

Borgo Pace

SWIFT/BICBranch
BAMAIT3189A —

Cagli

SWIFT/BICBranch
BAMAIT3A230 —

Calcinelli (Saltara)

SWIFT/BICBranch
BAMAIT3A257 —

Caldarola

SWIFT/BICBranch
BAMAIT31012 —

Camerata Picena

SWIFT/BICBranch
BAMAIT31122 —

Camerino

SWIFT/BICBranch
BAMAIT3A013 —

Campofilone

SWIFT/BICBranch
BAMAIT3A074 —

Cantiano

SWIFT/BICBranch
BAMAIT3A233 —

Carpegna

SWIFT/BICBranch
BAMAIT3A221 —

Casalecchio di Reno

SWIFT/BICBranch
BAMAIT3A136 —

Casette D'ete (Sant'elpidio A Mare)

SWIFT/BICBranch
BAMAIT3A128 —

Casinina (Auditore)

SWIFT/BICBranch
BAMAIT31292 —

Castel di Lama

SWIFT/BICBranch
BAMAIT31101 —

Castelbellino

SWIFT/BICBranch
BAMAIT31318 —
BAMAIT31A18 Castelbellino Branch 1

Castelferretti(Falconara Marittima)

SWIFT/BICBranch
BAMAIT31319 —

Castelfidardo

SWIFT/BICBranch
BAMAIT3A320 Branch 1

Castelleone di Suasa

SWIFT/BICBranch
BAMAIT31321 —

Castelplanio

SWIFT/BICBranch
BAMAIT31324 —
BAMAIT31A24 Castelplanio Branch 1

Castelraimondo

SWIFT/BICBranch
BAMAIT3A015 —

Castelsantangelo Sul Nera

SWIFT/BICBranch
BAMAIT31017 —

Cattolica

SWIFT/BICBranch
BAMAIT3A133 Cattolica

Centobuchi (Monte Prandone)

SWIFT/BICBranch
BAMAIT3A112 —

Cesanella (Senigallia)

SWIFT/BICBranch
BAMAIT31325 —

Cesena

SWIFT/BICBranch
BAMAIT3A268 —

Chiaravalle

SWIFT/BICBranch
BAMAIT3A327 —

Chieti

SWIFT/BICBranch
BAMAIT3A148 Chieti Scalo Branch

Ciampino

SWIFT/BICBranch
BAMAIT3A193 Ciampino

Cingoli

SWIFT/BICBranch
BAMAIT31019 —

Citta' di Castello

SWIFT/BICBranch
BAMAIT31131 Citta' di Castello

Civitanova Alta (Civitanova Marche)

SWIFT/BICBranch
BAMAIT3A021 —

Civitanova Marche

SWIFT/BICBranch
BAMAIT31016 Br. 3 - Fontespina
BAMAIT31065 Branch 1
BAMAIT31091 Branch 4
BAMAIT31107 Civitanova Marche Branch 5
BAMAIT3A020 —
BAMAIT3A066 Branch 2

Civitavecchia

SWIFT/BICBranch
BAMAIT3A147 —

Colleferro

SWIFT/BICBranch
BAMAIT3A151 Colleferro

Corinaldo

SWIFT/BICBranch
BAMAIT31330 —

Corridonia

SWIFT/BICBranch
BAMAIT3A022 —

Cupra Marittima

SWIFT/BICBranch
BAMAIT31120 —

Esanatoglia

SWIFT/BICBranch
BAMAIT31023 —

Fabriano

SWIFT/BICBranch
BAMAIT3A061 —
BAMAIT3A332 Branch 1

Falconara Marittima

SWIFT/BICBranch
BAMAIT3133A Ancona Airport Branch
BAMAIT3A333 —

Fano

SWIFT/BICBranch
BAMAIT31105 Branch 2
BAMAIT31108 Branch 1
BAMAIT31139 Branch 4
BAMAIT31144 Branch 3
BAMAIT31168 Fano Branch N.5
BAMAIT3A256 —

