Jpmorgan Chase Bank, N.a., Jersey Branch SWIFT/BIC code

Jpmorgan Chase Bank, N.a., Jersey Branch SWIFT code: CHASJESX

The 8-character code CHASJESX and the full code CHASJESXXXX refer to one and the same institution: Jpmorgan Chase Bank, N.a., Jersey Branch in St. Helier, Jersey. A BIC does one job: it ensures that an international payment reaches the right bank. It comes up mainly for transfers between countries or a currency.

This page is meant to help people who sends money to an account at Jpmorgan Chase Bank, N.a., Jersey Branch without mistakes. Keep in mind that the SWIFT code only identifies the bank, not the person: the account number or IBAN takes care of that.

Tracking a transfer to or from Jpmorgan Chase Bank, N.a., Jersey Branch

How fast a transfer arrives at Jpmorgan Chase Bank, N.a., Jersey Branch depends on several factors: the currency, the number of banks in between, cut-off times and differences in time zone. Transfers sent late in the day or just before a weekend or public holiday often go out the next business day. Extra checks by one of the banks can also cause some delay, regardless of the details.

If a transfer seems delayed, ask the sending bank about the tracking status or the UETR; with that reference banks can see where the payment is. Save your transfer receipt until the recipient confirms – you will need it for any trace request.

Only the sending bank is able to request a trace; the receiving side usually has nothing to trace yet. As a recipient, you can check your statements for a partial amount, since fees may have been deducted.

A note on our data

The codes here come from public sources which we refresh regularly. Institutions reorganise, close branches and change codes, and a directory never catches every change immediately. The figures on this page reflect our own data and not on information from Jpmorgan Chase Bank, N.a., Jersey Branch itself.

Treat the information on this page as a handy check and rely on the recipient or Jpmorgan Chase Bank, N.a., Jersey Branch for the final confirmation. GoldexPay has no connection to Jpmorgan Chase Bank, N.a., Jersey Branch, we only compare transfer services. Spotted an error? Tell us through the contact page.

International transfers from Jpmorgan Chase Bank, N.a., Jersey Branch: the real cost

The price of an international transfer is made up of several parts – not just the fee on your screen. There is the fee for the transfer itself, sometimes charges from correspondent banks along the way and, most importantly, the exchange rate markup when the money is converted.

The markup on the rate is often the largest item. Compare the rate you are offered with the mid-market rate; the gap is what conversion costs you.

For a lot of routes, a transfer service turns out to be less expensive than a bank, mainly because of the exchange rate. On GoldexPay you can compare what recipients receive with different providers, so you can pick the cheapest route. Choosing a specialist does not mean closing your account at Jpmorgan Chase Bank, N.a., Jersey Branch: you simply pay the service from your account.

Scams that use SWIFT codes

Fraudsters regularly use payment requests containing new bank details. A correct SWIFT code tells you nothing about whether the request is genuine – scammers simply use real codes.

Do not trust contact details from the same email that announces the new account. Urgency and secrecy are warning signs; a genuine business can wait for you to check. Already paid? Call your bank straight away and ask them to start a recall and report the fraud.

Scams also work the other way: someone claims to have sent too much and wants you to refund the difference. Do not act before the money is actually in your account.

Which of the 3 codes of Jpmorgan Chase Bank, N.a., Jersey Branch do you need?

Our directory lists 3 SWIFT/BIC codes for Jpmorgan Chase Bank, N.a., Jersey Branch. Besides the head office code CHASJESXXXX, there are codes for branches, departments or specific services.

In most cases there is no need to look up a branch: transfers addressed to CHASJESXXXX reach Jpmorgan Chase Bank, N.a., Jersey Branch correctly. A branch code only makes sense if the recipient’s bank specifically mentions it, which is more common for corporate accounts and specialised services.

If you are not sure, check with the recipient which code their bank gave them. Branch codes can change when banks reorganise.

Getting paid from abroad into a Jpmorgan Chase Bank, N.a., Jersey Branch account

When you expect money from abroad, give the sender a complete set of details. In practice that means: your full name exactly as it appears on the account, your account number or IBAN, the SWIFT/BIC code CHASJESXXXX and sometimes your address.

You can include the bank name and its city as well. Double-check each detail before you send them.

Money from abroad will not always land for the full amount. Fees for incoming transfers vary from bank to bank – the price list of Jpmorgan Chase Bank, N.a., Jersey Branch tells you what applies. On invoices, it is common to state who bears the costs.

Sending GBP to Jpmorgan Chase Bank, N.a., Jersey Branch

Jersey pays in the British Pound, code GBP. When you pay money in a different currency it gets converted at some point. There is rarely a separate charge for that conversion; it is built into the rate.

Where the conversion happens has an effect on the final amount, since every bank sets its own rate. Transferring the money already in GBP usually avoids a second conversion at the receiving end – as long as your own rate is good.

Rates for GBP change all the time, and some providers let you lock in a rate. For recurring payments, small differences in the rate make a real difference over a year.

Why Jpmorgan Chase Bank, N.a., Jersey Branch has an 8- and an 11-character code

The layout of every SWIFT code never changes: a bank code of four letters, two for the country and a two-character location code, sometimes followed by a branch code. That gives you CHASJESX, the short form of the code.

XXX at the end of CHASJESXXXX does not stand for a placeholder or a mistake: it stands for the head office of Jpmorgan Chase Bank, N.a., Jersey Branch. Some forms insist on 11 characters, in which case you can add XXX behind CHASJESX.

Type the code as one block, in capitals and without separators. Look out for O versus 0 and the letter I and the digit 1, a common source of typos.

Is CHASJESX still correct? How to check

The most reliable place for the correct BIC is paperwork issued by the bank. If the code you have differs from CHASJESX or CHASJESXXXX, do not guess.

Mistakes in the SWIFT code tend to be annoying more than fatal – usually the money comes back, minus fees and time lost. A mistake in the account number is a bigger problem, because the money may be credited to someone else, so check that just as carefully.

Many banking apps check the format of IBANs and some suggest the matching BIC – that confirms the format, not the owner. Some banks now compare the payee name against the account – do not ignore a mismatch warning. For a first payment, many people start with a small amount first.