Bank of Baroda (Kenya) LTD SWIFT/BIC code

SWIFT/BIC code of Bank of Baroda (Kenya) LTD

If an invoice shows BARBKENA or BARBKENAXXX, it is the identical identifier for Bank of Baroda (Kenya) LTD in Kenya. A BIC does one job: it ensures that a cross-border transfer reaches the right bank. In daily life you mostly come across the code on invoices from abroad, in your banking app and in the bank details of Bank of Baroda (Kenya) LTD customers.

On this page you will find what the code means, when you need it and what else a transfer to or from Bank of Baroda (Kenya) LTD requires. A SWIFT code identifies a bank or branch, never a single account; the IBAN or account number does that.

Is BARBKENA still correct? How to check

The most reliable place for the right code is a document from the bank itself. When the code you were given differs from BARBKENA or BARBKENAXXX, do not guess.

Errors in the BIC tend to be costly more than disastrous – usually the money comes back, minus fees and time lost. Do not forget the IBAN: a mistake there can be more difficult to undo than a wrong BIC.

A format check by your bank merely confirms that the IBAN is valid. More and more banks check the payee name with the account; take any warning seriously. Sending a small amount first is worth it for a large first payment despite the extra fee.

What the XXX in BARBKENAXXX means

Every SWIFT/BIC code starts with the same eight core characters: four letters for the bank, two letters for the country and two characters for the location. The result is BARBKENA for Bank of Baroda (Kenya) LTD.

Many payment forms accept both lengths. If a form asks for eleven characters, enter BARBKENAXXX, otherwise BARBKENA is fine.

As a rule the code is typed in capitals, without spaces or dashes. Watch for the letter O and the digit 0 and I versus 1, a common source of typos.

When will the money arrive at Bank of Baroda (Kenya) LTD?

How quickly a payment arrives at Bank of Baroda (Kenya) LTD depends on several factors: the currency, the number of banks in between, cut-off times and time zones. Bank holidays in the sending or receiving country can add a day or more, since banks do not process on those days. Sometimes a bank asks what the payment is for, which can hold things up.

When a payment takes longer than expected, ask your bank for the tracking status and the transaction reference; with that reference banks can see where the payment is. Specialist transfer services often show tracking online showing how far the payment has got.

Only the sending bank is able to request a trace. Request from the sender the payment receipt with the date and reference – it helps your own bank look for the money.

Scams that use SWIFT codes

Stay alert when someone suddenly asks you to pay into a different account or a bank in another country. The fact that BARBKENA exists is no guarantee that a request mentioning it is legitimate – fraudsters use real bank codes as well.

Always confirm a change of bank details by phone on a number you know, not one from the message. Watch out for time pressure, unusual wording or a sender address that is slightly off. If a payment was sent to the wrong account, call your bank right away – speed improves the chance of getting it back.

Fraud can also target the receiver. Someone claims to have sent too much and wants you to return the extra to a new account. A payment confirmation from the sender is no proof – check your own account.

Receiving money from abroad at Bank of Baroda (Kenya) LTD

A sender in another country needs a few details from you – incomplete details often cause delays. The basics are: your name, account number or IBAN, BARBKENAXXX or BARBKENA and often your postal address.

It helps to add the bank name and Nairobi too. Double-check each detail before you share them – a sender rarely spots a mistake in someone else’s details.

Expect that the amount credited is smaller than what the sender paid. Charges on incoming payments vary from bank to bank – the price list of Bank of Baroda (Kenya) LTD tells you what applies. Agree with the sender who pays which costs before the money is sent.

What a transfer from Bank of Baroda (Kenya) LTD abroad really costs

The price of an international transfer is made up of several parts, and the transfer fee is only the most visible one. On top of the transfer fee, correspondent or intermediary banks may take a cut, and if the money changes currency the bank usually uses a rate that is less favourable than the real market rate.

Many banks do not list the margin on the rate separately, but you pay it all the same. Check the rate you are offered with the mid-market rate. The difference is your real conversion cost.

Specialist money transfer services frequently offer rates closer to the mid-market rate and lower fees. GoldexPay lists transfer providers next to each other, showing the amount the recipient gets. You can still use your account at Bank of Baroda (Kenya) LTD to fund the transfer, while a cheaper service handles the conversion.

About this information

The details here are taken from public sources that we update regularly. Banks reorganise, change names and change codes, and a directory never catches every change immediately. The figures on this page reflect what is in our directory and not on information from Bank of Baroda (Kenya) LTD itself.

Before a payment that matters, always confirm the BIC with Bank of Baroda (Kenya) LTD or the recipient. We are an independent comparison site for money transfers and not affiliated with Bank of Baroda (Kenya) LTD. Should you notice something that is out of date, we welcome a short note.

Head office or branch code at Bank of Baroda (Kenya) LTD?

Our database contains 14 SWIFT/BIC codes for Bank of Baroda (Kenya) LTD. Next to the head office code BARBKENAXXX, you will find codes for regional offices and specialised units.

For most payments to a private or business account, the head office code BARBKENAXXX is the right choice. Branch codes are only needed when the account holder explicitly asks for it.

The safest route is to take the code straight from the recipient’s bank details. Branch codes are more prone to be retired than BARBKENAXXX when a bank merges or closes offices.