Fermignano

SWIFT/BICBranch
BAMAIT3A249 —

Fermo

SWIFT/BICBranch
BAMAIT31118 Branch 1
BAMAIT3A088 —

Ferrara

SWIFT/BICBranch
BAMAIT3A179 Ferrara

Fiastra

SWIFT/BICBranch
BAMAIT31024 —

Filottrano

SWIFT/BICBranch
BAMAIT31336 —

Fiuminata

SWIFT/BICBranch
BAMAIT31025 —

Foligno

SWIFT/BICBranch
BAMAIT3A090 —

Forli'

SWIFT/BICBranch
BAMAIT3A192 —

Fossombrone

SWIFT/BICBranch
BAMAIT3A250 —

Francavilla D'ete

SWIFT/BICBranch
BAMAIT3A086 —

Frascati

SWIFT/BICBranch
BAMAIT3A171 —

Fratte Rosa

SWIFT/BICBranch
BAMAIT31271 —

Frontone

SWIFT/BICBranch
BAMAIT3A234 —

Gabicce Mare

SWIFT/BICBranch
BAMAIT31A22 Gabicce Mare-Sportello Stagionale
BAMAIT3A222 Gabicce Mare

Gallo (Petriano)

SWIFT/BICBranch
BAMAIT3A293 —

Giulianova

SWIFT/BICBranch
BAMAIT31137 Giulianova

Grottaccia (Cingoli)

SWIFT/BICBranch
BAMAIT31092 —

Grottammare

SWIFT/BICBranch
BAMAIT3A142 —

Grottazzolina

SWIFT/BICBranch
BAMAIT3A078 —

Gualdo

SWIFT/BICBranch
BAMAIT31026 —

Gubbio

SWIFT/BICBranch
BAMAIT31238 —

Guidonia Montecelio

SWIFT/BICBranch
BAMAIT3A180 Guidonia

Isola del Piano

SWIFT/BICBranch
BAMAIT31155 —

Jesi

SWIFT/BICBranch
BAMAIT31110 Branch 7
BAMAIT31304 Branch 4
BAMAIT31306 Branch 1
BAMAIT31307 Branch 3
BAMAIT31308 Branch 2
BAMAIT31A06 Jesi Branch 8
BAMAIT3A277 Branch 5
BAMAIT3A301 Main Branch
BAMAIT3A305 Br. 305 - Corso Matteotti
BAMAIT3AINT International Operations
BAMAIT3AJES Head Office
BAMAIT3ASCO Serv. Contenzioso
BAMAIT3ASRC Serv. Recupero Crediti

L'aquila

SWIFT/BICBranch
BAMAIT3A197 —

Lanciano

SWIFT/BICBranch
BAMAIT3A145 —

Latina

SWIFT/BICBranch
BAMAIT3A186 Latina Branch

Loreto

SWIFT/BICBranch
BAMAIT3A068 —

Loro Piceno

SWIFT/BICBranch
BAMAIT3A027 —

Lucrezia (Cartoceto)

SWIFT/BICBranch
BAMAIT31258 —

Macerata

SWIFT/BICBranch
BAMAIT31002 Branch 1
BAMAIT31003 Branch 2
BAMAIT31005 Br. 5 - Sforzacosta
BAMAIT31006 Br. 4 - Villa Potenza
BAMAIT31007 Branch 6
BAMAIT31008 Branch 7
BAMAIT31009 Branch 8
BAMAIT3A001 Main Branch
BAMAIT3A004 Br. 3 - Piediripa
BAMAIT3A398 Online Branch
BAMAIT3ARAC Bancomat On Line (Rac

Macerata Feltria

SWIFT/BICBranch
BAMAIT3A264 —

Maiolati Spontini

SWIFT/BICBranch
BAMAIT31A42 Maiolati Spontini

Marina di Montemarciano(Montemarc.)

SWIFT/BICBranch
BAMAIT31339 —

Marotta (Fano)

SWIFT/BICBranch
BAMAIT31109 —

Marzocca (Senigallia)

SWIFT/BICBranch
BAMAIT31375 —

Matelica

SWIFT/BICBranch
BAMAIT3A028 —

Mercatello Sul Metauro

SWIFT/BICBranch
BAMAIT31289 —

Mercatino Conca

SWIFT/BICBranch
BAMAIT3A223 —

Mogliano

SWIFT/BICBranch
BAMAIT3A029 —

Moie (Maiolati Spontini)

SWIFT/BICBranch
BAMAIT31342 —

Mondavio

SWIFT/BICBranch
BAMAIT3A272 —

Monsano

SWIFT/BICBranch
BAMAIT31A45 Monsano Branch 1
BAMAIT3A345 —

Montappone

SWIFT/BICBranch
BAMAIT3A070 —

Monte Roberto

SWIFT/BICBranch
BAMAIT31B18 Pianello Vallesina

Monte San Giusto

SWIFT/BICBranch
BAMAIT3A033 —

Monte San Pietrangeli

SWIFT/BICBranch
BAMAIT3A093 —

Monte San Vito

SWIFT/BICBranch
BAMAIT31354 —

Monte Urano

SWIFT/BICBranch
BAMAIT3A096 —

Montecarotto

SWIFT/BICBranch
BAMAIT3A348 —

Montecassiano

SWIFT/BICBranch
BAMAIT31030 —

Montecosaro

SWIFT/BICBranch
BAMAIT31141 —

Montefano

SWIFT/BICBranch
BAMAIT31031 —

Montegiorgio

SWIFT/BICBranch
BAMAIT3A071 —

Montegranaro

SWIFT/BICBranch
BAMAIT3A075 —

Montegrimano

SWIFT/BICBranch
BAMAIT31228 —

Montelupone

SWIFT/BICBranch
BAMAIT31032 —

Montemarciano

SWIFT/BICBranch
BAMAIT31351 —

Monterotondo

SWIFT/BICBranch
BAMAIT31134 —

Montesilvano

SWIFT/BICBranch
BAMAIT31135 —

Morro D'alba

SWIFT/BICBranch
BAMAIT31A15 Morro D'alba

Morrovalle

SWIFT/BICBranch
BAMAIT3A034 —

Muccia

SWIFT/BICBranch
BAMAIT31035 —

Narni

SWIFT/BICBranch
BAMAIT3A196 —

Nettuno

SWIFT/BICBranch
BAMAIT3A181 Nettuno

Novafeltria

SWIFT/BICBranch
BAMAIT3A260 —

Ortona

SWIFT/BICBranch
BAMAIT3A182 Ortona

Osimo

SWIFT/BICBranch
BAMAIT31190 Osimo Branch 1
BAMAIT3A356 —

Osimo Stazione (Osimo)

SWIFT/BICBranch
BAMAIT31355 —

Ostra

SWIFT/BICBranch
BAMAIT31357 —

Ostra Vetere

SWIFT/BICBranch
BAMAIT31360 —

Passo di Treia (Treia)

SWIFT/BICBranch
BAMAIT31058 —

Pedaso

SWIFT/BICBranch
BAMAIT31111 —

Penna San Giovanni

SWIFT/BICBranch
BAMAIT3A036 —

Pennabilli

SWIFT/BICBranch
BAMAIT31261 —

Pergola

SWIFT/BICBranch
BAMAIT3A270 —

Perticara (Novafeltria)

SWIFT/BICBranch
BAMAIT31262 —

Perugia

SWIFT/BICBranch
BAMAIT31362 Branch 2
BAMAIT3A172 Ponte San Giovanni Branch
BAMAIT3A237 Branch 3
BAMAIT3A359 Branch 1
BAMAIT3A361 —

Pesaro

SWIFT/BICBranch
BAMAIT31103 Branch 16
BAMAIT31214 Pesaro Branch 13
BAMAIT31215 Branch 2
BAMAIT31218 Branch 5
BAMAIT31220 Branch 6
BAMAIT31243 Branch 14
BAMAIT31245 Branch 12
BAMAIT31247 Branch 15
BAMAIT3A210 Main Branch
BAMAIT3A211 Branch 1
BAMAIT3A212 Branch 7
BAMAIT3A213 Branch 8
BAMAIT3A216 Branch 3
BAMAIT3A219 Branch 4
BAMAIT3A225 Br. 9 - Borgo S. Maria
BAMAIT3A242 Br. 10 - Villa Fastiggi
BAMAIT3A497 Carte Prepagate Sbb
BAMAIT3AAMM Area Administrativa
BAMAIT3AASS Assegni Circolari
BAMAIT3ACAR Carte Pre-Pagate
BAMAIT3ACON Contabilita' e Fornitori
BAMAIT3AINC Servizio Incassi e Pagamenti

Pescara

SWIFT/BICBranch
BAMAIT31129 Branch 1
BAMAIT31149 Branch 2
BAMAIT3A106 —

Petriolo

SWIFT/BICBranch
BAMAIT31037 —

Piandimeleto

SWIFT/BICBranch
BAMAIT3A281 —

Pietracuta (San Leo)

SWIFT/BICBranch
BAMAIT3A263 —

Pieve Torina

SWIFT/BICBranch
BAMAIT31039 —

Pievebovigliana

SWIFT/BICBranch
BAMAIT31038 —

Piobbico

SWIFT/BICBranch
BAMAIT3A235 —

Pioraco

SWIFT/BICBranch
BAMAIT31040 —

Poggio San Marcello

SWIFT/BICBranch
BAMAIT31363 —

Pollenza

SWIFT/BICBranch
BAMAIT31041 —

Pomezia

SWIFT/BICBranch
BAMAIT3A199 Pomezia

Porto D'ascoli (San Bened.d.tronto)

SWIFT/BICBranch
BAMAIT3A073 —

Porto Potenza Picena (Potenza Pic.)

SWIFT/BICBranch
BAMAIT3A042 —

Porto Recanati

SWIFT/BICBranch
BAMAIT31043 —

Porto San Giorgio

SWIFT/BICBranch
BAMAIT3A077 —

Porto Sant'elpidio

SWIFT/BICBranch
BAMAIT3A089 —

Potenza Picena

SWIFT/BICBranch
BAMAIT3A044 —

Ravenna

SWIFT/BICBranch
BAMAIT3A195 Ravenna Branch

Recanati

SWIFT/BICBranch
BAMAIT31014 Branch 1
BAMAIT31113 Branch 2
BAMAIT3A045 —

Reggio Nell'emilia

SWIFT/BICBranch
BAMAIT3A176 Reggio Nell'emilia

Riccione

SWIFT/BICBranch
BAMAIT3A132 —

Rimini

SWIFT/BICBranch
BAMAIT3A157 Viserba Branch
BAMAIT3A267 —

Roma

SWIFT/BICBranch
BAMAIT31083 Branch 3
BAMAIT31114 Branch 5
BAMAIT31115 Branch 7
BAMAIT31116 Branch 8
BAMAIT31152 Branch 9
BAMAIT31153 Branch 10
BAMAIT31154 Branch 11
BAMAIT31156 Branch 12
BAMAIT31160 Branch 13
BAMAIT31161 Roma Branch N.14
BAMAIT31164 Roma Branch N.15
BAMAIT31165 Roma Branch N.16
BAMAIT31166 Roma Branch 17
BAMAIT31173 Roma Branch 19
BAMAIT31174 Roma Branch 18
BAMAIT31177 Roma Branch 20
BAMAIT31178 Roma Branch 21
BAMAIT31188 Roma Branch 22
BAMAIT31191 Roma Branch N.23
BAMAIT31194 Roma Branch 24
BAMAIT31266 Branch 4
BAMAIT31346 Branch 6
BAMAIT3A080 Main Branch
BAMAIT3A081 Branch 1
BAMAIT3A082 Branch 2
BAMAIT3A163 Ostia Lido Branch

Roseto Degli Abruzzi

SWIFT/BICBranch
BAMAIT3A158 Roseto Degli Abruzzi

Sambucheto-Sant'egidio (Montecass.)

SWIFT/BICBranch
BAMAIT31059 —

San Benedetto del Tronto

SWIFT/BICBranch
BAMAIT3A079 —
BAMAIT3A143 S.benedetto del T. Branch 1

San Ginesio

SWIFT/BICBranch
BAMAIT31046 —

San Giorgio di Pesaro

SWIFT/BICBranch
BAMAIT31226 —

San Lorenzo In Campo

SWIFT/BICBranch
BAMAIT3A279 —

San Marcello

SWIFT/BICBranch
BAMAIT31369 —

San Michele Al Fiume (Mondavio)

SWIFT/BICBranch
BAMAIT31273 —

San Severino Marche

SWIFT/BICBranch
BAMAIT3A048 —

Sant'agata Feltria

SWIFT/BICBranch
BAMAIT31269 —

Sant'angelo In Pontano

SWIFT/BICBranch
BAMAIT3A047 —

Sant'angelo In Vado

SWIFT/BICBranch
BAMAIT31280 —

Sant'elpidio A Mare

SWIFT/BICBranch
BAMAIT3A076 —

Sant'eraclio (Foligno)

SWIFT/BICBranch
BAMAIT31094 —

Santa Maria Nuova

SWIFT/BICBranch
BAMAIT31371 —

Sarnano

SWIFT/BICBranch
BAMAIT3A049 —

Sassoferrato

SWIFT/BICBranch
BAMAIT31350 —

Savignano Sul Rubicone

SWIFT/BICBranch
BAMAIT3A162 Savignano Sul Rubicone

Senigallia

SWIFT/BICBranch
BAMAIT31373 Branch 1
BAMAIT3A372 —

Serra Sant'abbondio

SWIFT/BICBranch
BAMAIT3134A —

Serrapetrona

SWIFT/BICBranch
BAMAIT31050 —

Serravalle di Carda (Apecchio)

SWIFT/BICBranch
BAMAIT3132A —

Serravalle di Chienti

SWIFT/BICBranch
BAMAIT31051 —

Spoltore

SWIFT/BICBranch
BAMAIT3A189 Spoltore

Tavullia

SWIFT/BICBranch
BAMAIT31224 —

Teramo

SWIFT/BICBranch
BAMAIT3A167 Teramo

Termoli

SWIFT/BICBranch
BAMAIT3A184 Termoli

Terni

SWIFT/BICBranch
BAMAIT31159 Terni Branch 1
BAMAIT3A138 —

Tolentino

SWIFT/BICBranch
BAMAIT31102 Branch 1
BAMAIT3A052 —

Torrette (Ancona)

SWIFT/BICBranch
BAMAIT31313 —

Trecastelli

SWIFT/BICBranch
BAMAIT3A366 Ripe

Treia

SWIFT/BICBranch
BAMAIT3A053 —

Trodica (Morrovalle)

SWIFT/BICBranch
BAMAIT3A018 —

Urbania

SWIFT/BICBranch
BAMAIT3A240 —

Urbino

SWIFT/BICBranch
BAMAIT31294 Branch 1
BAMAIT31296 Branch 2
BAMAIT3A290 —

Urbisaglia

SWIFT/BICBranch
BAMAIT31054 —

Ussita

SWIFT/BICBranch
BAMAIT31055 —

Vallefoglia

SWIFT/BICBranch
BAMAIT3A246 Montecchio
BAMAIT3A291 Bottega

Velletri

SWIFT/BICBranch
BAMAIT3A187 Velletri

Villa Strada (Cingoli)

SWIFT/BICBranch
BAMAIT31056 —

Visso

SWIFT/BICBranch
BAMAIT31057 —

How the Ubi Banca S.P.A. (Formerly Banca Adriatica S.P.A.) SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BAMA Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
3A Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

SWIFT/BIC code of Ubi Banca S.P.A. (Formerly Banca Adriatica S.P.A.)

The short code BAMAIT3A and the 11-character code BAMAIT3AXXX refer to one and the same institution: Ubi Banca S.P.A. (Formerly Banca Adriatica S.P.A.) in Bergamo, Italy. The code has a single purpose: it makes sure that an international payment ends up at the right bank. In practice you mostly come across the code on invoices from abroad, in payment forms and on the account details that Ubi Banca S.P.A. (Formerly Banca Adriatica S.P.A.) provides.

On this page we explain what the code means, when it matters and what else a transfer to or from Ubi Banca S.P.A. (Formerly Banca Adriatica S.P.A.) requires. The SWIFT code alone cannot identify an individual account holder; for that you need the IBAN or account number is for.

Sending money abroad from Ubi Banca S.P.A. (Formerly Banca Adriatica S.P.A.)

The price of a payment abroad is made up of several parts – not just the fee on your screen. Besides a fixed fee, correspondent or intermediary banks may take a cut, and if currencies are converted the bank usually applies a rate that is less favourable than the real market rate.

Banks do not show the margin on the rate separately, but you pay it all the same. A simple test: put the bank’s rate against the mid-market rate and work out the difference on your amount.

For a lot of routes, a transfer service is cheaper than a traditional bank transfer. On GoldexPay you can compare the amount that arrives with different services. Choosing a specialist does not mean leaving Ubi Banca S.P.A. (Formerly Banca Adriatica S.P.A.).

When will the money arrive at Ubi Banca S.P.A. (Formerly Banca Adriatica S.P.A.)?

A SWIFT payment usually needs anywhere from one to several business days – it depends on currency, route and the banks in between. Payments made late in the day or just before weekends and holidays often go out the next business day. Occasionally a bank asks about the purpose of a payment before releasing it.

Many banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Every gpi transfer carries a unique transaction reference, the UETR, which your bank can use to see where the money is. Money transfer services often show tracking online showing how far the payment has got.

A delayed transfer is traced by the sending bank. Request from the sender a copy of the payment confirmation including the reference; that often settles the question quickly.

Scams that use SWIFT codes

Stay wary if a contact unexpectedly asks you to send money to a different account. A correct SWIFT code says nothing about whether the request is genuine – scammers simply use real codes.

Never rely on contact details from the same email that contains the change. Be suspicious of time pressure, unusual wording or an email address that differs by one letter. If a payment was sent to a fraudster, call your bank right away.

People receiving money are targeted too: a classic trick is a buyer who pays too much followed by a request to refund the difference abroad. A screenshot of a transfer proves nothing – check your own account.

Is BAMAIT3A still correct? How to check

Have the recipient send you the bank details directly from their banking app. When the code you were given does not match BAMAIT3A or BAMAIT3AXXX, stop and ask.

With a wrong code, the payment may get stuck, bounce back or cost extra, and tracing it can take weeks. An error in the account number can be a bigger problem.

Many banking apps validate the structure of an IBAN and some suggest the matching BIC, but that does not prove the account belongs to the right person. Where available, a name check on the recipient gives extra certainty. For a first payment, some people start with a small test amount before sending the rest.

A note on our data

Our SWIFT/BIC directory is compiled from public sources and we update it periodically. It is possible that information here is no longer current after a merger or reorganisation. Counts and locations come from our directory.

For a payment of any size, always confirm the BIC with the recipient’s bank or with the recipient. GoldexPay is independent of Ubi Banca S.P.A. (Formerly Banca Adriatica S.P.A.). Found an error? Tell us through the contact page.

8 or 11 characters: BAMAIT3A versus BAMAIT3AXXX

The layout of every SWIFT code is always the same: four characters for the institution, two for the country and two for the location, plus an optional branch code. In this case, that core is BAMAIT3A.

Many payment forms work with either length. If a form asks for eleven characters, enter BAMAIT3AXXX; if it wants eight, use BAMAIT3A.

Enter the code in one piece, in upper case and without spaces. Copying the code beats retyping it, because one wrong letter changes the bank.

Which of the 325 codes of Ubi Banca S.P.A. (Formerly Banca Adriatica S.P.A.) do you need?

Ubi Banca S.P.A. (Formerly Banca Adriatica S.P.A.) uses 325 different SWIFT/BIC codes. Only one is the head office code; the rest identify branches.

Usually you do not need to pick a branch: transfers addressed to BAMAIT3AXXX reach Ubi Banca S.P.A. (Formerly Banca Adriatica S.P.A.) correctly. When you receive a specific code, use it as it is instead of swapping it with the head office code.

Unsure which code applies? Check with the recipient or the bank itself. Codes for branches are more prone to change than BAMAIT3AXXX when a bank merges or closes offices.

Euro (EUR) and conversion costs

Most accounts at Ubi Banca S.P.A. (Formerly Banca Adriatica S.P.A.) are usually held in EUR, the local currency. When you pay another currency it gets converted at some point – by your bank, by Ubi Banca S.P.A. (Formerly Banca Adriatica S.P.A.) or by a bank in between. There is rarely a separate charge for the conversion; it is built into the rate.

Who converts the money makes a difference: every bank has its own margin. Check how much EUR the recipient gets via several services.

The EUR rate fluctuates throughout the day and quotes are often valid only for a short time. For recurring payments, a slightly better rate make a real difference over time.

Receiving money from abroad at Ubi Banca S.P.A. (Formerly Banca Adriatica S.P.A.)

Someone abroad who wants to pay you will ask for a few details about your account – incomplete details often cause delays. Share the account holder’s name, your account number or IBAN, the BIC BAMAIT3AXXX and your address, which some banks require.

Certain sending banks also ask for the bank’s address; it does no harm to include it. A mistake in the IBAN is more trouble than it looks, so copy the details from your online banking.

Expect that the amount credited is below the amount on the sender’s receipt. Fees for incoming transfers differ per bank. On invoices, you can agree who bears the costs.

Paying Ubi Banca S.P.A. (Formerly Banca Adriatica S.P.A.) in euros within SEPA

Since Italy is part of the SEPA zone, a euro transfer into Ubi Banca S.P.A. (Formerly Banca Adriatica S.P.A.) from another SEPA country normally only needs the IBAN. Most banking apps no longer ask for the BIC for these payments.

A SWIFT code like BAMAIT3A does come into play for payments in other currencies, and for transfers from outside SEPA. A few forms still ask for the BIC out of habit; if so, fill in BAMAIT3A.

Instant payments in euros have become increasingly available across SEPA – whether Ubi Banca S.P.A. (Formerly Banca Adriatica S.P.A.) offers them for your account is worth checking. Charges on SEPA payments tend to be low.

Frequently asked questions

What is the SWIFT/BIC code of Ubi Banca S.P.A. (Formerly Banca Adriatica S.P.A.)?

Ubi Banca S.P.A. (Formerly Banca Adriatica S.P.A.) uses BAMAIT3AXXX. Use this code for most international transfers.

How long does a transfer to Ubi Banca S.P.A. (Formerly Banca Adriatica S.P.A.) take?

SEPA transfers in euros normally arrive the next business day. Other currencies can take a few days.

Do I need the BIC of Ubi Banca S.P.A. (Formerly Banca Adriatica S.P.A.) for a euro transfer?

Usually not. Italy is part of the SEPA area, so euro transfers only need the IBAN. For payments in another currency you still need BAMAIT3AXXX.

How can I send money to Ubi Banca S.P.A. (Formerly Banca Adriatica S.P.A.) more cheaply?

Watch out for the exchange rate markup many banks add on international transfers. Check what you receive in Euro across transfer services first.

What does BAMAIT3AXXX mean?

BAMA identifies Ubi Banca S.P.A. (Formerly Banca Adriatica S.P.A.), IT stands for Italy, 3A is the location code and XXX means the head office.

How many SWIFT codes does Ubi Banca S.P.A. (Formerly Banca Adriatica S.P.A.) have?

We list 325 SWIFT/BIC codes for Ubi Banca S.P.A. (Formerly Banca Adriatica S.P.A.) in 206 cities. Every code identifies the head office or a specific branch or department.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.